Generated by All in One SEO Pro v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Green Country Federal Credit Union Banking is Better with Green Country ## Sitemaps - [XML Sitemap](https://www.greencountryfcu.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Scam Alert - Members Receiving Scam Calls Related to Recent Wind Storm](https://www.greencountryfcu.com/scam-alert-members-receiving-scam-calls-related-to-recent-wind-storm/) - Our members have alerted us to two scams happening right now regarding disaster recovery after the storms on Saturday, June 17, 2023. - [How To Avoid Being Scammed After a Natural Disaster](https://www.greencountryfcu.com/how-to-avoid-being-scammed-after-a-natural-disaster/) - How To Avoid Being Scammed After a Natural Disaster In the wake of natural disasters, scammers are known to seek out victims amongst the wreckage. From home contractors who don’t deliver what they promise to fraudulent charities and even outright theft, it’s especially important to be vigilant after disasters such as hurricanes, floods, earthquakes, and - [How Can I Recover Money From a Scammer?](https://www.greencountryfcu.com/how-can-i-recover-money-from-a-scammer/) - How Can I Recover Money From a Scammer? Every year, more and more people fall prey to scams. Data from the Federal Trade Commission shows that in 2021, consumers reported losing more than $5.8 billion to fraud. That’s a 70% increase from 2020. Imposter scams are the most common scams, followed by online shopping scams. What does - [First Oklahoma Merger Update](https://www.greencountryfcu.com/first-oklahoma-merger-update/) - Our new Midtown Tulsa branch is open! Plus, get the important timeline details on our upcoming First Oklahoma & Green Country system merger here. - [The Paycheck Blueprint: How to Hard-Proof Your Budget Without Giving Up the Good Stuff](https://www.greencountryfcu.com/the-paycheck-blueprint-how-to-hard-proof-your-budget-without-giving-up-the-good-stuff/) - Take control of your paycheck. Learn how the simple 50/30/20 rule can hard-proof your budget without giving up what you love. From Green Country FCU. - [How to cut your grocery bill by 90%](https://www.greencountryfcu.com/how-to-cut-your-grocery-bill-by-90/) - How to cut your grocery bill by 90%: is it possible? Wondering how to save money on groceries? There are several ways you can slash your grocery bill by up to 90% — whether it’s by shopping at discount stores, planning your meals around sales, using coupons, or buying in bulk. ✋ Raise your hand - [10 Unusual Budgeting Methods to Try](https://www.greencountryfcu.com/10-unusual-budgeting-methods-to-try/) - If the usual budgeting methods and apps aren't working for you, try some of these lesser-known options. - [Elder Fraud, in Focus - FBI Report](https://www.greencountryfcu.com/elder-fraud-in-focus-fbi-report/) - Elder Fraud, in Focus Elder fraud reports to FBI’s Internet Crime Complaint Center rose by 14% in 2023 The FBI's Internet Crime Complaint Center (or IC3) released the 2023 edition of its annual Elder Fraud Report on April 30, 2024. Elder fraud complaints to the FBI’s Internet Crime Complaint Center (or IC3) increased by 14% in 2023, - [Getting Started with Buying a Home](https://www.greencountryfcu.com/1495218-2/) - Getting Started With Buying a Home Last Updated: Aug 17, 2024 When buying a home, it is important to do your research and be practical. Don't be afraid to seek out advice from government programs and other agencies during your homebuying process. Welcome to our homebuying guide for those who don’t know all the ins and - [Annual Business Meeting 2026](https://www.greencountryfcu.com/annual-business-meeting-2026/) - Notice to all Members Green Country FCU’s Board of Directors will hold the Annual Business Meeting covering the fiscal year 2025 on Tuesday, March 24, 2026, at 5:00 p.m. online and in the board room at the Morrow Road branch. This meeting is open to all Green Country FCU Members. How to Join the Annual - [Oklahoma Scam Alert: Important Reminder](https://www.greencountryfcu.com/scam-alert-important-reminder/) - Scam alert for Oklahoma members: Fraudsters are sending fake DPS/OHP texts. Remember—your credit union will never ask for sensitive info or payments. - [Green Country CEO Named Volunteer of the Year](https://www.greencountryfcu.com/green-country-ceo-named-volunteer-of-the-year/) - Brandon Grell, Green Country FCU CEO, was named Volunteer of the Year by the Sand Springs Chamber, recognizing his leadership and dedication to the community. - [How the Building Blocks Accounts Helps Kids Learn Smart Money Habits](https://www.greencountryfcu.com/how-the-building-blocks-accounts-helps-kids-learn-smart-money-habits/) - Help your child build smart money habits with Green Country FCU’s Building Blocks kids accounts. Learn about saving goals, deposits, and financial confidence. - [Alert: Scammers Using AI to Take Over Bank Accounts](https://www.greencountryfcu.com/alert-scammers-using-ai-to-take-over-bank-accounts/) - Scammers are using AI to impersonate credit unions and take over accounts. Learn how to protect your Green Country FCU account. - [The Anatomy of a Scam: Why Scammers Rush You (And How to Stop Them)](https://www.greencountryfcu.com/1495444-2/) - Scammers rely on urgency. Learn the 4-step scam formula and how to Pause, Think, and Verify to protect your money with Green Country FCU. - [How to Budget for Christmas Shopping](https://www.greencountryfcu.com/how-to-budget-for-christmas-shopping/) - If you are like me, you are completely blindsided by the end of the year. Wasn’t it just the 4th of July? Why is it so cold all of a sudden!? December is here, and it’s human nature to get stressed out by the holidays, the shopping, the parties, the travel… and put thinking about - [Budget-Friendly Summer Bucket List](https://www.greencountryfcu.com/budget-friendly-summer-bucket-list/) - Cheap Summer Fun Ideas for the whole family - make your own water slip-n-slide, homemade ice cream and movie nights with friends. - [Skip-a-Pay FAQ](https://www.greencountryfcu.com/skip-a-pay-faq/) - FAQ about Skip-a-Pay, one of the best perks of being a Green Country member. The Skip-a-Pay loan deferral lets you skip a month of consumer loan payments. - [Let Us Know Before You Travel](https://www.greencountryfcu.com/let-us-know-before-you-travel/) - We’re always watching for possible fraud on your debit card, so please