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So far arjaybisadmin has created 32 blog entries.
20 12, 2019

How to protect yourself from credit card fraud

2019-12-20T14:58:05-06:00December 20th, 2019|Fraud|

In the modern world, almost everyone holds a credit card. Reportedly, 7 in 10 American’s have at least one credit card and there are 364 million open credit card accounts in the U.S. as of November 2018. The reach and popularity of credit cards have made it a major target of fraudsters out there. Many [...]

20 12, 2019

Five insider tips to an affordable first home

2019-12-20T14:52:28-06:00December 20th, 2019|Home Buying|

The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your [...]

20 12, 2019

Nine Ways to Master Your Money

2019-12-20T14:48:11-06:00December 20th, 2019|Financial|

1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, measurable, actionable, realistic and time-bound, or [...]

19 12, 2019

The Basics of Credit: What to know before you borrow

2019-12-19T11:51:53-06:00December 19th, 2019|Improving Credit|

In its most basic sense, credit means having the use of something before you pay for it. This ability to borrow adds flexibility to planning and makes it possible to pay for expensive items over a period of time. There are many types of credit that you can choose from, and each has its own [...]

19 12, 2019

Boost Your Credit Score in Days Through Rapid Rescoring

2019-12-19T10:31:37-06:00December 19th, 2019|Improving Credit|

Finally, after all that looking, you’ve found the perfect home and are ready to make an offer. Everything is in order – almost. At the last minute, you discover that your credit report contains incorrect information. Errors have negatively impacted your score to the extent that you can’t qualify for an ideal mortgage. Don’t worry, [...]

19 12, 2019

Four Tricks to Boost Your Credit Score Quickly

2019-12-19T10:22:42-06:00December 19th, 2019|Improving Credit|

First thing’s first: there is no magic solution to raising your credit score overnight. If you have a low score due to, say, bankruptcy (which can affect your credit for up to seven years), boosting it requires a long-term plan of consistent on-time payments and other responsible credit practices. However, a low score due to [...]

19 12, 2019

Non-Traditional Credit Scores: Your Key to Better Borrowing

2019-12-19T09:37:21-06:00December 19th, 2019|Improving Credit|

If you are among the millions of Americans who have not yet used traditional forms of credit, you may think you have to turn to expensive sub-prime lending institutions in order to borrow money. Without a history of using credit cards or loans, you won’t have a traditional credit score – which most financial institutions [...]

19 12, 2019

VantageScore: A Simpler Credit Score

2019-12-19T09:28:06-06:00December 19th, 2019|Improving Credit|

Credit scores have a major impact on our financial lives. Lenders and other organizations rely on these numerical “grades” to make objective and accurate business decisions. Good scores enable you to borrow money easily and with attractive interest rates, while poor scores result in high-interest loans and lines of credit – or being denied the [...]

18 12, 2019

Can No-Limit Credit Cards Limit Your Credit Score?

2019-12-18T23:28:49-06:00December 18th, 2019|Improving Credit|

If you are familiar with the way credit scoring works, you probably know that avoiding being “maxed out” on your credit cards and other revolving accounts generally impacts your score in a positive way. You might also be aware that the FICO score – the most popular model – dedicates 30% of its score calculation [...]

18 12, 2019

Your Credit Score: Everything you need to know

2019-12-18T22:46:53-06:00December 18th, 2019|Improving Credit|

Credit cards are a powerful financial tool. If you use them wisely, they will help you achieve your financial goals. But as the saying goes, with great power comes great responsibility. Abuse them and you will find yourself in a world of financial hurt. If you recently got your first credit card, here are nine [...]

18 12, 2019

Nine Tips for First-time credit card users

2019-12-18T22:31:52-06:00December 18th, 2019|Improving Credit|

Credit cards are a powerful financial tool. If you use them wisely, they will help you achieve your financial goals. But as the saying goes, with great power comes great responsibility. Abuse them and you will find yourself in a world of financial hurt. If you recently got your first credit card, here are nine [...]

18 12, 2019

Five Habits that can ruin your budget

2019-12-18T22:19:35-06:00December 18th, 2019|Budgeting|

So you’ve set a budget and it looks perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just doesn’t work out month after month. Sound familiar? The first thing to do is double-check that your budget is reasonable given factors like income and goals. But if [...]

18 12, 2019

Smart Year-End Financial Moves you can make right now

2019-12-18T22:02:05-06:00December 18th, 2019|Budgeting|

You probably have plenty to do at the end of the year, from holiday parties to family visits. Even so, it is a good idea to set aside time for financial planning. The money moves you make at the end of the year can have an impact that lasts well into the new year and [...]

18 12, 2019

Nine ways to freshen up your finances

2019-12-18T20:58:42-06:00December 18th, 2019|Budgeting|

When it comes to spring cleaning, most people target their homes. And while it’s always a good idea to reduce clutter and clean up, don’t forget to refresh your finances as well. That’s right, it’s time to scrub away bad financial habits and dust off your savings goals. Check out these nine ways to review [...]

18 12, 2019

Dollars and Sense: Mark your calendar: Plan savings week Is coming

2019-12-18T20:45:05-06:00December 18th, 2019|Budgeting|

Sports fans have Super Bowl Week. Aquatic predator enthusiasts have TV’s Shark Week. But what about those who revel in discovering the crags and corners where hidden savings dwell? If you fall into this group, you don’t have to feel left out of the 7-day celebrations, because now there is Plan Savings Week! What It [...]

10 12, 2019

Charting a Course for Raising Money Smart Kids

2019-12-10T10:51:20-06:00December 10th, 2019|Kids Corner|

One of the most important gifts you can give your children is an understanding of how to manage money. We all want our kids to be financially savvy adults one day, but it’s become increasingly difficult in today’s swag culture. Here are some things you can do to ensure your child grows up with a [...]

10 12, 2019

Six Confusing Things About Your Credit Report (and What they Mean)

2019-12-10T10:42:53-06:00December 10th, 2019|Improving Credit|

If you’re not used to reading them, credit reports can make about as much sense as a restaurant menu printed in a foreign language. At least in a restaurant, you can point to what someone else is having. But if you don’t know how to read your credit file, you could make mistakes that could [...]

10 12, 2019

Dollars and Sense: Budgeting for Truly Golden Years

2019-12-10T10:35:31-06:00December 10th, 2019|Budgeting|

Preparing financially for retirement for many people is a shot in the dark: just save as much as you can and hope it’s enough. It’s understandable that people take that view. After all, it can feel like there are too many variables to even get a grip on. How do you know how much money [...]

2 07, 2015

Real estate laws on the move

2015-07-02T16:58:39-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

Private equity firm takes control

2015-07-02T16:58:15-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

Tax litigation at your door

2015-07-02T16:57:06-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

Intellectual property disputes

2015-07-02T16:56:28-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

Entertainment industry acquisitions

2015-07-02T16:55:19-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

Technology changing laws

2015-07-02T16:53:48-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

What acquisitions should you make?

2015-07-02T16:09:59-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

International tax changes

2015-07-02T16:09:29-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

2 07, 2015

International investment advice

2015-07-02T16:09:02-05:00July 2nd, 2015|Uncategorized|

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]

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