fbpx

About Ashley Wood

This author has not yet filled in any details.
So far Ashley Wood has created 157 blog entries.
25 01, 2022

RX for Financial Health

2022-01-25T12:46:35-06:00January 25th, 2022|Budgeting, Education, Financial|

RX for Financial Health Talking about physical health and going to the doctor for regular check-ups is socially acceptable for many. So why is talking about financial health considered a taboo subject? Especially when, according to the Financial Health Network, only 34% of U.S. households are financially healthy. Imagine if financial health check-ups became the [...]

18 01, 2022

4 Reasons to File Your Taxes Early in 2022

2022-01-18T11:54:31-06:00January 18th, 2022|COVID-19, Financial|

4 Reasons to File Your Taxes Early in 2022 And four reasons you may want to wait   Tax season 2022 is nearly upon us. The tax filing deadline this year is April 18 (Tax Day). The IRS hasn’t officially announced when you can start sending your tax returns, but the earliest you can file [...]

6 01, 2022

New Branch Hours Starting Jan. 31

2022-01-06T16:56:22-06:00January 6th, 2022|Green Country News|

To help us mitigate continued staffing shortages, we are changing our operating hours, effective Monday, January 31, 2022. The LOBBIES at Prattville & Morrow Road locations will change to: Monday thru Friday 9:00 a.m. – 4:30 p.m. The DRIVE-THRU'S at Prattville and Morrow Road locations will change to: Monday thru Friday 7:30 a.m. – 6:00 [...]

5 01, 2022

New Year Money Resolutions: 9 Tips to Meet Your Financial Goals

2022-01-05T14:37:13-06:00January 5th, 2022|Budgeting, Education, Financial, Improving Credit|

New Year Money Resolutions: 9 Tips to Meet Your Financial Goals Just having a New Year’s resolution can help your bank account, but most of the time, people fail. If you have trouble keeping that overly-broad, year-long goal you thought of while participating in rowdy New Year’s Eve festivities, here’s some advice: Keep it simple. [...]

31 12, 2021

2022 Holiday Closing Schedule

2021-09-23T14:32:31-05:00December 31st, 2021|Green Country News|

Green Country FCU will be closed the following federal holidays in 2022: Holiday Branches Closed New Year's Day    Saturday, January 1 Martin Luther King Jr. Day    Monday, January 17 President's Day    Monday, February 21 Memorial Day    Monday, May 30 Juneteenth    Monday, June 20 Independence Day    Monday, July 4 [...]

30 12, 2021

Are You Financially Healthy?

2021-12-28T12:14:32-06:00December 30th, 2021|Uncategorized|

Financial Education Webinars ARE YOU FINANCIALLY HEALTHY In this workshop you will understand what it means to be financially healthy – which is so much more than the one score everyone asks you about today – your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also [...]

28 12, 2021

Prattville lobby closed week of Dec. 27th

2021-12-28T11:44:36-06:00December 28th, 2021|Green Country News|

Prattville lobby closed week of Dec. 27th Due to staffing shortages we are closing the lobby at our Prattville location this week: Dec. 27-31, 2021. The drive-thru at Prattville remains open for normal business hours: Mon-Fri 7:00 - 6:00 and Sat 9:00 - 1:00. Only the lobby is closed. The lobby at Morrow Rd. is [...]

23 12, 2021

1st Quarter Webinars – Free for Everyone!

2021-12-23T11:23:47-06:00December 23rd, 2021|Budgeting, Education, Financial, Green Country News, Improving Credit|

Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll [...]

7 12, 2021

8 Ways to Avoid a Holiday Debt Hangover

2021-12-07T13:19:23-06:00December 7th, 2021|Budgeting, Green Country News|

8 Ways to Avoid a Holiday Debt Hangover Imagine it’s January. You’re taking down holiday decorations, wondering what the new year will bring, and then it hits you, an overwhelming sense of dread as you think about the looming credit card debt from your holiday spending. If this is an all-too-real scenario for you, here [...]

30 11, 2021

5 Creative Ways to Control Your Holiday Budget This Year

2021-11-30T11:02:31-06:00November 30th, 2021|Budgeting|

5 Creative Ways to Control Your Holiday Budget This Year The holiday season is almost here, and now is the perfect time to get started. But before you head out to the mall with your credit card in hand, it is essential to set a plan and create a realistic budget. It is easy to [...]