notify us when and where you will be traveling - [Branch Hours Update Due to Winter Weather](https://www.greencountryfcu.com/branch-hours-update-due-to-winter-weather/) - Winter weather update for Green Country FCU. Prattville drive-thru closed Saturday, Jan. 24. Check here for possible Monday hour changes. - [How to Understand and Improve Your Credit](https://www.greencountryfcu.com/how-to-understand-and-improve-your-credit/) - Take control of your credit with free tools from Green Country FCU. Learn how credit works, improve your score, and access Credit Sense and member education. - [First Oklahoma Members Approve Merger with Green Country FCU](https://www.greencountryfcu.com/first-oklahoma-members-approve-merger-with-green-country-fcu/) - FOR IMMEDIATE RELEASE First Oklahoma Members Approve Merger with Green Country FCU Growing Together for a Stronger Future With member approval secured, First Oklahoma Federal Credit Union will merge with Green Country FeLet'deral Credit Union, bringing together two Oklahoma-based credit unions committed to a stronger future for their members. The merger represents a meaningful step - [Make This the Year You Take Control of Your Credit with Credit Sense](https://www.greencountryfcu.com/make-this-the-year-you-take-control-of-your-credit-with-credit-sense/) - Start the new year strong by understanding your credit. Learn how Credit Sense helps you track, monitor, and improve your credit score for bigger goals. - [Call For Supervisory Members](https://www.greencountryfcu.com/call-for-supervisory-members/) - CALL FOR SUPERVISORY COMMITTEE VOLUNTEERS We are currently seeking volunteers to serve on Green Country's Supervisory Committee. This committee is responsible for ensuring that the credit union is operating within government guidelines and regulations. It's a rewarding position that requires thoroughness and attention to detail. If this sounds like you, please call 918-246-7837 to have - [Christmas Is Over—Now It’s Time for a Money Reset](https://www.greencountryfcu.com/christmas-is-over-now-its-time-for-a-money-reset/) - Reset your finances after the holidays with Green Country FCU tools like Money Manager, Credit Sense, and Enrich to budget, track credit, and plan ahead. - [2026 Holiday Closing Schedule](https://www.greencountryfcu.com/2026-holiday-closing-schedule/) - Green Country FCU will be closed or have modified hours on the following days in 2026: 2026 New Year's Day (observed) Thursday, January 1 Martin Luther King Jr. Day Monday, January 19 President's Day Monday, February 16 Memorial Day Monday, May 25 Juneteenth Friday, June 19 Independence Day Saturday, July 4 Labor Day Monday, September - [Santa is Coming to Green Country – Join Us for Free Photos](https://www.greencountryfcu.com/santa-is-coming-to-green-country-join-us-for-free-photos/) - Santa is Coming to Green Country – Join Us for Free Photos Dec. 9th at Prattville or Dec. 11th at Coweta. - [NonProfit Money Market Account](https://www.greencountryfcu.com/nonprofit-money-market-account/) - Earn higher returns with our NonProfit Money Market Account. No fees, competitive rates, and easy access for 501(c) organizations. Open in-branch or call today. - [Unlock the Power of Your Home's Equity](https://www.greencountryfcu.com/unlock-the-power-of-your-homes-equity/) - Use your home’s value wisely with Green Country’s Home Equity Loans and HELOCs. Learn smart ways to borrow for upgrades, debt consolidation, or major expenses. - [Shop Safely Online This Holiday Season](https://www.greencountryfcu.com/shop-safely-online-this-holiday-season/) - Shop safely online this holiday season with smart tips from Green Country FCU. Learn how to protect your money, avoid scams, and keep your information secure. - [Urgent Scam Warning: Criminals Posing as Local Law Enforcement](https://www.greencountryfcu.com/urgent-scam-warning-criminals-posing-as-local-law-enforcement/) - Scammers are impersonating law enforcement in Oklahoma, demanding payment via gift cards or crypto. Learn how to spot the signs and protect yourself. - [Green Country and First Oklahoma Announce Intent to Merge](https://www.greencountryfcu.com/green-country-and-first-oklahoma-announce-intent-to-merge/) - Green Country FCU and First Oklahoma FCU plan to merge after NCUA approval, expanding service and support for members across Northeastern Oklahoma. - [Heather Craig nominated for Coweta Chamber Volunteer Award](https://www.greencountryfcu.com/heather-craig-nominated-for-coweta-chamber-volunteer-award/) - Green Country FCU’s Heather Craig earns Coweta Chamber’s Ruthe Harp Volunteer of the Year nomination for outstanding community service. - [Spring Webinars](https://www.greencountryfcu.com/spring-webinars/) - Spring Webinars Upcoming Online Educational Webinars: APRIL – BUILDING YOUR FIRST BUDGET A smart budget helps you cover your expenses and still buy some of the things you want. Find out how to make—and maintain—a budget based on your needs. This session is specifically geared toward teens and pre-teens as part of Youth Financial Literacy - [Webinar: Building Your First Budget](https://www.greencountryfcu.com/webinar-building-your-first-budget/) - If you missed it last week, don't worry, you can still register for the 2nd broadcast of this highly informational teaching tool. Session 2: Thursday, April 22, 2021 Time: 5:30 p.m. PT / 8:30 p.m. ET Sign Up If you can't view it live at 7:30 p.m. (CST) you will still have access to the - [Summer Webinars](https://www.greencountryfcu.com/spring-summer-webinars/) - Free Online Educational Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, - [WEBINAR: Safeguarding Kids' Identity](https://www.greencountryfcu.com/webinar-safeguarding-kids-identity/) - Free Financial Education Webinar SAFEGUARDING KIDS’ IDENTITY Tuesday, July 13, 2021; Focus on kids' safety online, cyber-bullying, identity theft, and more. - [Upcoming Financial Education Webinars - 2022](https://www.greencountryfcu.com/upcoming-financial-education-webinars-2022/) - We’re very excited to announce our free webinars for the second half of the year! