Two smart ways to borrow—one local lender you trust.
Whether you want predictable payments or flexible access to cash, Green Country FCU offers two powerful ways to use your home’s equity. Choose the option that fits your life, with expert guidance and fast decisions from a team that lives where you do.
COMPARE YOUR OPTIONS
| Home Equity Loan | Hybrid HELOC | |
|---|---|---|
| Access | Lump sum, upfront | Draw funds as needed |
| Interest Rate | Fixed for full term | Fixed for 5 years, then adjustable |
| Payments | Fixed principal + interest | Interest-only during draw period |
| Best for | One-time expenses | Ongoing or variable needs |
| Repayment | Begins immediately | Begins after 5-year draw period |
| Term | 10-20 years | 5-year draw + 15-year repayment |