24 11, 2021

10 Steps to Financial Success Webinar

2021-11-24T16:37:33-06:00November 24th, 2021|Budgeting, Education, Green Country News|

10 STEPS TO FINANCIAL SUCCESS December Webinar We all measure financial success differently, but all paths to get there require discipline and goals. This session teaches participants ways to financial control— including developing a spending plan, creating objectives, weighing insurance needs, and other tools that will help get on the road to personal financial success. [...]

21 11, 2021

Webinar Recap: Rebuilding After A Financial Crisis

2021-11-21T21:50:03-06:00November 21st, 2021|Education, Financial|

Webinar Recap: Rebuilding After A Financial Crisis Our November financial education webinar focused on the steps you can take to rebuild after a financial crisis. Here are the highlights: BUDGET - Analyze the money coming in and develop a reasonable and goal-oriented plan for what goes out. **TIP: Use a money tracker, like Money Manager inside online [...]

16 11, 2021

Message Pay Making Loan Payments Mobile

2021-11-16T11:05:07-06:00November 16th, 2021|Green Country News|

Message Pay Making Loan Payments Mobile Message Pay is a quick, easy, mobile payment portal for your Green Country FCU loans. You can make a payment to your Green Country loan from any non-Green Country FCU account by text message or online.  All Green Country members with an active personal loan and a mobile phone [...]

8 11, 2021

Five insider tips to an affordable first home

2021-11-08T20:55:22-06:00November 8th, 2021|Home Buying|

The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your [...]

1 11, 2021

Cut These Costs ASAP When Facing Financial Hardship

2021-11-01T11:15:44-05:00November 1st, 2021|Budgeting, Financial|

Have you ever unexpectedly found out you’re going to have less income? It’s enough to throw you into a panic!  The best way to get through hard times is to take a few deep breaths and put a plan together. Check out these common targets for quick and effective expense cuts. Food You might find [...]

1 11, 2021

Webinar: Rebuilding After a Financial Crisis

2021-11-03T15:07:25-05:00November 1st, 2021|Education, Financial, Green Country News|

REBUILDING AFTER A FINANCIAL CRISIS Maybe you had a medical emergency and can't pay the bills, or you lost your job. Many different hardships can send a normal financial situation into a tailspin. Join us for a free, educational webinar to learn how to get your finances back on track, including budgeting, repaying debt, rebuilding [...]

29 10, 2021

Coweta branch closed Friday, Oct. 29

2021-11-01T09:59:52-05:00October 29th, 2021|Green Country News|

Coweta branch closed due to gas leak Our Coweta location is CLOSED today, Friday, October 29th due to a gas leak in the Meadowbrook shopping center. They're asking folks to please stay away from the building, so don't use the ATM out front until the source of the leak is found. As always you can [...]

26 10, 2021

How to Teach Your Kids About Money and Credit

2021-10-26T11:40:10-05:00October 26th, 2021|Budgeting, Education, Financial, Kids Corner|

How to Teach Your Kids About Money and Credit In this article: When Should Kids Start Building Credit? How to Help Your Child Build Good Credit Habits How to Teach Your Kids to Be Smart With Money  Getting Your Kids Started With Credit Cards  Can a Child Have a Credit Report and Score? How to [...]

14 10, 2021

5 Tips for a Good Credit Score

2021-10-14T11:49:23-05:00October 14th, 2021|Education, Financial, Improving Credit, Uncategorized|

5 Tips to Build (and Maintain) a Good Credit Score Like building a house, constructing a financially stable life requires laying a solid foundation. In difficult economic times like these, though, building that foundation can be a challenge. Good credit remains a core part of any financial foundation. Having good credit can make it easier [...]

4 10, 2021

Yes, credit cards can be dangerous.

2021-10-04T12:09:29-05:00October 4th, 2021|Education, Financial, Improving Credit|

Yes, credit cards can be dangerous. But credit cards are also a powerful tool if you know how to use them responsibly.   How credit cards work A credit card is a revolving line of credit that allows you to make charges at any time up to the amount of a specific credit limit. When [...]

29 09, 2021

Webinar: Using Credit Cards Wisely

2021-10-05T11:14:41-05:00September 29th, 2021|Education, Financial, Green Country News, Improving Credit|

USING CREDIT CARDS WISELY Join us for a free educational webinar focusing on credit cards! A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach. Register to attend in advance to be [...]

