Four ways debt sneaks up on you—and what to do about it Unless you track your overall spending with every little purchase, debt can ambush you. Fortunately, you can prevent it from piling up; you just need to be aware of the ways in which you spend money. Here are four common causes of debt [...]
Quick Tips for Paying Down Debt Lowering consumer debt can be a great way to raise your credit score, cut down on financial stress, and put you on track for a more financially fit future. However, it can also be challenging to do with rising costs, limited funds, and sometimes overwhelming interest costs. Despite the [...]
Nine Ways to Master Your Money 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, [...]
BREEZING THROUGH THE HOLIDAYS It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future. REGISTER: https://register.gotowebinar.com/rt/2559794329983624976 Session 1: Tuesday, October 11, 2022 [...]
We’re very excited to announce our free webinars for the second half of the year! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter [...]
RX for Financial Health Talking about physical health and going to the doctor for regular check-ups is socially acceptable for many. So why is talking about financial health considered a taboo subject? Especially when, according to the Financial Health Network, only 34% of U.S. households are financially healthy. Imagine if financial health check-ups became the [...]
New Year Money Resolutions: 9 Tips to Meet Your Financial Goals Just having a New Year’s resolution can help your bank account, but most of the time, people fail. If you have trouble keeping that overly-broad, year-long goal you thought of while participating in rowdy New Year’s Eve festivities, here’s some advice: Keep it simple. [...]
Are You in Credit Card Crisis? Get a cold, clammy feeling when you think of your credit card bills? If so, you are not alone. 40% of Americans carry credit card debt and the average balance is $5,700. If we exclude people who pay their balances in full every month, the average debt is $9,333. [...]
Credit Card Makeover A look at our first financial education webinar of the year. Quick - without looking it up, do you know how much you owe on all your credit cards? If you're not sure, it could be a sign that you're getting into credit card trouble. Not knowing how much you owe, or [...]
