7 07, 2020

Should I Refinance?

By |2020-07-08T11:47:53-05:00July 7th, 2020|Budgeting, Home Buying|0 Comments

Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]

7 07, 2020

Three signs you’re more prepared than you think to buy a home

By |2020-07-07T16:22:57-05:00July 7th, 2020|Home Buying|0 Comments

No doubt about it—buying a home is a big investment. You’re on the hook for a long-term mortgage, and responsible for repairs and any other unforeseen expenses. But don’t get discouraged just yet. If you have strong money management skills (and cash saved up), you may be ready for homeownership. Here are three signs that [...]

7 07, 2020

Home Buying 101 – your complete guide

By |2020-09-01T13:06:21-05:00July 7th, 2020|Budgeting, Financial, Home Buying|0 Comments

Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing [...]

6 07, 2020

Guide to Mortgage Forbearance Under the CARES Act

By |2020-07-06T09:39:44-05:00July 6th, 2020|COVID-19, Financial|0 Comments

If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]

26 06, 2020

Teaching Kids And Teens Smart Money Habits

By |2020-06-26T09:42:25-05:00June 26th, 2020|Budgeting, Financial, Kids Corner|0 Comments

Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid? If you have children of your own, you may be wondering how and when to [...]

20 12, 2019

Five insider tips to an affordable first home

By |2019-12-20T14:52:28-06:00December 20th, 2019|Home Buying|0 Comments

The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your [...]

19 12, 2019

Boost Your Credit Score in Days Through Rapid Rescoring

By |2019-12-19T10:31:37-06:00December 19th, 2019|Improving Credit|0 Comments

Finally, after all that looking, you’ve found the perfect home and are ready to make an offer. Everything is in order – almost. At the last minute, you discover that your credit report contains incorrect information. Errors have negatively impacted your score to the extent that you can’t qualify for an ideal mortgage. Don’t worry, [...]

19 12, 2019

Non-Traditional Credit Scores: Your Key to Better Borrowing

By |2019-12-19T09:37:21-06:00December 19th, 2019|Improving Credit|0 Comments

If you are among the millions of Americans who have not yet used traditional forms of credit, you may think you have to turn to expensive sub-prime lending institutions in order to borrow money. Without a history of using credit cards or loans, you won’t have a traditional credit score – which most financial institutions [...]

19 12, 2019

VantageScore: A Simpler Credit Score

By |2019-12-19T09:28:06-06:00December 19th, 2019|Improving Credit|0 Comments

Credit scores have a major impact on our financial lives. Lenders and other organizations rely on these numerical “grades” to make objective and accurate business decisions. Good scores enable you to borrow money easily and with attractive interest rates, while poor scores result in high-interest loans and lines of credit – or being denied the [...]

18 12, 2019

Can No-Limit Credit Cards Limit Your Credit Score?

By |2019-12-18T23:28:49-06:00December 18th, 2019|Improving Credit|0 Comments

If you are familiar with the way credit scoring works, you probably know that avoiding being “maxed out” on your credit cards and other revolving accounts generally impacts your score in a positive way. You might also be aware that the FICO score – the most popular model – dedicates 30% of its score calculation [...]

18 12, 2019

Your Credit Score: Everything you need to know

By |2019-12-18T22:55:18-06:00December 18th, 2019|Improving Credit|0 Comments

Credit cards are a powerful financial tool. If you use them wisely, they will help you achieve your financial goals. But as the saying goes, with great power comes great responsibility. Abuse them and you will find yourself in a world of financial hurt. If you recently got your first credit card, here are nine [...]

10 12, 2019

Six Confusing Things About Your Credit Report (and What they Mean)

By |2019-12-10T10:42:53-06:00December 10th, 2019|Improving Credit|0 Comments

If you’re not used to reading them, credit reports can make about as much sense as a restaurant menu printed in a foreign language. At least in a restaurant, you can point to what someone else is having. But if you don’t know how to read your credit file, you could make mistakes that could [...]

Go to Top