16 09, 2021

100 Days until Christmas? Now What?!

2021-09-16T15:58:40-05:00September 16th, 2021|Budgeting, Financial|

100 Days until Christmas? Now What?! As of today, you have 100 Days Until Christmas, so let's talk about the "B Word":  you need to have a budget for Christmas and it is time to create one. Sit down and take a good hard look at your finances to see if you can get through [...]

8 09, 2021

Webinar: Financially Savvy Seniors

2021-09-20T13:43:52-05:00September 8th, 2021|Education, Green Country News|

UPDATE Sept. 17, 2021 As long as you've pre-registered for the Savvy Senior webinar, you'll have access to the recording until Sept. 24th - you should have a link emailed to you. Here are the key takeaways we noted from the event: Get started now! It's hard to catch up Setting aside a little bit [...]

7 09, 2021

Resources for Seniors in a Financial Crunch

2021-09-07T14:49:46-05:00September 7th, 2021|Education, Financial|

Resources for Seniors in a Financial Crunch Many seniors avoid seeking help for their money problems, citing reasons such as not wanting to bother people, not knowing who to trust, and feeling ashamed. Yet trying to deal with debt issues alone is often not the best approach. While money problems may be uncomfortable to talk [...]

26 08, 2021

Free Financial Educational Webinars this Fall

2021-08-24T13:23:54-05:00August 26th, 2021|Education, Improving Credit|

Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll [...]

4 08, 2021

7 Ways to Ease Back-to-School Costs

2021-08-02T16:32:41-05:00August 4th, 2021|Financial|

Back-to-school season comes around the same time every year, but like the holidays, it has a tendency to sneak up on us — and our bank accounts. Last year, the National Retail Federation estimated that parents would spend a record average of $789.49 doing back-to-school shopping for children in elementary, middle, or high school and [...]

2 08, 2021

Back-to-School Supplies Community Resources

2021-08-02T16:29:45-05:00August 2nd, 2021|Kids Corner|

Local Events providing back-to-school supplies: Sand Springs Community Service’s Backpack Supply Giveaway Where: Sand Springs Community Services Gym (114 W. 4th, Sand Springs) or call (918) 245-5183 When: August 9th, 10th, 11th What: Pick up a backpack of school supplies & a $25 Wal-Mart clothing voucher Who Qualifies: Any student preK-12th who qualifies for Free [...]

2 08, 2021

Build your child’s money skills while you read

2021-07-21T12:16:34-05:00August 2nd, 2021|Kids Corner|

Build your child’s money skills while you read Amazing reading resource from the CFPB It's important to you to get the most out of reading time with your child. Money as You Grow Bookshelf lets you build on the time you may already be spending on reading together, and helps you bring money topics to [...]

2 08, 2021

August Webinars – free financial education online

2021-08-02T10:06:31-05:00August 2nd, 2021|Education, Green Country News|

Stay in the Know - WEBINARS Below are educational webinars (all FREE) for Green Country members. In August we focus on the Sandwich Generation - those of us taking care of both kids and parents and various financial-related issues that come up. We'll also share several webinars for back-to-school topics like FASFA applications, student [...]

28 07, 2021

5 Tips for Keeping Your Children Safe Online

2021-07-28T10:41:57-05:00July 28th, 2021|Cyber Security, Kids Corner|

5 Tips For Keeping Your Children Safe Online The Internet is an incredible tool to expand knowledge and information exchange for adults and children alike. but there are pitfalls This short paper will provide you with tips to help your children safely use the internet, benefitting from the positives and helping to avoid the negatives. [...]

15 07, 2021

Expert provides answers for Oklahomans curious about upcoming child tax credit payment

2021-07-14T15:26:05-05:00July 15th, 2021|COVID-19|

Read this article at KOCO online and watch video Expert provides answers for Oklahomans curious about upcoming child tax credit payment Perris Jones  Long-awaited payments will hit Oklahoma parents' bank accounts this week as the IRS's child tax credit payment will go out Thursday. Things will look a little different this year for Oklahomans who [...]

14 07, 2021

Children & credit reports: why parents should start checking

2021-07-14T14:38:54-05:00July 14th, 2021|Consumer Protection, Identity Theft, Kids Corner|

Children and credit reports: why parents should start checking Turning 16 years old marks many milestones for a child: learning to drive, preparing for college, and yes, his or her first credit check. While it may seem counterintuitive (after all, most teens don’t have a credit history), the reality is that identity theft can happen [...]

