New Account Disclosures
Important details regarding your new account.
Welcome! Thanks for opening a new account with Green Country FCU. Below are links to several important disclosures relating to your new account. Please review.
What’s Next?
Check out some of our Frequently Asked New Account and New Loan Questions.
To apply for Green Country FCU membership, you’ll need the following forms of identification:
- Valid U.S. government issued ID (e.g. Driver’s License, Passport, or State ID) or Foreign Passport
- Social Security Number (SSN) or Individual Tax Identification Number (ITIN)
- Documentation verifying your home address, such as a utility bill or lease agreement (Not required for minors 17 and under)
- If you’re applying for first-time membership and your relative or domestic partner is a member, you will need his/her first and last name. Providing a current membership and/or account number is optional.
Setup Online Banking
Enrolling in Online Banking is quick and easy. Please note that you do have to enroll and login on a desktop before you can access our mobile banking app. You will need your member number for this step.
Not sure what your member number is? Call or text us at (918) 245-1301 during business hours.
Step 1 of setup:
- In a new browser window go to https://bit.ly/GCFCU (or click on Login to Online Banking from our website homepage – www.GreenCountryFCU.com).
- Click “Enroll” under First Time User
- Enter you Member Number and PIN (last four SSN).
- Click on the Blue “Terms and Conditions” link to read. Close that pop-up (or set it aside for later reading) and then check the “Terms and Conditions” box.
- Prove that you’re not a Robot by completing the Captcha puzzle and then press “continue”.
You will then be redirected to fill out your security questions, security phrase, and user settings.
Step 2 of setup:
- Edit Challenge Questions
- You will get a “challenge questions changed successful” message and need to select “OK” button to move forward.
- Edit Security Phrase
- You will get a “security phrase changed successful” message and need to select “OK” button to move forward.
- Update Demographic Information
- You have the option to “Update”, “Remind Me Later” or select “No Change”. You can also ignore this message altogether and click the Blue Menu Bar Options
If you update demographic information or click “self-service”, your next page will be the online banking overview page.
If you select “OVERVIEW”, you will be prompted to Update your Preferences which allows you to modify what you see on your overview page.
You’re now enrolled and logged in.
- Set up Mobile Banking
- Quick Links: Download Mobile App
- Set up Text Banking/Alerts
Your Green Country FCU membership number is your unique profile number that is typically 6 digits long. This number will help our employees identify you and your associated accounts for faster service.
Each Green Country account that you open has an associated share ID – or account number. Your account number links us to one specific account – savings, checking, loan, CD, etc. Your membership numbers link to your entire group of accounts with us.
Typically, new debit cards will take 7 – 10 days by USPS mail and will be directly mailed to the address you have on file with us. The PIN number for your card will be mailed separately and sometimes beats the debit card to your house!
Well, we offer all of the same products as banks, but we don’t have any outside shareholders. Instead, our members are our shareholders. That means our profits are reinvested in you, giving you more for your money.
Not-for-Profit. Credit unions return earnings to members in the form of higher interest rates on savings products, lower interest rates on loans and credit cards, and added services.
Member-Owned and Operated. A credit union’s board of directors is elected by the members, and each member has an equal vote.
Better Service. Members are the owners, so credit unions place a heavy emphasis on excellent customer service, financial education, and community involvement. See what Consumer Reports has to say about credit union customer service.
Accessible. Credit unions offer mobile banking and large, robust ATM and branch networks that make it easy for members to access their money anytime, anywhere.
You can make payments from your Green Country accounts or another financial institution’s accounts.
FROM YOUR GREEN COUNTRY CHECKING OR SAVINGS ACCOUNT:
- ONLINE: login to Online Banking (GreenCountryFCU.com, click Login) and make or schedule a transfer (one-time or recurring) from your payment account to your loan account
- IN PERSON: visit any Green Country FCU branch or any Co-Op Shared Branch or any Credit Union Service Center
- MAIL: Mail a check to 202 E. Morrow Rd., Sand Springs, OK 74063
- PHONE: During business hours, call or text (918) 245-1301. After business hours, call the anytime voice banking line (877) 435-4370, select 3 to perform a transaction activity, and follow the prompts. You will need your member number and PIN to use the anytime voice banking line.
FROM AN EXTERNAL ACCOUNT (Another Financial Institution):
- Use Message Pay online to pay your Green Country loan from another financial institution here: https://greencountryfcu.messagepay.com/payment/accountlookup
- Message Pay sends monthly alerts that your payment is due and you can pay via text or online. Payments made through Message Pay are $4.99; alerts are free.