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter - [Webinar: Raising a Money-Smart Kid](https://www.greencountryfcu.com/webinar-raising-a-money-smart-kid/) - Earning money, spending and saving are important lessons children learn very early on in life. Join us to learn effective ways to raise a money-smart kid. - [Webinar: Safeguarding Kids' Identity and Online Privacy](https://www.greencountryfcu.com/webinar-safeguarding-kids-identity-and-online-privacy/) - Webinar: Safeguarding Kids' Identity and Online Privacy Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy, and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior. Session 1: - [First-Time Homebuyer Seminar November 4th](https://www.greencountryfcu.com/first-time-homebuyer-seminar-november-4th/) - Join Green Country FCU’s free Homebuyer Seminar Nov. 4 in Coweta. Learn the full homebuying process from local mortgage, real estate & title experts. - [Social Security Electronic Payments Only Starting September 30](https://www.greencountryfcu.com/social-security-electronic-payments-only-starting-september-30/) - Learn about the 2025 switch to Social Security electronic payments. Green Country FCU helps members set up direct deposit or Direct Express® cards. - [Time for a Midyear Financial Checkup](https://www.greencountryfcu.com/time-for-a-midyear-financial-checkup/) - It's a Great Time for a Midyear Financial Checkup As we reach the halfway point of the year, it’s a perfect time to pause and reflect on your financial goals. Are you staying on budget? Have unexpected expenses impacted your plans? A midyear financial checkup can help you course-correct, build momentum, and head into the - [Home for Sale: 4408 W Elgin St](https://www.greencountryfcu.com/home-for-sale-open-house-4408-w-elgin-st/) - Open House Invitation: 4408 W Elgin St, Broken Arrow: We invite you to explore this move-in-ready 3-bed, 2-bath home. - [Green Country Gets Money Smart with Enrich: Personalized Financial Education](https://www.greencountryfcu.com/green-country-gets-money-smart-with-enrich-personalized-financial-education/) - Discover Enrich by Green Country FCU—your private, personalized financial education platform featuring tools and tips to improve your money habits. - [Money Missteps - A Great Thing to Happen to a Kid?](https://www.greencountryfcu.com/money-missteps-a-great-thing-to-happen-to-a-kid/) - Research shows that young people above the age of 12 learn better when they get things wrong first. Here’s how to turn a costly mistake into a valuable lesson - [Reg CC](https://www.greencountryfcu.com/reg-cc/) - Learn how Regulation CC governs funds availability, ensuring timely access to deposited checks and electronic payments at Green Country Federal Credit Union - [New IDCheck by Co-Op for Shared Branching](https://www.greencountryfcu.com/new-idcheck-by-co-op-for-shared-branching/) - New IDCheck by Co-Op for Shared Branching IDCheck is a new product that enables Credit Unions to more effectively validate the identity of guest members during Shared Branching transactions while minimizing the risk of potential fraud. Effective May 1, 2025, Shared Branching users will be required to preload their state-issued driver’s ID into this application - [Getting Started with Improving a Poor Credit Score](https://www.greencountryfcu.com/getting-started-with-improving-a-poor-credit-score/) - Getting Started with Improving a Poor Credit Score By Melissa Horton, Expert Last Updated: Aug 27, 2024 The best place to start in bring your credit score up into the “good” range, above 670, is to pull your credit reports from each of the three credit bureaus—Equifax, Experian, and TransUnion. You can also check your credit by logging - [TransFund Sweepstakes](https://www.greencountryfcu.com/transfund-sweepstakes/) - Celebrate TransFund’s 50th Anniversary with Us — and You Could Win Big! Green Country FCU is proud to partner with TransFund to celebrate their 50th Anniversary — and you're invited to join the celebration with two exciting sweepstakes opportunities all year long! Debit Card Swipe SweepstakesUse your Green Country FCU debit card for purchases - [Emergency Savings](https://www.greencountryfcu.com/emergency-savings/) - Here's what you need to know about emergency savings. Quick Look Having a stash of savings to draw on can help you handle unexpected expenses. Start by setting aside $1,000. Then, set your goal for 3 to 6 months’ worth of essential monthly expenses in your emergency savings account. Whether you're a savings pro or - [Everything you Ever Wanted to Know About the Basics of Personal Finance](https://www.greencountryfcu.com/basics-of-personal-finance-an-overview/) - Knowing and implementing the fundamentals of personal finance will enable you to make the most of your money today so you can achieve tomorrow's goals. - [Wildfire Relief 2025](https://www.greencountryfcu.com/wildfire-relief-2025/) - Green Country will offer to the following residents directly affected by the wildfires March 14, 2025, in Pawhuska, Mannford, Cleveland, Jennings, Oilton, Hallet, Terlton, and Stillwater. Small Dollar Loan Up to $2,500 No application fee 60 days to 1st payment 1% APR 24-month repayment No minimum credit score APPLY WILDFIRE RELIEF: under type of loan - [Annual Business Meeting 2025](https://www.greencountryfcu.com/annual-business-meeting-2024/) - Notice to all Members: Green Country FCU’s Board of Directors will hold the 2024 Annual Business Meeting Tues, March 25, 2025, at 5p.m. online. and in person. - [2024 Large Business of the Year](https://www.greencountryfcu.com/2024-large-business-of-the-year/) - Green Country Federal Credit Union Named Sand Springs Chamber Large Business of the Year Sand Springs, OK – Green Country Federal Credit Union (Green Country FCU) is honored to be named the Large Business of the Year at the Sand Springs Chamber of Commerce Annual Banquet on February 20, 2025. This prestigious award recognizes Green - [Scam Alert - Fraud is on the Rise](https://www.greencountryfcu.com/scam-alert-fraud-is-on-the-rise/) - Scam Alert Fraud is on the Rise: Beware of these scams hitting members in Sand Springs, Tulsa and Coweta. We're seeing an increase in fraud attempts to our members. Please be aware of a few scams circulating right now. Scenario One: A member receives a phone call, the caller ID says Green Country. They caller - [Elder Fraud](https://www.greencountryfcu.com/elder-fraud/) - Elder Fraud Each year, millions of elderly Americans fall victim to some type of financial fraud or confidence scheme, including romance, lottery, and sweepstakes scams—just to name a few. Criminals will gain their targets’ trust and may communicate with them directly online, over the phone, and/or through the mail; or indirectly