Five resolutions to help kids start the new year with financial awareness Help your kids kick off the new year with financial resolutions! With one year ending and another beginning, why not help kids start the new year with some financial resolutions? Each of the five planner areas – saving, earning, spending, donating, and learning [...]
Should you try the 100-envelope challenge? Key takeaways The 100-envelope challenge can make it fun to dedicate more cash to savings. Using envelopes labeled 1 to 100, you could set aside more than $5,000 over 100 days. If you can't afford to stash that much, you could halve the amount of cash you set aside [...]
Basics of Personal Finance: An Overview Knowing and implementing the fundamentals of personal finance will enable you to make the most of your money today so you can achieve tomorrow’s goals. Money management, credit and debt, goal development, credit reports, saving and investing, tax and retirement planning, and insurance are subjects everybody can – and [...]
Webinar: Basics of Personal Finance Free, Financial Education Webinars Join us for our first free webinar of 2023: Personal Finance Basics! We'll kick off Financial Wellness month with the basics, everything from managing daily expenses to investing for retirement. This session helps participants set personal finance goals, learn the basics of smart money management, and [...]
How to Teach Young Children About Saving Money How much better would Americans be with money if we were intentional about teaching good money and savings habits at a young age? We’ll focus on ways to positively model and influence children and teens regarding money, spending habits, and saving. It’s never too early to start [...]
Nine Ways to Master Your Money 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, [...]
Free, Financial Education Webinars Join us for free webinars in 2023! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter ‘Green Country FCU’ as your [...]
A Checklist to Prepare for Natural Disasters In light of hurricane season approaching (along with Hurricane Ian), we're sharing this checklist along with other resources from the CFPB to help you prepare your finnancial and account information. As we know in Oklahoma natural disasters such as floods, tornados and ice storms can affect every aspect [...]
BREEZING THROUGH THE HOLIDAYS It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future. REGISTER: https://register.gotowebinar.com/rt/2559794329983624976 Session 1: Tuesday, October 11, 2022 [...]
Certificates of Deposit (CDs) have been around for a long time, yet they are often overlooked as a method of savings and investment. But they can be a very valuable and dependable way to invest your money without working with an investment advisor. What is a CD? Simply put, a CD is an investment where [...]
We’re very excited to announce our free webinars for the second half of the year! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter [...]
Reposted from Money Under 30 If the usual budgeting methods and apps aren't working for you, try some of these lesser-known options — like the Kakeibo method, the expense-income approach, or the "no budget" budget. As a personal finance writer, I write about budgeting daily. That’s why it was a hard truth to face when [...]
ON THE ROAD TO RICHES Free Educational Webinar Whether you’re an employee, member, family or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Investing is one of the smartest things consumers can do to secure a brighter financial future. Every investor has [...]
We’re very excited to announce our free webinars for the second quarter 2022! Whether you’re an employee, member, family or friend, our webinars are packed with useful info, and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up to register and click Show in My Time Zone to view the session time [...]
What is the 30-day savings rule? The 30-day savings rule is simple: the next time you find yourself considering an impulse buy, stop yourself and think about it for 30 days. If you still want to make that purchase after those 30 days, go for it. This rule works because by forcing yourself to wait [...]
How COVID-19 Has Changed People's Money Habits: The Significance of an Emergency Fund An emergency fund is a specific amount of money that you set aside for periods of uncertainty or suffering - such as the COVID-19 pandemic. Many people don't have (or even know about) an emergency fund until the pandemic struck and they [...]
Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll [...]
Webinar Recap: Rebuilding After A Financial Crisis Our November financial education webinar focused on the steps you can take to rebuild after a financial crisis. Here are the highlights: BUDGET - Analyze the money coming in and develop a reasonable and goal-oriented plan for what goes out. **TIP: Use a money tracker, like Money Manager inside online [...]
Have you ever unexpectedly found out you’re going to have less income? It’s enough to throw you into a panic! The best way to get through hard times is to take a few deep breaths and put a plan together. Check out these common targets for quick and effective expense cuts. Food You might find [...]
Swipe Up: Social Media Spending Social Media Day is Jun 30th - let's take a look at one of the biggest ways we spend money. “Swipe up to shop my look!” “Use my code for a great discount!” Click… the items are in my cart… purchase complete… and I received my confirmation email. Real talk: [...]
Cheap Summer Fun Want to have fun this summer but your budget's not quite where it needs to be for a big vacation? We have a couple of budget-friendly summer bucket list ideas just for you! Check Groupon and LivingSocial.This time of year, local recreational businesses post stunning deals on family activities. You can find [...]
18 Ways To Save Money This Week Finding creative ways to save money can make all the difference when it comes to your personal finances. Saving money whenever possible can help build your emergency fund, save for a vacation, or even free up money so you can start investing. For example, saving $10 a week from [...]
5 habits that can ruin your budget How did you ruin your budget last month? It was perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just didn't work out. And it keeps happening month after month. Sound familiar? The first thing to do is double-check [...]
Free Online Educational Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, [...]
Teen checking account – 4 tips to keep in mind A checking account can help teach your teen important money basics. Get them started in high school to help them learn money management at an early age. You may have opened a savings account for your children as a way to sock away money [...]
Teens and Money: Checking and Savings Account One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can [...]
Money Missteps - A Great Thing to Happen to a Kid? You Spent Your Money on What?! Any parent with a child old enough to have control over money has probably at least thought that, if not shouted it across a dinner table. While the outrage at a teenager spending an entire pile of birthday [...]
Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]
Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]
The Covid-19 pandemic has forced many of us into financial situations that we could never have predicted. Country-wide shelter-in-place orders have left many without work, and businesses without customers. Now more than ever, it’s important to think about the way we spend or save every dollar we make. In some cases, the quarantine orders have [...]
Calculate your savings goal and how to set aside every month in order to reach it.
So you’ve set a budget and it looks perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just doesn’t work out month after month. Sound familiar? The first thing to do is double-check that your budget is reasonable given factors like income and goals. But if [...]
When it comes to spring cleaning, most people target their homes. And while it’s always a good idea to reduce clutter and clean up, don’t forget to refresh your finances as well. That’s right, it’s time to scrub away bad financial habits and dust off your savings goals. Check out these nine ways to review [...]