14 07, 2021

Seven Steps to Protecting Your Child From Identity Theft

2021-07-12T12:26:34-05:00July 14th, 2021|Consumer Protection, Cyber Security, Identity Theft|

Seven Steps to Protecting Your Child From Identity Theft It’s a shocking experience thousands of parents have endured: finding out someone else has been using their child’s identity. It’s heartbreaking to think of a young person trying to start out in life with an unjustly tarnished credit history. To guard against a future of frustration [...]

11 07, 2021

Money-Smart Moves for the Advanced Child Tax Credit Payments

2021-07-08T15:36:37-05:00July 11th, 2021|Budgeting, Consumer Protection, COVID-19|

FREE WEBINAR: Advanced Child Tax Credit We invite you to join a free webinar about the upcoming Advanced Child Tax Credit (CTC) monthly payments from the IRS that will start in July. This webinar will be held on Monday, July 19 from 3:00 - 4:00 Central. This webinar will provide you with information on CTC [...]

7 07, 2021

FAQs About the Child Tax Credit

2021-07-07T14:17:04-05:00July 7th, 2021|Consumer Protection, COVID-19, Financial|

Automatic Payments for the Child Tax Credit Start on July 15th - Here's What You Need To Know So what is the child tax credit and how is it changing? Traditionally, the child tax credit provides parents a credit on their taxes for each child under 17. If your tax credit exceeds the amount of [...]

30 06, 2021

Swipe Up: Social Media Spending

2021-06-30T09:26:22-05:00June 30th, 2021|Budgeting, Consumer Protection, Financial|

Swipe Up: Social Media Spending Social Media Day is Jun 30th - let's take a look at one of the biggest ways we spend money. “Swipe up to shop my look!”  “Use my code for a great discount!” Click… the items are in my cart… purchase complete… and I received my confirmation email. Real talk: [...]

28 06, 2021

WEBINAR: Safeguarding Kids’ Identity

2021-06-28T10:02:16-05:00June 28th, 2021|Financial, Kids Corner|

SAFEGUARDING KIDS’ IDENTITY Free Financial Education Webinar  Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy, and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior. Session 1: [...]

28 06, 2021

All About the Child Tax Credit Payments

2021-06-24T21:35:13-05:00June 28th, 2021|COVID-19, Financial|

Millions of Americans Are About to Get $3,600 in New Stimulus — Are You One of Them? While a fourth stimulus check might not be in the cards, a new $3,600 benefit for millions of Americans will now be on its way come July. New direct monthly payments will be disbursed as part of an expanded [...]

24 06, 2021

SCAM ALERT: If You Get This Message From the IRS, Don’t Open It

2021-06-24T21:39:57-05:00June 24th, 2021|Consumer Protection, COVID-19, Scams|

If You Get This Message From the IRS, Don't Open It New Tax Credit has scammers clamoring to take advantage of you. Scam callers claiming to be from the IRS are a dime a dozen. While tax season has come to an end, you might be gearing up to receive the IRS' child tax credit [...]

21 06, 2021

Budget-Friendly Summer Bucket List

2021-06-21T09:56:43-05:00June 21st, 2021|Budgeting|

Cheap Summer Fun Want to have fun this summer but your budget's not quite where it needs to be for a big vacation? We have a couple of budget-friendly summer bucket list ideas just for you! Check Groupon and LivingSocial.This time of year, local recreational businesses post stunning deals on family activities. You can find [...]

17 06, 2021

18 Ways To Save Money This Week

2021-06-17T14:58:46-05:00June 17th, 2021|Budgeting|

18 Ways To Save Money This Week Finding creative ways to save money can make all the difference when it comes to your personal finances. Saving money whenever possible can help build your emergency fund, save for a vacation, or even free up money so you can start investing. For example, saving $10 a week from [...]

17 06, 2021

Money Manager manages your money for you

2021-06-17T14:54:10-05:00June 17th, 2021|Budgeting|

Welcome to Money Manager! All Green Country members have access to a host of money management tools for free - inside online banking. It's called Money Manager and it can help you track your money, set savings goals, work with a budget and monitor your cash flow. Dashboard See [...]