through the TV and - [2024 Holiday Closing Schedule](https://www.greencountryfcu.com/2024-holiday-closing-schedule/) - Green Country FCU will be closed on the following federal holidays in 2024: - [2025 Holiday Closing Schedule](https://www.greencountryfcu.com/2025-holiday-closing-schedule/) - Green Country FCU will be closed or have modified hours on the following days in 2025: 2025 New Year's Day (observed) Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President's Day Monday, February 17 Memorial Day Monday, May 26 Juneteenth Thursday, June 19 Independence Day Friday, July 4 Labor Day Monday, September - [Smart Year-End Financial Moves you can make right now](https://www.greencountryfcu.com/smart-year-end-financial-moves-you-can-make-right-now/) - You probably have plenty to do at the end of the year, from holiday parties to family visits. Even so, it is a good idea to set aside time for financial planning. The money moves you make at the end of the year can have an impact that lasts well into the new year and - [Wise Watch: An Educational Forum on Elder Fraud](https://www.greencountryfcu.com/wise-watch-an-educational-forum-on-elder-fraud/) - Wise Watch: An Educational Forum on Elder Fraud Join us September 29th for an educational evening about scams affecting our local community Save the Date! Green Country FCU will be hosting an educational seminar on Sunday, September 29th covering the important topic of elder fraud. With guest speakers from the Tulsa Police Department and community - [The Crucial Need to Regularly Update Your Online Banking Password](https://www.greencountryfcu.com/the-crucial-need-to-regularly-update-your-online-banking-password/) - The Crucial Need to Regularly Update Your Online Banking Password In today's digital age, online banking offers unparalleled convenience and accessibility. However, with this ease comes the critical responsibility of safeguarding your financial information. One of the most straightforward yet effective ways to enhance your online banking security is by regularly updating your password. This - [Annual Membership Verification in July 2024](https://www.greencountryfcu.com/annual-membership-verification-in-july-2024/) - Green Country Annual Membership Verification by Waypoint Advisory Services Monthly statements for July 2024 have Waypoint address in Amarillo, TX, and notice to members. July 2024 Green Country FCU's Supervisory Committee contracted with Waypoint Advisory Services this year to conduct our annual member verification. Your July member statements have a notice stating that if you - [Green Country Closed for Juneteenth, June 19](https://www.greencountryfcu.com/green-country-closed-for-juneteenth-june-19/) - All Green Country locations will be closed on Wednesday, June 19th for the Juneteenth Federal holiday. We will reopen for normal hours on Thursday, June 20th. - [Upcoming Financial Education Webinars - 2024](https://www.greencountryfcu.com/upcoming-financial-education-webinars-2024/) - Upcoming Webinars Financial Education on your time We’re excited to announce our free webinars for the second half of the year! Whether you’re an employee, member, family, or friend, our webinars are packed with useful information and open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to - [Green Country Closed for Fourth of July](https://www.greencountryfcu.com/green-country-closed-for-fourth-of-july/) - Green Country Closed for Fourth of July All Green Country locations will be closed on Thursday, July 4th for the Independence Day Federal holiday. We will reopen for normal hours on Friday, July 5th. Green Country members can access your accounts in many ways even when the Credit Union is closed for a holiday. Online - [What 'Equal Housing Lender' means](https://www.greencountryfcu.com/what-equal-housing-lender-means/) - Equal Housing Lender is a term that is used by financial institutions to indicate that they are in compliance with the Federal Fair Lending Laws. - [What Small Businesses Need to Know about the Beneficial Ownership Report (BOI)](https://www.greencountryfcu.com/what-small-businesses-need-to-know-about-the-beneficial-ownership-report-boi/) - The Corporate Transparency Act, which goes into effect in January 2024, may require your small business to report information about ownership to the government. - [5 Money Resolutions for Kids!](https://www.greencountryfcu.com/5-money-resolutions-for-kids/) - Help your kids kick off the new year with financial resolutions! With thenew year, why not help kids start the new year with some financial resolutions? - [100 day savings challenge](https://www.greencountryfcu.com/100-day-savings-challenge/) - Using envelopes labeled 1 to 100, you could set aside more than $5,000 over 100 days. If you can't afford to stash that much, adjust the challenge to fit you. - [Morrow Road branch reopening November 7](https://www.greencountryfcu.com/morrow-road-branch-reopening-november-6/) - The Green Country FCU branch at 202 E. Morrow Road in Sand Springs will reopen to members on Monday, November 6 for normal business hours. - [Morrow Road branch closing October 16 for building repairs](https://www.greencountryfcu.com/morrow-road-branch-closing-october-16-for-building-repairs/) - The Green Country FCU branch on Morrow Road will be closed beginning October 16 for building repairs. Members are encouraged to visit the Prattville location. - [Federal Government Shutdown: Frequently Asked Questions](https://www.greencountryfcu.com/federal-government-shutdown-frequently-asked-questions/) - Read through the frequently asked questions regarding the possible Federal Government shutdown. - [Online Banking Upgrade August 17th](https://www.greencountryfcu.com/online-banking-upgrade-august-17th/) - On August 17th, we'll make the switch to our new online banking service with robust tools and the latest in security to help you manage your finances anytime, anywhere. - [Scheduled Downtime Online Banking](https://www.greencountryfcu.com/scheduled-downtime-online-banking/) - Online & mobile banking will be unavailable beginning at 4 p.m. Wednesday, Aug 16th thru approx 10:30 a.m. Thursday, Aug 17th for upgrades. - [Scheduled Conversion](https://www.greencountryfcu.com/scheduled-conversion/) - All Green Country online and mobile banking users - scheduled downtime for online banking updates August 16 and 17, 2023. - [Updated Online