At what age should you start teaching your child about credit? Financial education starts much earlier than age 18, when you can open your first card. Children begin to form their lifelong money habits as early as preschool. Behavioral researchers from Cambridge University encourage parents to start teaching their kids about money as young as [...]
Webinar: RAISING A MONEY-SMART KID Earning money, spending and saving are important lessons children learn very early on in life. This session will help guide parents on effective ways to educate children about financial responsibility that can last a lifetime. Session 1: Tuesday, April 11, 2023 Time: 12:30 p.m. CST Sign Up Session 2: Thursday, [...]
Basics of Personal Finance: An Overview Knowing and implementing the fundamentals of personal finance will enable you to make the most of your money today so you can achieve tomorrow’s goals. Money management, credit and debt, goal development, credit reports, saving and investing, tax and retirement planning, and insurance are subjects everybody can – and [...]
How to Teach Young Children About Saving Money How much better would Americans be with money if we were intentional about teaching good money and savings habits at a young age? We’ll focus on ways to positively model and influence children and teens regarding money, spending habits, and saving. It’s never too early to start [...]
BREEZING THROUGH THE HOLIDAYS It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future. REGISTER: https://register.gotowebinar.com/rt/2559794329983624976 Session 1: Tuesday, October 11, 2022 [...]
RX for Financial Health Talking about physical health and going to the doctor for regular check-ups is socially acceptable for many. So why is talking about financial health considered a taboo subject? Especially when, according to the Financial Health Network, only 34% of U.S. households are financially healthy. Imagine if financial health check-ups became the [...]
New Year Money Resolutions: 9 Tips to Meet Your Financial Goals Just having a New Year’s resolution can help your bank account, but most of the time, people fail. If you have trouble keeping that overly-broad, year-long goal you thought of while participating in rowdy New Year’s Eve festivities, here’s some advice: Keep it simple. [...]
Webinar Recap: Rebuilding After A Financial Crisis Our November financial education webinar focused on the steps you can take to rebuild after a financial crisis. Here are the highlights: BUDGET - Analyze the money coming in and develop a reasonable and goal-oriented plan for what goes out. **TIP: Use a money tracker, like Money Manager inside online [...]
5 habits that can ruin your budget How did you ruin your budget last month? It was perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just didn't work out. And it keeps happening month after month. Sound familiar? The first thing to do is double-check [...]
Get Creative! Ways to Lower Holiday Spending Holiday spending is often a spending plan-buster. The expenses can be numerous: presents, wrapping paper, cards, decorations, food, and travel, to name a few. Yet very few people have an unlimited holiday budget. If you do not have the funds to buy everything you want, there is no [...]