14 06, 2021

Daily Money Management Programs for Seniors

2021-06-14T16:58:18-05:00June 14th, 2021|Budgeting|

Daily Money Management Programs for Seniors Green Country offers a money manager and tracking program inside online banking to help you keep track of your money and see where you’re spending your hard-earned dollars. But for some seniors, that may be too technical, or even just too much to keep up with. There’s another solution [...]

14 06, 2021

How to shield your family from financial elder abuse

2021-06-14T16:41:16-05:00June 14th, 2021|Financial|

How to shield your family from financial elder abuse While it’s not always the most pleasant topic, discussing finances with aging family members is crucial. They may be fine now, but it’s possible that as the years pass, they’ll need help managing their money to keep up with expenses and bills. Plus, the unfortunate reality [...]

14 06, 2021

Identifying Financial Exploitation

2021-09-20T14:02:42-05:00June 14th, 2021|Consumer Protection, Financial|

World Elder Abuse Awareness Day Commemorated June 15th every year, World Elder Abuse Awareness Day is an opportunity to take action to protect older people by raising awareness about elder abuse, why it occurs, and what we can do to stop it. What Is Elder Abuse? Elder abuse refers to intentional or negligent acts by [...]

3 06, 2021

5 habits that can ruin your budget

2021-06-03T14:08:44-05:00June 3rd, 2021|Budgeting, Financial|

5 habits that can ruin your budget How did you ruin your budget last month? It was perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just didn't work out. And it keeps happening month after month. Sound familiar? The first thing to do is double-check [...]

28 05, 2021

30 Ways to Trim a Budget – Free Webinar

2021-06-15T11:35:56-05:00May 28th, 2021|Budgeting, Green Country News|

Webinar: 30 WAYS TO TRIM A BUDGET REGISTER NOW - Watch on your schedule. Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more. Please join us for a free, informational webinar [...]

26 05, 2021

Stimulus Perk Helps Pay for Your WiFi and Laptop

2021-05-26T09:20:22-05:00May 26th, 2021|COVID-19|

Stimulus Perk Helps Pay for Your WiFi and Laptop The Federal Communications Commission recently introduced the Emergency Broadband Benefit program for families who meet certain income criteria. Through the program, families may receive up to $50 per month toward their broadband service and associated equipment rentals. Households on qualifying tribal lands may receive as much [...]

25 05, 2021

Why is it so hard to buy a house right now?

2021-05-25T09:10:28-05:00May 25th, 2021|Home Buying|

Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else.  Why are homes so hot?  Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]

25 05, 2021

Quick Guide: How to buy a house in 2021

2021-05-25T09:09:05-05:00May 25th, 2021|Home Buying|

How to buy a house in 2021 Your guide to getting a mortgage and buying a home.   Set a budget Get mortgage preapproval Find a house and make an offer Secure your mortgage loan Wait for underwriting to complete Set up a home inspection Sign paperwork and close   Buying a home is much [...]

18 05, 2021

Child Tax Credit Calculator Shows How Much You’ll Get in Monthly Payments from IRS

2021-05-18T12:52:58-05:00May 18th, 2021|Calculator, COVID-19, Kids Corner|

Child Tax Credit Calculator Shows How Much You'll Get in Monthly Payments from IRS Yesterday was tax day, so hopefully, you managed to get your taxes in on time so that the IRS knows how many dependents you have, what your income was last year, or if you missed a stimulus payment so you can take [...]

18 05, 2021

Financial Stress: The Physical and Mental Effects

2021-05-18T12:39:19-05:00May 18th, 2021|Financial|

Financial Stress: The Physical and Mental Effects Money may not buy you happiness, but studies show that your relationship with it impacts your health. Did you know money is tied to our basic, hard-wired drive to survive? When that drive can’t be attained, it compounds into stress. Maybe it’s why the age-old saying, “health is [...]

14 05, 2021

Top 5 Expenses When Building a House

2021-05-14T10:24:59-05:00May 14th, 2021|Home Buying|

Top 5 Expenses When Building a House To build the house of your dreams, it helps to understand the cost breakdown and some of the most expensive parts of building a home. The key to staying within your budget (while still having everything you want) lies in making wise decisions. Keep in mind these top [...]

10 05, 2021

Are You in Credit Card Crisis?

2021-05-12T13:01:52-05:00May 10th, 2021|Budgeting, Improving Credit|

Are You in Credit Card Crisis? Get a cold, clammy feeling when you think of your credit card bills? If so, you are not alone. 40% of Americans carry credit card debt and the average balance is $5,700. If we exclude people who pay their balances in full every month, the average debt is $9,333. [...]

