Webinar: Becoming a Homeowner Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. Thursday, June 13, 2024 Time: 7:30 p.m. CST Sign Up Whether [...]
Webinar: Becoming a Homeowner Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. Session 1: Tuesday, June 13, 2023 Time: 12:30 p.m. Click to [...]
Join us April 22nd for a First-Time Homebuyer Educational Session. Presented by Janice Sizemore, this session will cover: The homebuying process Financing Do's & Don'ts Closing Frequently Asked Questions This free seminar is for anyone and everyone who'd like to be better informed on the home buying process but especially for first-time homebuyers. Lenders with [...]
Free, Financial Education Webinars Join us for free webinars in 2023! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter ‘Green Country FCU’ as your [...]
Are adjustable-rate mortgages safer now than they were in 2008 Adjustable-rate mortgages are gaining ground amid rate hikes for fixed-rate mortgages. Here’s what you need to know if you’re in the market for a home loan. As interest rates rise for conventional loans, home buyers are turning to adjustable-rate mortgages in increasing numbers. According to [...]
Four things every homebuyer needs to know about Adjustable Rate Mortgages (ARMs) If you’re shopping for a home, you’ve probably heard of an Adjustable Rate Mortgage or ARM. It’s a type of home loan with an interest rate that changes over time. The main perk is that it usually comes with an initially low rate, [...]
Solving the Mystery of Credit Reports MARCH FINANCIAL EDUCATION WEBINAR Credit report scores hold a lot of power—they can help buy that first home but can also take away financial opportunities. This informative webinar provides an overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and [...]
The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your [...]
Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else. Why are homes so hot? Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]
How to buy a house in 2021 Your guide to getting a mortgage and buying a home. Set a budget Get mortgage preapproval Find a house and make an offer Secure your mortgage loan Wait for underwriting to complete Set up a home inspection Sign paperwork and close Buying a home is much [...]
No doubt about it—buying a home is a big investment. You’re on the hook for a long-term mortgage, and responsible for repairs and any other unforeseen expenses. But don’t get discouraged just yet. If you have strong money management skills (and cash saved up), you may be ready for homeownership. Here are three signs that [...]
