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25 05, 2021

Why is it so hard to buy a house right now?

2021-05-25T09:10:28-05:00May 25th, 2021|Home Buying|0 Comments

Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else.  Why are homes so hot?  Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]

25 05, 2021

Quick Guide: How to buy a house in 2021

2021-05-25T09:09:05-05:00May 25th, 2021|Home Buying|0 Comments

How to buy a house in 2021 Your guide to getting a mortgage and buying a home.   Set a budget Get mortgage preapproval Find a house and make an offer Secure your mortgage loan Wait for underwriting to complete Set up a home inspection Sign paperwork and close   Buying a home is much [...]

14 05, 2021

Top 5 Expenses When Building a House

2021-05-14T10:24:59-05:00May 14th, 2021|Home Buying|0 Comments

Top 5 Expenses When Building a House To build the house of your dreams, it helps to understand the cost breakdown and some of the most expensive parts of building a home. The key to staying within your budget (while still having everything you want) lies in making wise decisions. Keep in mind these top [...]

9 11, 2020

3 Ways to Refinance to a VA Loan

2020-11-09T10:07:54-06:00November 9th, 2020|Home Buying|0 Comments

3 Ways to Refinance to a VA Loan A VA refinance is brand new loan, not just an adjustment of a current one. A VA refinance will require a new loan application, a new title report and depending upon the type of VA refinance, more paperwork. Today, there are three different VA refinance loans. The [...]

9 11, 2020

Do you qualify for a VA Loan?

2020-11-09T09:55:02-06:00November 9th, 2020|Home Buying, Uncategorized|0 Comments

VA Loan Eligibility Requirements To be eligible for a VA loan, you or your spouse must meet the basic service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility (COE), and satisfy credit and income requirements. You may be eligible for a VA loan by meeting one or more of the [...]

9 11, 2020

All About VA Loans

2020-11-09T09:47:08-06:00November 9th, 2020|Home Buying, Uncategorized|0 Comments

When Veterans Should Use a VA Loan VA loans are federally backed loans available to eligible military service members who are looking to buy a house. In many cases, it will be your best option thanks to the perks like no down payment, competitive rates, limited closing costs, and no private mortgage insurance premium (PMI). [...]

7 07, 2020

Should I Refinance?

2020-07-08T11:47:53-05:00July 7th, 2020|Budgeting, Home Buying|0 Comments

Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]

7 07, 2020

Three signs you’re more prepared than you think to buy a home

2020-07-07T16:22:57-05:00July 7th, 2020|Home Buying|0 Comments

No doubt about it—buying a home is a big investment. You’re on the hook for a long-term mortgage, and responsible for repairs and any other unforeseen expenses. But don’t get discouraged just yet. If you have strong money management skills (and cash saved up), you may be ready for homeownership. Here are three signs that [...]

7 07, 2020

Home Buying 101 – your complete guide

2020-09-01T13:06:21-05:00July 7th, 2020|Budgeting, Financial, Home Buying|0 Comments

Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing [...]

6 07, 2020

Is It Time to Refinance Your Mortgage?

2020-07-06T10:27:33-05:00July 6th, 2020|Financial, Home Buying, Improving Credit|0 Comments

Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]

6 07, 2020

Guide to Mortgage Forbearance Under the CARES Act

2020-07-06T09:39:44-05:00July 6th, 2020|COVID-19, Financial|0 Comments

If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]

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