10 05, 2021

Rebuilding After a Financial Crisis

2021-05-10T12:03:37-05:00May 10th, 2021|Budgeting, Financial, Improving Credit|

Rebuilding After a Financial Crisis There are many things in life that can derail even the best money management plans. When a crisis happens, most people take things day by day just hoping to get by. When the dust settles, they’re often left with a financial situation that is less than rosy. There are no [...]

10 05, 2021

A house fire changed my life. Here’s how two minutes could help save yours.

2021-05-12T17:33:31-05:00May 10th, 2021|Financial|

While we're preparing for a financial disaster, it's worth taking a look at how an unexpected disaster hits. Oklahomans have seen their fair share of tornados, floods,  grass fires, and ice storms. Here's an article about a house fire. Read through and think about what you would grab if you had less than 2 minutes [...]

4 05, 2021

Summer Webinars

2021-06-03T10:48:22-05:00May 4th, 2021|Budgeting, Financial, Green Country News, Kids Corner|

Free Online Educational Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, [...]

4 05, 2021

Financial preparation before a natural disaster

2021-05-03T14:23:19-05:00May 4th, 2021|Financial|

Financial preparation before a natural disaster Whether due to fire or flood, earthquake or hurricane, powerful forces of nature can lead to financial devastation if you or your home is in its path. But while you can’t stop a catastrophe from happening, you can take preventative measures. Doing so will cushion the blow that such [...]

30 04, 2021

Webinar: Financial First Aid

2021-04-27T18:44:42-05:00April 30th, 2021|Financial, Green Country News|

A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors. Join us for one of two free, educational webinars. Anyone can attend and the recordings will be available [...]

28 04, 2021

5 key financial basics for teens

2021-09-20T13:58:05-05:00April 28th, 2021|Budgeting, Financial, Kids Corner|

5 key financial basics for teens One of the most powerful things for your teen to be able to do is to track where their money goes, and that starts with budgeting. Before your teen leaves home, they should know how to  create a budget how to track spending, and  how to save for the [...]

23 04, 2021

Mobile Device Security

2021-04-26T09:01:55-05:00April 23rd, 2021|Cyber Security|

Mobile Device Security Everywhere you look you see people of all ages utilizing smartphones, tablets, laptops, and other devices to thrive in an online, connected world. Utilizing these devices for work and for pleasure can be extremely convenient and entertaining, but these benefits can come at a very high price if leveraged by a cyber-criminal [...]

23 04, 2021

Cyber Security Basics

2021-04-26T09:02:53-05:00April 23rd, 2021|Cyber Security|

A Guide to Successful Cyber Hygiene Admittedly, when you hear the term cyber hygiene for the first time you probably have one of two reactions: 1) You have a sudden urge to disinfect your keyboard and mouse, or 2) personal hygiene habits come to mind. In truth, it's closer to the latter. Cyber hygiene generally [...]

23 04, 2021

Using Digital Wallets Safely

2021-04-23T17:14:48-05:00April 23rd, 2021|Consumer Protection, Cyber Security|

If you’ve seen someone wave their phone at a gas pump or tap their smartwatch on the credit card terminal to buy a latte, you’ve seen a mobile wallet in action. You may have even used PayPal to buy something online or Zelle to send money to a friend without realizing you were using a [...]

23 04, 2021

Fraud & Scam Basics

2021-04-26T09:08:10-05:00April 23rd, 2021|Consumer Protection, Fraud, Scams|

Fraud & Scam Resources Losing money or property to scams and fraud can be devastating. But there are many resources to help you prevent, recognize, and report scams and fraud.   The Consumer Financial Protection Bureau (CFPB) is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. [...]

23 04, 2021

Fraud and Scams key terms

2021-04-23T16:55:59-05:00April 23rd, 2021|Consumer Protection, Fraud, Scams|

Fraud and Scams Glossary Want to learn more? Visit the CFPB online. Elder financial exploitation Elder financial exploitation is the illegal or improper use of an older adult’s funds, property, or assets. It is the most common form of elder abuse, but only a small fraction of incidents are reported.The perpetrators can be strangers who [...]

23 04, 2021

Tips to Prevent Identity Theft

2021-04-23T16:40:04-05:00April 23rd, 2021|Consumer Protection, Identity Theft|

Tips to Prevent Identity Theft There are many ways to protect your private information from fraud. Though some tasks take a bit of effort, be aware that cleaning up the mess identity thieves leave behind is far more difficult and time-consuming. Credit reports Periodically check your credit report from each of the three major credit [...]

