Webinar: 30 WAYS TO TRIM A BUDGET REGISTER NOW - Watch on your schedule. Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more. Please join us for a free, informational webinar [...]
Stimulus Perk Helps Pay for Your WiFi and Laptop The Federal Communications Commission recently introduced the Emergency Broadband Benefit program for families who meet certain income criteria. Through the program, families may receive up to $50 per month toward their broadband service and associated equipment rentals. Households on qualifying tribal lands may receive as much [...]
Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else. Why are homes so hot? Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]
How to buy a house in 2021 Your guide to getting a mortgage and buying a home. Set a budget Get mortgage preapproval Find a house and make an offer Secure your mortgage loan Wait for underwriting to complete Set up a home inspection Sign paperwork and close Buying a home is much [...]
Child Tax Credit Calculator Shows How Much You'll Get in Monthly Payments from IRS Yesterday was tax day, so hopefully, you managed to get your taxes in on time so that the IRS knows how many dependents you have, what your income was last year, or if you missed a stimulus payment so you can take [...]
Financial Stress: The Physical and Mental Effects Money may not buy you happiness, but studies show that your relationship with it impacts your health. Did you know money is tied to our basic, hard-wired drive to survive? When that drive can’t be attained, it compounds into stress. Maybe it’s why the age-old saying, “health is [...]
Top 5 Expenses When Building a House To build the house of your dreams, it helps to understand the cost breakdown and some of the most expensive parts of building a home. The key to staying within your budget (while still having everything you want) lies in making wise decisions. Keep in mind these top [...]
Are You in Credit Card Crisis? Get a cold, clammy feeling when you think of your credit card bills? If so, you are not alone. 40% of Americans carry credit card debt and the average balance is $5,700. If we exclude people who pay their balances in full every month, the average debt is $9,333. [...]
Rebuilding After a Financial Crisis There are many things in life that can derail even the best money management plans. When a crisis happens, most people take things day by day just hoping to get by. When the dust settles, they’re often left with a financial situation that is less than rosy. There are no [...]
While we're preparing for a financial disaster, it's worth taking a look at how an unexpected disaster hits. Oklahomans have seen their fair share of tornados, floods, grass fires, and ice storms. Here's an article about a house fire. Read through and think about what you would grab if you had less than 2 minutes [...]
We have had reports of members receiving calls using Green Country's name and/or number on the caller ID but turning out to be a scam call for the IRS. A reminder: Green Country will NOT call you and ask you to verify your personal financial information. Unfortunately it's fairly easy for someone to use a [...]
Free Online Educational Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, [...]
Financial preparation before a natural disaster Whether due to fire or flood, earthquake or hurricane, powerful forces of nature can lead to financial devastation if you or your home is in its path. But while you can’t stop a catastrophe from happening, you can take preventative measures. Doing so will cushion the blow that such [...]
