While we're preparing for a financial disaster, it's worth taking a look at how an unexpected disaster hits. Oklahomans have seen their fair share of tornados, floods, grass fires, and ice storms. Here's an article about a house fire. Read through and think about what you would grab if you had less than 2 minutes [...]
A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors. Join us for one of two free, educational webinars. Anyone can attend and the recordings will be available [...]
Teen checking account – 4 tips to keep in mind A checking account can help teach your teen important money basics. Get them started in high school to help them learn money management at an early age. You may have opened a savings account for your children as a way to sock away money [...]
Teens and Money: Checking and Savings Account One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can [...]
Money Missteps - A Great Thing to Happen to a Kid? You Spent Your Money on What?! Any parent with a child old enough to have control over money has probably at least thought that, if not shouted it across a dinner table. While the outrage at a teenager spending an entire pile of birthday [...]
Teens & Money Podcast Do you have 10 minutes? Listen to our quick podcast: teens and money. We're covering things like making a budget, setting goals, buying a car, and credit cards. Can't listen today? Download the transcript here.
If you missed it last week, don't worry, you can still register for the 2nd broadcast of this highly informational teaching tool. Session 2: Thursday, April 22, 2021 Time: 5:30 p.m. PT / 8:30 p.m. ET Sign Up If you can't view it live at 7:30 p.m. (CST) you will still have access to the [...]
Free Educational Webinar: Women & Money Whether it’s having children, career advancement, divorcing, or becoming a widow, there are certain pivotal times in women’s lives that can occur. This special educational session addresses considerations for budgeting, credit, and insurance. Let's celebrate International Women's Day. Session 1: Tuesday, March 9, 2021 @ 11:30 a.m. (CST) [...]
New stimulus package makes it easier to qualify for food stamps. Here’s what you need to know Millions of Americans report not having enough money to pay for food during the pandemic. The latest Covid relief package expands food benefits, giving further aid to millions of Americans who are facing financial difficulty because of the [...]
If you lost your source of income or had reduced income because of the ongoing coronavirus pandemic, making payments on your federal student loans may be nearly impossible. With the extension of The CARES Act, those borrowers have relief from paying through December 31st. The Federal Trade Commission (FTC) says if you have qualifying student [...]
Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]
Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]
Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid? If you have children of your own, you may be wondering how and when to [...]
Calculate your savings goal and how to set aside every month in order to reach it.
One of the most important gifts you can give your children is an understanding of how to manage money. We all want our kids to be financially savvy adults one day, but it’s become increasingly difficult in today’s swag culture. Here are some things you can do to ensure your child grows up with a [...]