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20 11, 2020

A step-by-step guide to making a holiday budget

By |2020-11-20T10:47:25-06:00November 20th, 2020|Budgeting, Financial|0 Comments

A step-by-step guide to making a holiday budget Ah, the holidays. It’s a time for seasonal cheer, catching up with family, and for some—financial panic! If you recently looked at the calendar and realized gift-buying season is closer than you thought, don’t worry. We are here to help you organize your finances by making an [...]

20 11, 2020

How to Make the Most of a Reduced Paycheck

By |2020-11-20T10:37:47-06:00November 20th, 2020|Budgeting, COVID-19, Financial|0 Comments

Bubbles burst, the economy falters, companies downsize, and personal disasters happen which can result in a reduced paycheck. Perpetual salary growth or even maintenance is simply not guaranteed. However, by adopting the right tools and attitude, you can make the most of a reduced paycheck and not just survive, but thrive. Determine whether your situation [...]

9 11, 2020

Five Ways to Cut Monthly Expenses

By |2020-11-09T11:09:40-06:00November 9th, 2020|Budgeting, Financial|0 Comments

Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? The phenomenon is called “lifestyle creep” and it can keep you from reaching all kinds of financial goals, from paying down debt to saving for retirement. One way to get lifestyle creep under control is to [...]

14 09, 2020

5 Actions Grandparents Raising Kids Should Take Now

By |2020-09-14T13:58:59-05:00September 14th, 2020|Budgeting, Financial|0 Comments

National Grandparents Day was this weekend and we know that more older adults have primary responsibility for raising grandchildren or other young relatives. If this describes you or the older adults you work with, here are a few financial tools that can help. Get a clear picture of monthly income and expenses. If you’re raising [...]

7 07, 2020

Home Buying 101 – your complete guide

By |2020-09-01T13:06:21-05:00July 7th, 2020|Budgeting, Financial, Home Buying|0 Comments

Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing [...]

6 07, 2020

Is It Time to Refinance Your Mortgage?

By |2020-07-06T10:27:33-05:00July 6th, 2020|Financial, Home Buying, Improving Credit|0 Comments

Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]

6 07, 2020

Guide to Mortgage Forbearance Under the CARES Act

By |2020-07-06T09:39:44-05:00July 6th, 2020|COVID-19, Financial|0 Comments

If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]

26 06, 2020

Teaching Kids And Teens Smart Money Habits

By |2020-06-26T09:42:25-05:00June 26th, 2020|Budgeting, Financial, Kids Corner|0 Comments

Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid? If you have children of your own, you may be wondering how and when to [...]

29 05, 2020

5 Tips to Maximize PPP Forgiveness

By |2020-05-29T17:48:07-05:00May 29th, 2020|COVID-19, Financial, Small Business|0 Comments

Tip #1: Use the Covered Period for Payroll Costs A first tip to maximize PPP forgiveness? Use the eight-week covered period that starts when you get the PPP loan. Not the alternative covered period which starts the day the next payroll period starts. (You get to choose which eight weeks you look at.) The reason? [...]

21 05, 2020

Small Business Support through the Pandemic

By |2020-05-21T08:18:56-05:00May 21st, 2020|COVID-19, Financial, Green Country News, Small Business|0 Comments

Paycheck Protection Program Update Our commercial lending team has worked tirelessly since late March helping our small business members and new relationships stay afloat by utilizing the SBA's Paycheck Protection Program. To date, we've helped 90 business owners receive an average of $35,010 in what should be forgivable loans to pay employees and utilities. We've [...]

15 05, 2020

Managing your money during the Pandemic

By |2020-05-15T14:14:14-05:00May 15th, 2020|Budgeting, COVID-19, Financial|0 Comments

The Covid-19 pandemic has forced many of us into financial situations that we could never have predicted. Country-wide shelter-in-place orders have left many without work, and businesses without customers. Now more than ever, it’s important to think about the way we spend or save every dollar we make. In some cases, the quarantine orders have [...]

20 12, 2019

Nine Ways to Master Your Money

By |2019-12-20T14:48:11-06:00December 20th, 2019|Financial|0 Comments

1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, measurable, actionable, realistic and time-bound, or [...]

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