Banking](https://www.greencountryfcu.com/updated-online-banking/) - Green Country FCU is excited to offer you a more robust online banking system with an easy-to-use interface, updated security, and new features. - [Message Pay Fee Starting September 4, 2023](https://www.greencountryfcu.com/message-pay-fee-starting-september-4-2023/) - There is now a fee to use Message Pay for paying your Green Country loan from another financial institution account. If you pay your Green Country loan from a Green Country account, you will not see this fee. It only applies when making a one-time payment from an outside account. Beginning September 4, 2023, there - [Message Pay Making Loan Payments Mobile](https://www.greencountryfcu.com/message-pay-making-loan-payments-mobile/) - Message Pay is a quick, easy, mobile payment portal to pay your Green Country FCU loans from an external institution via text or web browser. - [Morrow Road Branch Lobby Open](https://www.greencountryfcu.com/morrow-road-branch-lobby-open/) - The lobby at our Morrow Road branch is back open for normal business hours: Monday - Friday 9:00 - 4:30 beginning Tuesday, July 10th. - [Morrow Lobby Closed](https://www.greencountryfcu.com/morrow-lobby-closed/) - Due to worsening leaks caused by our roof that was damaged in last Saturday's wind storm, we are closing the Lobby at our Morrow Road branch. - [Four things every homebuyer needs to know about Adjustable Rate Mortgages (ARMs)](https://www.greencountryfcu.com/four-things-every-homebuyer-needs-to-know-about-adjustable-rate-mortgages-arms/) - Four things every homebuyer needs to know about Adjustable Rate Mortgages (ARMs) If you’re shopping for a home, you’ve probably heard of an Adjustable Rate Mortgage or ARM. It’s a type of home loan with an interest rate that changes over time. The main perk is that it usually comes with an initially low rate, - [Webinar: Becoming a Homeowner](https://www.greencountryfcu.com/webinar-becoming-a-homeowner/) - Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. Join us for a free webinar... - [Webinar: Financially Savvy Seniors](https://www.greencountryfcu.com/webinar-financially-savvy-seniors-2/) - Webinar attendees will learn about managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more. - [Website Downtime - Online Banking Not Affected](https://www.greencountryfcu.com/website-downtime-online-banking-not-affected/) - We will upgrade our website's security starting at 8:00 p.m. on Saturday, April 22nd. This will not affect online banking. - [Webinar: Understanding Credit](https://www.greencountryfcu.com/webinar-understanding-credit/) - Free Webinar: Becoming an educated credit consumer including how lenders evaluate credit approval, factors that impact credit qualification, and credit scoring. - [At what age should you start teaching your child about credit?](https://www.greencountryfcu.com/at-what-age-should-you-start-teaching-your-child-about-credit/) - Financial education starts much earlier than age 18 when you can open your first card, hildren begin to form their lifelong money habits as early as preschool. - [Annual Business Meeting](https://www.greencountryfcu.com/annual-business-meeting-2/) - Notice to all Members Green Country FCU’s Board of Directors will hold the Annual Business Meeting covering the fiscal year 2022 on Tuesday, March 28, 2023, at 5:00 p.m. This meeting is open to all Green Country FCU Members and will be held online. How to Join the Annual Business Meeting Zoom Meeting Green Country - [Share Insurance Reassurance](https://www.greencountryfcu.com/share-insurance-reassurance/) - Green Country is a federally insured credit union and we offer a safe place for credit union members to save money. - [Hours Changing April 2023](https://www.greencountryfcu.com/hours-changing-april-2023/) - Drive-thru hours at both Sand Springs locations will change effective Monday, April 3, 2023. The new hours will be Monday thru Friday 8:30 a.m. - 5:30 p.m. - [Credit Union Holidays 2023](https://www.greencountryfcu.com/1439852-2/) - Green Country FCU will be closed for the following Federal holidays in 2023. - [Free Webinar: Using Credit Cards Wisely](https://www.greencountryfcu.com/free-webinar-using-credit-cards-wisely/) - A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn a disciplined approach. - [Don’t hit your own debt ceiling - What a maxed-out card does to your credit score](https://www.greencountryfcu.com/dont-hit-your-own-debt-ceiling-what-a-maxed-out-card-does-to-your-credit-score/) - Hitting your “debt ceiling” or reaching the spending limit on your credit cards can cause trouble and lower your credit score if your credit utilization ratio is too high. - [Keeping Track Of Bills And Payments](https://www.greencountryfcu.com/keeping-track-of-bills-and-payments/) - Take advantage of these tips on how to keep track of bills and payments to ensure that you make your payments on time. - [Check Your Balance at a Glance with Instant Balance](https://www.greencountryfcu.com/check-your-balance-at-a-glance-with-instant-balance/) - Did you know that you can check your balance without logging in? Instant Balance gives you one-click access to your account balance on your mobile phone. - [2023 Holiday Closing Schedule](https://www.greencountryfcu.com/2023-holiday-closing-schedule/) - Green Country FCU follows the Federal Reserve for federal holidays in 2023. Please read on for a full list of days our branches will be closed. - [Webinar: Personal Finance Basics](https://www.greencountryfcu.com/webinar-basics-of-personal-finance/) - Personal Finance Basics Webinar: Join us for a webinar covering everything from managing daily expenses to investing for retirement. Free for everyone. - [Are You Sharing Your Security Answers on Social Media?](https://www.greencountryfcu.com/are-you-sharing-your-security-answers-on-social-media/) - Social media can be a lot of fun, but if you’re not careful, it can be an easy road to identity theft, account takeover, and more. - [Holiday Hours](https://www.greencountryfcu.com/holiday-hours/) - Holiday Hours All Green Country locations will be closed on Saturday, December 24th, and Monday, December 26th for the Christmas holiday. We will reopen for normal business hours on Tuesday, December 27th. Additionally, all Green Country locations will be closed on Monday, January 2nd to observe New Year's Day. The drive-thru at our Prattville branch - [Four ways debt sneaks up on