Quick Tips for Paying Down Debt Lowering consumer debt can be a great way to raise your credit score, cut down on financial stress, and put you on track for a more financially fit future. However, it can also be challenging to do with rising costs, limited funds, and sometimes overwhelming interest costs. Despite the [...]
Nine Ways to Master Your Money 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, [...]
Free, Financial Education Webinars Join us for free webinars in 2023! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter ‘Green Country FCU’ as your [...]
We’re very excited to announce our free webinars for the second half of the year! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter [...]
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care [...]
Solving the Mystery of Credit Reports MARCH FINANCIAL EDUCATION WEBINAR Credit report scores hold a lot of power—they can help buy that first home but can also take away financial opportunities. This informative webinar provides an overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and [...]
Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll [...]
Have you ever unexpectedly found out you’re going to have less income? It’s enough to throw you into a panic! The best way to get through hard times is to take a few deep breaths and put a plan together. Check out these common targets for quick and effective expense cuts. Food You might find [...]
How to Teach Your Kids About Money and Credit In this article: When Should Kids Start Building Credit? How to Help Your Child Build Good Credit Habits How to Teach Your Kids to Be Smart With Money Getting Your Kids Started With Credit Cards Can a Child Have a Credit Report and Score? How to [...]
5 Tips to Build (and Maintain) a Good Credit Score Like building a house, constructing a financially stable life requires laying a solid foundation. In difficult economic times like these, though, building that foundation can be a challenge. Good credit remains a core part of any financial foundation. Having good credit can make it easier [...]
Yes, credit cards can be dangerous. But credit cards are also a powerful tool if you know how to use them responsibly. How credit cards work A credit card is a revolving line of credit that allows you to make charges at any time up to the amount of a specific credit limit. When [...]
USING CREDIT CARDS WISELY Join us for a free educational webinar focusing on credit cards! A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach. Register to attend in advance to be [...]
Are You in Credit Card Crisis? Get a cold, clammy feeling when you think of your credit card bills? If so, you are not alone. 40% of Americans carry credit card debt and the average balance is $5,700. If we exclude people who pay their balances in full every month, the average debt is $9,333. [...]
Rebuilding After a Financial Crisis There are many things in life that can derail even the best money management plans. When a crisis happens, most people take things day by day just hoping to get by. When the dust settles, they’re often left with a financial situation that is less than rosy. There are no [...]
Webinar: Score a better future | credit basics with FICO Friday, April 23 @ 11:00 a.m. (CST) We all have financial goals but knowing how to get there can be a challenge. Don’t understand how credit scores impact your financial health, or know your FICO® Score? We want to help! In celebration of Financial Literacy [...]
13 Interesting Facts about Credit Reports According to a study from the Federal Reserve, the larger the gap between your credit score and your spouse’s score, the greater you are at risk for divorce. Speaking of spouses and credit scores, you can now find a date based on credit score at CreditScoreDating.com. After all, they [...]
Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]
Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing [...]
If you are among the millions of Americans who have not yet used traditional forms of credit, you may think you have to turn to expensive sub-prime lending institutions in order to borrow money. Without a history of using credit cards or loans, you won’t have a traditional credit score – which most financial institutions [...]