- Set up a recurring ACH from another financial institution to your Green Country loan by submitting an ACH request form here.
- IN PERSON: Visit any Green Country FCU branch or any Co-Op Shared Branch or any Credit Union Service Center
- MAIL: Mail a check to 202 E. Morrow Rd., Sand Springs, OK 74063
- PHONE: During business hours, call or text (918) 245-1301
Green Country FCU Morrow Rd. branch
Lobby: Monday – Friday 9:00 a.m. – 4:30 p.m.
Drive-Thru: Monday – Friday | 8:30 a.m. to 5:30 p.m.
Green Country FCU Prattville branch
Lobby: Monday – Friday 9:00 a.m. – 4:30 p.m.
Drive-Thru: Monday – Friday | 8:30 a.m. to 5:30 p.m.; Saturday 9:00 a.m. – noon
Green Country FCU Coweta branch
Lobby: Monday – Friday 9:00 a.m. – 5:00 p.m.
Video Instructions:
or follow these steps:
- LOGIN to Online Banking
- Select Mobile from the Upper Right Menu
- Click “Add New Device” from the “Manage Mobile Banking Devices” page
- Add your mobile phone number under “Other Services” and select Continue
- Select the “Text Messaging” box then select Continue
- Enter the Activation Code you receive on your mobile device
- Success!
Green Country FCU offers members mobile access to account information (e.g., for checking balances and last transactions) over SMS, as well as the option to set up alerts for accounts (e.g., low balance alerts). Enrollment requires identification of the user’s banking relationship as well as providing a mobile phone number. The mobile phone number’s verification is done by the user receiving an SMS message with a verification code which they will have to enter on the website. Additionally, members may select the type of alerts and other preferences which will determine, together with their account data, the frequency of alerts delivered to the customer. This program will be ongoing. Message & Data rates may apply. Members can opt-out of this program at any time.
Questions about Text Alerts?
• Contact us by text or phone at (918) 245-1301.
• For a list of text commands, text ‘HELP’ to 39872
To stop Text Banking messages from coming to your phone, opt out by texting ‘STOP’ to 39872. You will receive a one-time opt-out confirmation text message and will not receive further messages after that.
By participating in Mobile Banking & Text Alerts, you are agreeing to the terms and conditions presented above. Our participating carriers include (but are not limited to) AT&T, Sprint, T-Mobile, US Cellular, Verizon Wireless, MetroPCS. Mobile Banking and any software you may obtain from mobile banking (“Software”) may not be available at any time for any reason outside of the reasonable control of Green Country FCU or any service provider.
With Text Banking you can quickly request your balance, transfer money, check history to see if a check has cleared, or find an ATM or Branch nearby. You can also set text alerts to tell you what your balance is daily, alert you of incoming/outgoing ACH, large deposits/withdrawals, etc.
Members will have to be enrolled in text banking/alerts. You can do this yourself inside online banking – check out the instructions here: https://greencountryfcu.com/faq-items/how-to-enroll-in-text-banking/
If you don’t see the self-service options for mobile banking, call or text us at (918) 245-1301 and we’ll get you set up.
Green Country FCU Self-Service Text Banking
Text to 39872
- BAL for balance
- this will show your account nicknames and balances for all enrolled accounts
- HIST + texting account nickname for recent transactions
- ATM + zip for nearby ATMs
- BRANCH + zip for nearby branches
- STOP to Cancel texting service
- HELP for list of options
Green Country FCU offers members mobile access to account information (e.g., for checking balances and last transactions) over SMS, as well as the option to set up alerts for accounts (e.g., low balance alerts). Enrollment requires identification of the user’s banking relationship as well as providing a mobile phone number. The mobile phone number’s verification is done by the user receiving an SMS message with a verification code which they will have to enter on the website. Additionally, members may select the type of alerts and other preferences which will determine, together with their account data, the frequency of alerts delivered to the customer. This program will be ongoing. Message & Data rates may apply. Members can opt-out of this program at any time.
Questions about Text Alerts?
• Contact us by text or phone at (918) 245-1301.
• For a list of text commands, text ‘HELP’ to 39872
To stop Text Banking messages from coming to your phone, opt out by texting ‘STOP’ to 39872. You will receive a one-time opt-out confirmation text message and will not receive further messages after that.