23 04, 2021

Consumer Rights & Responsibilities

2021-04-26T09:10:17-05:00April 23rd, 2021|Consumer Protection, Identity Theft|

Consumer Rights & Responsibilities Since thieves prey on those who have not taken preventative measures, it is up to you to be careful with all of your identification and financial information. For maximum security, make safety a family affair. Limit and monitor children’s access to the Internet and online transactions, have a designated person collect [...]

23 04, 2021

Identity Theft Resources

2021-09-20T13:46:30-05:00April 23rd, 2021|Consumer Protection, Identity Theft, Improving Credit|

Identity Theft Resources If you are a victim of identity theft, understand that minimizing damage will take patience and a systematic approach. However, the sooner and more aggressively you deal with the problem, the faster you will see results. To start, commit yourself to becoming and remaining organized. Since you will be communicating with a [...]

19 04, 2021

Webinar: Score a better future | credit basics with FICO

2021-04-20T22:13:07-05:00April 19th, 2021|Financial, Improving Credit|

Webinar: Score a better future | credit basics with FICO Friday, April 23 @ 11:00 a.m. (CST) We all have financial goals but knowing how to get there can be a challenge. Don’t understand how credit scores impact your financial health, or know your FICO® Score? We want to help! In celebration of Financial Literacy [...]

19 04, 2021

3 Ways to Teach Kids Good Money Habits

2021-04-15T16:32:46-05:00April 19th, 2021|Kids Corner|

3 Ways to Teach Kids Good Money Habits Spend, Save and Share Jars Many parents teach their kids the value of hard work by paying them for chores. You can take this a step further by talking about what they can do with their hard-earned cash. Get three jars and add the label spend, save [...]

13 04, 2021

Forgiveness Information for PPP Loans

2021-06-14T13:22:49-05:00April 13th, 2021|COVID-19, Small Business|

Links to Forgiveness Applications FORM 3508S FORM 3508-EZ FORM 3508 Forgiveness conditions of the Paycheck Protection Program The funds from your PPP loan can be used for the following purposes: Payroll—salary, wage, vacation, parental, family, medical, or sick leave, health benefits Mortgage interest—as long as the mortgage was signed [...]

13 04, 2021

Am I eligible for the new round of PPP?

2021-04-13T15:36:24-05:00April 13th, 2021|COVID-19, Small Business|

Am I eligible for the new round of PPP? Companies with 300 or fewer employees who suffered a 25% drop in any quarter’s revenue from 2019 to 2020 are eligible for the second round of PPP. This means a 25% or more reduction in gross income from any quarter in 2020 relative to that same [...]

13 04, 2021

Pandemic Assistance for your Small Business

2021-04-13T15:13:19-05:00April 13th, 2021|COVID-19, Small Business|

Need pandemic assistance for your small business? Here's a rundown of several economic relief programs that are available. Despite the improved numbers for new cases and deaths compared to the peak of the pandemic, COVID-19 continues to have an outsized impact on small businesses. The passage and signing of the American Rescue Plan Act in [...]

8 04, 2021

Money Missteps – A Great Thing to Happen to a Kid?

2021-04-08T11:25:14-05:00April 8th, 2021|Budgeting, Kids Corner|

Money Missteps - A Great Thing to Happen to a Kid? You Spent Your Money on What?! Any parent with a child old enough to have control over money has probably at least thought that, if not shouted it across a dinner table. While the outrage at a teenager spending an entire pile of birthday [...]

30 03, 2021

Webinar: Building Your First Budget

2021-04-16T09:54:29-05:00March 30th, 2021|Budgeting, Financial, Green Country News, Kids Corner|

If you missed it last week, don't worry, you can still register for the 2nd broadcast of this highly informational teaching tool. Session 2: Thursday, April 22, 2021 Time: 5:30 p.m. PT / 8:30 p.m. ET Sign Up If you can't view it live at 7:30 p.m. (CST) you will still have access to the [...]

25 03, 2021

Spring Webinars

2021-04-19T14:09:33-05:00March 25th, 2021|Budgeting, Kids Corner|

Spring Webinars Upcoming Online Educational Webinars: APRIL – BUILDING YOUR FIRST BUDGET A smart budget helps you cover your expenses and still buy some of the things you want. Find out how to make—and maintain—a budget based on your needs. This session is specifically geared toward teens and pre-teens as part of Youth Financial Literacy [...]

