Webinar: Becoming a Homeowner Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. Thursday, June 13, 2024 Time: 7:30 p.m. CST Sign Up Whether [...]
Webinar: Becoming a Homeowner Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. Session 1: Tuesday, June 13, 2023 Time: 12:30 p.m. Click to [...]
Are adjustable-rate mortgages safer now than they were in 2008 Adjustable-rate mortgages are gaining ground amid rate hikes for fixed-rate mortgages. Here’s what you need to know if you’re in the market for a home loan. As interest rates rise for conventional loans, home buyers are turning to adjustable-rate mortgages in increasing numbers. According to [...]
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care [...]
Four things every homebuyer needs to know about Adjustable Rate Mortgages (ARMs) If you’re shopping for a home, you’ve probably heard of an Adjustable Rate Mortgage or ARM. It’s a type of home loan with an interest rate that changes over time. The main perk is that it usually comes with an initially low rate, [...]
The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your [...]
Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else. Why are homes so hot? Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]