By participating in Mobile Banking & Text Alerts, you are agreeing to the terms and conditions presented above. Our participating carriers include (but are not limited to) AT&T, Sprint, T-Mobile, US Cellular, Verizon Wireless, MetroPCS. Mobile Banking and any software you may obtain from mobile banking (“Software”) may not be available at any time for any reason outside of the reasonable control of Green Country FCU or any service provider.[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
We get this one a lot! Fortunately, there are many ways to check your account balance or other transaction specifics on your account, anytime, anywhere!
- Online Banking
- Login anytime to manage your money: https://bit.ly/GCFCU
- Don’t have an account yet? Start here.
- Mobile App
- With Green Country’s mobile app, you can access your accounts, move money, check your balance, and more from anywhere, anytime.
- Download Now
- Text Alerts
- When enrolled, text ‘BAL’ to 39872 to receive your balance.
- You can also set up recurring alerts to get your balance sent to you every day – like setting an alarm!
- How to Enroll in Text Alerts
- 24/7 Phone Banking
- Call Anytime for touch-button banking – (877) 435-4370.
- How to Enroll in Voice Banking
- Voice Banking Call Menu
- ATMs
- Yes, you can check your balance at the ATM as long as you have your debit/ATM card. Green Country FCU is part of the Transfund network and most ATMs are surcharge-free for transactions. Checking your balance should not be considered a transaction even at out-of-network ATMs but please be sure to read all notices on the machine and screens.
As always, you can bank at any Green Country FCU branch or Shared Branch location (find one near you); or call/text us for help during business hours (Monday-Friday 9:00 a.m. – 4:30 p.m.) at (918) 245-1301.
Shared branching is one of the coolest perks of the Credit Union! Essentially, when you have an account with Green Country FCU, you can conduct banking business at ANY CO-OP Shared Branch location. Yes, that includes our “competitors” like TTCU, Red Crown, Oklahoma Central and more. Traveling? No problem, we’re nationwide!
Credit Unions are cooperative organizations that are owned and operated by the people who use them so it’s natural that we work together. Need to make a payment on your loan, transfer money, cash a check – there are so many things you can do at a Shared Branch.
The CO-OP network has more than 5,600 branch locations and more than 30,000 surcharge-free ATMs.
You can also Text a zip code to 91989 to find nearby ATM and Shared Branch Locations or call 888-748-3266.
And because Green Country is a member of the CO-OP Shared network, if you have accounts at other credit unions, we can help you with those also. Visit us today!
All checks deposited through the mobile app should be endorsed with two items:
- Your signature
- “for mobile deposit only, GCFCU”
Mobile Deposit puts banking in your hands, just log in, take a picture, and deposit!
- Members must request Mobile Deposit to be turned on.
- Call or Text (918) 245-1301 or email [email protected].
- Endorse checks with your signature and “For mobile deposit only, GCFCU”
- Hang on to the paper check until funds are posted to your account
- It’s good practice to keep them for 90 days
- Deposit status may not show up immediately, login later in the day to check
- Deposits should post same “business” day but can take up to 3 days to process
- Check holds and funds availability still apply
- Business day cutoff time is 4:00 p.m.
Direct Depositing your paycheck into your Green Country account means you have access to your money faster.
Direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. Direct deposit requires the use of an electronic network (called the automated clearing house or ACH) that allows deposits to take place between banks and credit unions. Because the funds are transferred electronically, recipients’ accounts are credited automatically, so there is no need to wait for the money to clear. Common uses for direct deposit include paychecks and tax refunds.
Direct deposit requires a signature on a specific form to setup. Fill out this Direct Deposit form and submit to [email protected] or drop off at your local Green Country branch.
New IDCheck by Co-Op for Shared Branching
IDCheck is a new product that enables Credit Unions to more effectively validate the identity of guest members during Shared Branching transactions while minimizing the risk of potential fraud.
Effective May 1, 2025, Shared Branching users will be required to preload their state-issued driver’s ID into this application before visiting a participating Shared Branch location.
If you are a visiting Credit Union Shared Branching participant, please follow the instructions below to prepare for this transition.
If you are a Green Country FCU Shared Branching user planning to visit other Credit Unions within the network, please follow the instructions to ensure a smooth experience when conducting your Green Country transactions at other Credit Union branches
Here Is What You Can Expect From The New IDCheck:
When you arrive at the branch, or before, you will be asked to scan a QR code with your mobile device and follow the instructions on the screen to get a member verification code.