you](https://www.greencountryfcu.com/four-ways-debt-sneaks-up-on-you/) - Unless you track your overall spending with every little purchase, debt can ambush you. Fortunately, you can prevent it from piling up - [Spend your money more mindfully—and meaningfully—during the holidays.](https://www.greencountryfcu.com/spend-your-money-more-mindfully-and-meaningfully-during-the-holidays/) - Being more intentional with your money can help prevent overspending and tend to your financial wellness during the holidays. - [Quick Tips for Paying Down Debt](https://www.greencountryfcu.com/quick-tips-for-paying-down-debt/) - Pay Down Your Debt today! Anyone can start paying down and reducing consumer debt with a little patience and diligence. - [How to Teach Young Children About Saving Money](https://www.greencountryfcu.com/how-to-teach-young-children-about-saving-money/) - How to Teach Young Children About Saving Money How much better would Americans be with money if we were intentional about teaching good money and savings habits at a young age? We’ll focus on ways to positively model and influence children and teens regarding money, spending habits, and saving. It’s never too early to start - [Nine Ways to Master Your Money](https://www.greencountryfcu.com/nine-ways-to-master-your-money-2/) - Nine Ways to Master Your Money 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, - [Free, Financial Education Webinars](https://www.greencountryfcu.com/free-financial-education-webinars/) - Join us for free webinars in 2023! Our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. - [Fall/Winter Financial Education Webinars](https://www.greencountryfcu.com/fall-winter-financial-education-webinars/) - Fall/Winter Financial Education Webinars We’re very excited to announce our free webinars for the last quarter of the year and into 2023! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links - [A Checklist to Prepare for Natural Disasters](https://www.greencountryfcu.com/a-checklist-to-prepare-for-natural-disasters/) - A Checklist to Prepare for Natural Disasters In light of hurricane season approaching (along with Hurricane Ian), we're sharing this checklist along with other resources from the CFPB to help you prepare your finnancial and account information. As we know in Oklahoma natural disasters such as floods, tornados and ice storms can affect every aspect - [Webinar: Breezing through the holidays](https://www.greencountryfcu.com/webinar-breezing-through-the-holidays/) - Now is the time to think about your Christmas Budget! Join us for a free webinar on budgeting strategies and tactics to avoid that year-end credit card crunch. - [Spanish Language Webinars - Financial Education](https://www.greencountryfcu.com/spanish-language-webinars-financial-education/) - Upcoming Financial Education Webinars - Spanish Language Próximos Webinars de Educación Financiera - Idioma Español We’re very excited to announce a series of four FREE Spanish language financial education webinars to celebrate Hispanic Heritage Month. Our webinars are open to everyone and packed with useful, relevant information. Click on the registration buttons below to reserve - [How Does a CD Work?](https://www.greencountryfcu.com/how-does-a-cd-work/) - Certificates of Deposit (CDs) have been around for a long time, yet they are often overlooked as a method of savings and investment. But they can be a very valuable and dependable way to invest your money without working with an investment advisor. What is a CD? Simply put, a CD is an investment where - [What the New Student Loan Forgiveness Means for You](https://www.greencountryfcu.com/what-the-new-student-loan-forgiveness-means-for-you/) - The new plan will erase $10k of student debt. To qualify, you need to have a federal student loan prior to 6/30/22 and make under $125,000 as a single filer. - [Recent Scam Activity - Wires & Zelle](https://www.greencountryfcu.com/recent-scam-activity-wires-zelle/) - We’ve recently seen digital money movement fraud on the rise. A scammer can contact you requesting payment through a Wire Transfer or transfer via Zelle... - [Fall Webinars - Financial Education 2022](https://www.greencountryfcu.com/fall-webinars-financial-education-2022/) - We’re very excited to announce our free webinars for the second half of the year! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter - [Mobile Payments & Banking Tips](https://www.greencountryfcu.com/mobile-payments-banking-tips/) - Mobile Payments & Banking Tips Cybersecurity Tips to Keep You Safe More and more frequently, consumers are using their mobile devices for online banking, payments, and shopping. We can now check our bank account balances, deposit a check using a mobile device’s camera, pay bills, transfer money between friends, and make purchases directly on our - [10 ways to spend less when shopping online](https://www.greencountryfcu.com/10-ways-to-spend-less-when-shopping-online/) - Key takeaways: Retail sites have features that entice you to buy more than you need, but savvy shopping can help you stick to a budget. - [Common Types of Scams](https://www.greencountryfcu.com/common-types-of-scams/) - Common types of scams Scammers are constantly finding new ways to steal your money. You can protect yourself by knowing what to look out for. Here are some of the most common types of frauds and scams. Learn what to watch for and what steps to take to keep yourself, your loved ones, and your - [Are adjustable-rate mortgages safer now than they were in 2008?](https://www.greencountryfcu.com/are-adjustable-rate-mortgages-safer-now-than-they-were-in-2008/) - Are adjustable-rate mortgages safer now than they were in 2008 Adjustable-rate mortgages are gaining ground amid rate hikes for fixed-rate mortgages. Here’s what you need to know if you’re in the market for a home loan. As interest rates rise for conventional loans, home buyers are turning to adjustable-rate mortgages in increasing numbers. According to - [Scam Alert: Disputing Large Purchases](https://www.greencountryfcu.com/scam-alert-disputing-large-purchases/) - Scam Alert: Disputing Large Purchases Recently, there has been a rise in email fraud where a scammer poses as a major retailer, luring unsuspecting people with claims that an expensive purchase was made by them. The email will give a number to call if the email recipient doesn't recognize or wants to dispute the purchase. - [Saying “I Do” to