17 03, 2021

Homeless Americans can get their $1,400 stimulus check

2021-03-17T13:25:40-05:00March 17th, 2021|COVID-19|

Homeless Americans who don’t have a fixed address or bank accounts will have to jump through an array of hoops to claim their payment If you are homeless, you can go to a tax return office where they will file something called EIP return. They will put the money on a debit card after, What [...]

12 03, 2021

6 Things to do with your Stimulus Check

2021-03-12T13:58:50-06:00March 12th, 2021|Financial|

6 Things to do with your Stimulus Check (if you've already paid your bills)   Pay off (or Pay Down) High-Interest Debt Interest rates are low for student loans, mortgages, and savings accounts, but if you're carrying credit card debt, you're probably paying upwards of 15%. You can free up a lot of cash by paying [...]

12 03, 2021

Stimulus Checks Round 3 Arriving Soon

2021-04-09T10:34:57-05:00March 12th, 2021|COVID-19|

Stimulus Checks Round 3 Arriving Soon: Key Things To Know The IRS and Treasury will begin processing and sending the $1,400 stimulus checks as soon as this weekend. But not everyone will get their money at once. The $1,400 stimulus checks are officially arriving this weekend -- that is, for some of the people qualified to receive [...]

11 03, 2021

Annual Business Meeting

2021-03-30T12:18:07-05:00March 11th, 2021|Green Country News|

Annual Business Meeting - Online Recapping 2020 Green Country FCU Statement of Condition Re-nomination for two expiring terms on the Green Country FCU Board of Directors There are two (2) terms expiring on the Board of Directors. The following Directors have been re-nominated for election by the Nominating Committee: Marcia Haley (Incumbent) Running for a [...]

8 03, 2021

Webinar: Women & Money

2021-03-08T11:30:56-06:00March 8th, 2021|Budgeting, Financial|

Free Educational Webinar: Women & Money Whether it’s having children, career advancement, divorcing, or becoming a widow, there are certain pivotal times in women’s lives that can occur. This special educational session addresses considerations for budgeting, credit, and insurance. Let's celebrate International Women's Day. Session 1: Tuesday, March 9, 2021 @ 11:30 a.m. (CST) [...]

5 03, 2021

PPP Loan Applications Online

2021-09-20T13:50:28-05:00March 5th, 2021|COVID-19, Green Country News, Small Business|

No Longer Accepting PPP Applications UPDATE May 5, 2021 | Green Country FCU is no longer accepting PPP applications as the SBA-backed program has run out of funds. Any applications approved but not yet funded will still be processed. This does not affect PPP loans funded.   Here’s a rundown of several economic relief programs [...]

28 02, 2021

Self-Employed Apply for a PPP Loan Now!

2021-02-28T23:38:30-06:00February 28th, 2021|COVID-19, Small Business|

Self-employed and gig workers could get bigger loans under new PPP rules.  It just got easier for businesses with less than 20 employees to obtain a PPP loan. The Government changed how the Small Business Administration's Paycheck Protection Program calculates forgivable loans for the smallest firms and sole proprietors. The updated formula — which will likely [...]

19 02, 2021

Six Factors That Could Hurt Your Credit Score

2021-04-09T10:36:09-05:00February 19th, 2021|Improving Credit|

Six Factors That Could Hurt Your Credit Score It's no secret that maintaining a good credit score is essential to strong financial health. It is a must if you ever wish to take out a substantial loan or need to apply for rental properties. Most people know the basics of what may hurt and what [...]

18 02, 2021

What to do if you see something wrong on your credit report

2021-02-18T20:01:34-06:00February 18th, 2021|Improving Credit|

What to do if you see something wrong on your credit report Under the FCRA, both the credit reporting company and the information provider (that is, the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage [...]

18 02, 2021

13 Interesting Facts about Credit Reports

2021-02-18T17:56:09-06:00February 18th, 2021|Improving Credit|

13 Interesting Facts about Credit Reports According to a study from the Federal Reserve, the larger the gap between your credit score and your spouse’s score, the greater you are at risk for divorce. Speaking of spouses and credit scores, you can now find a date based on credit score at CreditScoreDating.com. After all, they [...]

Go to Top