- Enter your Credit Union’s name – will be able to choose from a drop-down list.
- Enter your Member Number and last 4 digits of social security number.
- Take a picture of the front of your government-issued ID.
- Take a picture of the back of your government-issued ID.
ID is stored so this can be reused instead of taking a new photo every time.
- Take a Selfie
Selfie is stored so this can be reused instead of taking a new photo every time.
- You will be given a verification code – this code is good for 20 minutes and must be provided to the Teller prior to performing the transaction.
- Proceed to the Teller and provide them with your verification code
- Complete transaction as normal
If you are not able to get a verification code this does not mean your transaction can not be performed. The teller may be able to verify you by means other than the IDCheck system.
Your payment will be posted to your account within one business day. For example, if you make your payment on a Saturday, your payment will be posted Monday morning. Likewise, if you make your payment at 5:00PM on a Monday, your payment will be posted on Tuesday morning.
Message Pay is a quick, easy, mobile payment portal for your Green Country FCU loans. You can make a payment to your Green Country loan from any non-Green Country FCU account by text message or online. All Green Country members with an active personal loan and a mobile phone will receive a text message allowing you to sign up for Message Pay.
First-time users will need to verify and then set up your account.
You’ll receive a text from (918) 995-4508 with instructions on how to set up. If you do not receive this message before your first loan payment is due, you can opt-in manually but texting “start” to (918) 995-4508, or enrolling online here.
- To verify, enter your loan account number and date of birth.
- Configure your account by setting a 4-digit PIN (you’ll use this to verify text payments in the future), and adding a preferred method of payment.
- You have the option to link a bank account or add a credit/debit card.
- Message Pay is for payments made to Green Country loans from another financial institution account, not your Green Country checking account.
- There is a $4.99 fee to make a payment with Message Pay.
- Text alerts are free.
- If you want to pay from a Green Country account, it’s still easiest for you to transfer money to your loan account from your Green Country checking account inside online banking. You can make a one-time transfer, or set recurring transfers to happen monthly.
You can make payments from your Green Country accounts or another financial institution’s accounts.
FROM YOUR GREEN COUNTRY CHECKING OR SAVINGS ACCOUNT:
- ONLINE: login to Online Banking (GreenCountryFCU.com, click Login) and make or schedule a transfer (one-time or recurring) from your payment account to your loan account
- IN PERSON: visit any Green Country FCU branch or any Co-Op Shared Branch or any Credit Union Service Center
- MAIL: Mail a check to 202 E. Morrow Rd., Sand Springs, OK 74063
- PHONE: During business hours, call or text (918) 245-1301. After business hours, call the anytime voice banking line (877) 435-4370, select 3 to perform a transaction activity, and follow the prompts. You will need your member number and PIN to use the anytime voice banking line.
FROM AN EXTERNAL ACCOUNT (Another Financial Institution):
- Use Message Pay online to pay your Green Country loan from another financial institution here: https://greencountryfcu.messagepay.com/payment/accountlookup
- Message Pay sends monthly alerts that your payment is due and you can pay via text or online. Payments made through Message Pay are $4.99; alerts are free.
- Set up a recurring ACH from another financial institution to your Green Country loan by submitting an ACH request form here.
- IN PERSON: Visit any Green Country FCU branch or any Co-Op Shared Branch or any Credit Union Service Center
- MAIL: Mail a check to 202 E. Morrow Rd., Sand Springs, OK 74063
- PHONE: During business hours, call or text (918) 245-1301
Shared branching is one of the coolest perks of the Credit Union! Essentially, when you have an account with Green Country FCU, you can conduct banking business at ANY CO-OP Shared Branch location. Yes, that includes our “competitors” like TTCU, Red Crown, Oklahoma Central and more. Traveling? No problem, we’re nationwide!
Credit Unions are cooperative organizations that are owned and operated by the people who use them so it’s natural that we work together. Need to make a payment on your loan, transfer money, cash a check – there are so many things you can do at a Shared Branch.
The CO-OP network has more than 5,600 branch locations and more than 30,000 surcharge-free ATMs.
You can also Text a zip code to 91989 to find nearby ATM and Shared Branch Locations or call 888-748-3266.
And because Green Country is a member of the CO-OP Shared network, if you have accounts at other credit unions, we can help you with those also. Visit us today!