Homeownership](https://www.greencountryfcu.com/saying-i-do-to-homeownership/) - Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care - [Resources Available for Oklahomans with Problem Gambling](https://www.greencountryfcu.com/resources-available-for-oklahomans-with-problem-gambling/) - Gambling Resources Available Gambling in the State of Oklahoma has changed dramatically over the past years. Today, it is more accessible, more accepted, and more glamorized than ever before. Gambling has become part of Oklahoma's landscape, culture, and economy with horse tracks, racinos, and casinos. Oklahoma provides services to adults and adolescents with gambling-related disorders/problems. - [How To Go From Living Paycheck to Paycheck to Retiring Early](https://www.greencountryfcu.com/how-to-go-from-living-paycheck-to-paycheck-to-retiring-early/) - How To Go From Living Paycheck to Paycheck to Retiring Early Let’s take a look at a chat with Dr. Lakisha Simmons, a financial freedom coach who went from living paycheck to paycheck to saving $750,000 in four years and becoming financially independent. What steps did you take to become financially independent and able to - [On the Road to Riches - Investment Webinar](https://www.greencountryfcu.com/on-the-road-to-riches-investment-webinar/) - Participants will learn about savings strategies and tactics, investment tools, and how to develop an investment portfolio. - [2nd Quarter Webinars - Free Financial Education Online](https://www.greencountryfcu.com/2nd-quarter-webinars-free-financial-education-online/) - Join us for our upcoming 2nd quarter webinars: On the Road to Riches, the Basics of Retirement Planning and Repaying Student Loans. All Free and all Online. - [WOMEN AND MONEY: Take Control Over Your Financial Life](https://www.greencountryfcu.com/women-and-money-take-control-over-your-financial-life/) - WOMEN AND MONEY: Take Control Over Your Financial Life Ladies, let’s talk about a financial topic that’s taboo for many of us to even think about discussing with another person… money. No, not how to spend money–that’s the easy part–how to save and invest it, like stocks, bonds, and other investments. What is it about - [Webinar: Solving the Mystery of Credit Reports](https://www.greencountryfcu.com/webinar-solving-the-mystery-of-credit-reports/) - An overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and fraud. - [30 Days to Save](https://www.greencountryfcu.com/30-days-to-save/) - What is the 30-day savings rule? The 30-day savings rule is simple: the next time you find yourself considering an impulse buy, stop yourself and think about it for 30 days. If you still want to make that purchase after those 30 days, go for it. This rule works because by forcing yourself to wait - [Assistance Available for Past-Due Mortgage Expenses](https://www.greencountryfcu.com/assistance-available-for-past-due-mortgage-expenses/) - Assistance available for past-due mortgage expenses through the Oklahoma Homeowner's Assistance Fund. - [RX for Financial Health](https://www.greencountryfcu.com/rx-for-financial-health/) - RX for Financial Health Talking about physical health and going to the doctor for regular check-ups is socially acceptable for many. So why is talking about financial health considered a taboo subject? Especially when, according to the Financial Health Network, only 34% of U.S. households are financially healthy. Imagine if financial health check-ups became the - [New Branch Hours Starting Jan. 31](https://www.greencountryfcu.com/new-branch-hours-starting-jan-31/) - To help us mitigate continued staffing shortages, we are changing our operating hours, effective Monday, January 31, 2022. The LOBBIES at Prattville & Morrow Road locations will change to: Monday thru Friday 9:00 a.m. – 4:30 p.m. The DRIVE-THRU'S at Prattville and Morrow Road locations will change to: Monday thru Friday 7:30 a.m. – 6:00 - [New Year Money Resolutions: 9 Tips to Meet Your Financial Goals](https://www.greencountryfcu.com/new-year-money-resolutions-9-tips-to-meet-your-financial-goals/) - New Year Money Resolutions: 9 Tips to Meet Your Financial Goals Just having a New Year’s resolution can help your bank account, but most of the time, people fail. If you have trouble keeping that overly-broad, year-long goal you thought of while participating in rowdy New Year’s Eve festivities, here’s some advice: Keep it simple. - [2022 Holiday Closing Schedule](https://www.greencountryfcu.com/2022-holiday-closing-schedule/) - Green Country FCU follows the Standard Federal Reserve Bank Holidays Calendar and is closed in observance of 11 Federal Holidays in 2022. - [Are You Financially Healthy?](https://www.greencountryfcu.com/are-you-financially-healthy/) - Financial Education Webinars ARE YOU FINANCIALLY HEALTHY In this workshop you will understand what it means to be financially healthy – which is so much more than the one score everyone asks you about today – your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also - [How COVID-19 Has Changed People's Money Habits](https://www.greencountryfcu.com/321938-2/) - How COVID-19 Has Changed People's Money Habits: The Significance of an Emergency Fund An emergency fund is a specific amount of money that you set aside for periods of uncertainty or suffering - such as the COVID-19 pandemic. Many people don't have (or even know about) an emergency fund until the pandemic struck and they - [Prattville lobby closed week of Dec. 27th](https://www.greencountryfcu.com/prattville-lobby-closed-week-of-dec-27th/) - Prattville lobby closed week of Dec. 27th Due to staffing shortages we are closing the lobby at our Prattville location this week: Dec. 27-31, 2021. The drive-thru at Prattville remains open for normal business hours: Mon-Fri 7:00 - 6:00 and Sat 9:00 - 1:00. Only the lobby is closed. The lobby at Morrow Rd. is - [1st Quarter Webinars - Free for Everyone!](https://www.greencountryfcu.com/1st-quarter-webinars-free-for-everyone/) - Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll - [8 Ways to Avoid a Holiday Debt Hangover](https://www.greencountryfcu.com/8-ways-to-avoid-a-holiday-debt-hangover/) - 8 Ways to Avoid a Holiday Debt Hangover Imagine it’s January. You’re taking down holiday decorations, wondering what the new year will bring, and then it hits you, an overwhelming sense of dread as you think about the looming credit card debt from your holiday spending. If this is an