Setup Online Banking

Enrolling in Online Banking is quick and easy. Please note that you do have to enroll and login on a desktop before you can access our mobile banking app. You will need your member number for this step.

Not sure what your member number is? Call or text us at (918) 245-1301 during business hours.

Step 1 of setup:

  • In a new browser window go to (or click on Login to Online Banking from our website homepage –
  • Click “Enroll” under First Time User
  • Enter you Member Number and PIN (last four SSN).
  • Click on the Blue “Terms and Conditions” link to read. Close that pop-up (or set it aside for later reading) and then check the “Terms and Conditions” box.
  • Prove that you’re not a Robot by completing the Captcha puzzle and then press “continue”.

You will then be redirected to fill out your security questions, security phrase, and user settings.

Step 2 of setup:

  • Edit Challenge Questions
    • You will get a “challenge questions changed successful” message and need to select “OK” button to move forward.
  • Edit Security Phrase
    • You will get a “security phrase changed successful” message and need to select “OK” button to move forward.
  • Update Demographic Information
    • You have the option to “Update”, “Remind Me Later” or select “No Change”. You can also ignore this message altogether and click the Blue Menu Bar Options

If you update demographic information or click “self-service”, your next page will be the online banking overview page.

If you select “OVERVIEW”, you will be prompted to Update your Preferences which allows you to modify what you see on your overview page.

You’re now enrolled and logged in.