all-too-real scenario for you, here - [5 Creative Ways to Control Your Holiday Budget This Year](https://www.greencountryfcu.com/5-creative-ways-to-control-your-holiday-budget-this-year/) - 5 Creative Ways to Control Your Holiday Budget This Year The holiday season is almost here, and now is the perfect time to get started. But before you head out to the mall with your credit card in hand, it is essential to set a plan and create a realistic budget. It is easy to - [10 Steps to Financial Success Webinar](https://www.greencountryfcu.com/10-steps-to-financial-success-webinar/) - 10 STEPS TO FINANCIAL SUCCESS December Webinar We all measure financial success differently, but all paths to get there require discipline and goals. This session teaches participants ways to financial control— including developing a spending plan, creating objectives, weighing insurance needs, and other tools that will help get on the road to personal financial success. - [Cyber Monday Shopping Safety Tips](https://www.greencountryfcu.com/cyber-monday-shopping-safety-tips/) - Cyber Monday Shopping Safety Tips If you’re planning to snag some great shopping deals online, you’ll need to be sure you’re shopping smart. Here’s a quick brush up on some old safety tips to help you make secure transactions on your mobile devices. Stick to Secure Websites Nothing take the happy out of the holidays - [Webinar Recap: Rebuilding After A Financial Crisis](https://www.greencountryfcu.com/webinar-recap-rebuilding-after-a-financial-crisis/) - Webinar Recap: Rebuilding After A Financial Crisis Our November financial education webinar focused on the steps you can take to rebuild after a financial crisis. Here are the highlights: BUDGET - Analyze the money coming in and develop a reasonable and goal-oriented plan for what goes out. **TIP: Use a money tracker, like Money Manager inside online - [Membership Agreement](https://www.greencountryfcu.com/membership-agreement/) - Membership Agreement PDF Business Account Membership Agreement PDF - [Five insider tips to an affordable first home](https://www.greencountryfcu.com/five-insider-tips-to-an-affordable-first-home-2/) - The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your - [Cut These Costs ASAP When Facing Financial Hardship](https://www.greencountryfcu.com/cut-these-costs-asap-when-facing-financial-hardship/) - Have you ever unexpectedly found out you’re going to have less income? It’s enough to throw you into a panic! The best way to get through hard times is to take a few deep breaths and put a plan together. Check out these common targets for quick and effective expense cuts. Food You might find - [Webinar: Rebuilding After a Financial Crisis](https://www.greencountryfcu.com/webinar-rebuilding-after-a-financial-crisis/) - REBUILDING AFTER A FINANCIAL CRISIS Maybe you had a medical emergency and can't pay the bills, or you lost your job. Many different hardships can send a normal financial situation into a tailspin. Join us for a free, educational webinar to learn how to get your finances back on track, including budgeting, repaying debt, rebuilding - [Coweta branch closed Friday, Oct. 29](https://www.greencountryfcu.com/coweta-branch-closed-friday-oct-29/) - Coweta branch closed due to gas leak Our Coweta location is CLOSED today, Friday, October 29th due to a gas leak in the Meadowbrook shopping center. They're asking folks to please stay away from the building, so don't use the ATM out front until the source of the leak is found. As always you can - [How to Teach Your Kids About Money and Credit](https://www.greencountryfcu.com/how-to-teach-your-kids-about-money-and-credit/) - How to Teach Your Kids About Money and Credit In this article: When Should Kids Start Building Credit? How to Help Your Child Build Good Credit Habits How to Teach Your Kids to Be Smart With Money Getting Your Kids Started With Credit Cards Can a Child Have a Credit Report and Score? How to - [5 Tips for a Good Credit Score](https://www.greencountryfcu.com/5-tips-for-a-good-credit-score/) - 5 Tips to Build (and Maintain) a Good Credit Score Like building a house, constructing a financially stable life requires laying a solid foundation. In difficult economic times like these, though, building that foundation can be a challenge. Good credit remains a core part of any financial foundation. Having good credit can make it easier - [Yes, credit cards can be dangerous.](https://www.greencountryfcu.com/yes-credit-cards-can-be-dangerous/) - Yes, credit cards can be dangerous. But credit cards are also a powerful tool if you know how to use them responsibly. How credit cards work A credit card is a revolving line of credit that allows you to make charges at any time up to the amount of a specific credit limit. When - [Webinar: Using Credit Cards Wisely](https://www.greencountryfcu.com/webinar-using-credit-cards-wisely/) - USING CREDIT CARDS WISELY Join us for a free educational webinar focusing on credit cards! A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach. Register to attend in advance to be - [How to Create a Strong Password — That You Won’t Forget](https://www.greencountryfcu.com/how-to-create-a-strong-password-that-you-wont-forget/) - How to Create a Strong Password — That You Won’t Forget Need to create a secure password that hackers can't guess? Use a passphrase! Make it easy to remember, yet hard to crack. Passwords. We all hate them. And we hate ours especially. We know they’re terrible, but making them stronger seems so hard: use - [100 Days until Christmas? Now What?!](https://www.greencountryfcu.com/100-days-until-christmas-now-what/) - 100 Days until Christmas? Now What?! As of today, you have 100 Days Until Christmas, so let's talk about the "B Word": you need to have a budget for Christmas and it is time to create one. Sit down and take a good hard look at your finances to see if you can get through - [Webinar: Financially Savvy Seniors](https://www.greencountryfcu.com/webinar-financially-savvy-seniors/) - UPDATE Sept. 17, 2021 As long as you've pre-registered for the Savvy Senior webinar, you'll have access to the recording until Sept. 24th - you should have a link emailed to you. Here are the key takeaways we noted from the event: Get started now! It's hard to catch up Setting aside a little bit - [Resources for Seniors in a Financial Crunch](https://www.greencountryfcu.com/resources-for-seniors-in-a-financial-crunch/) - Resources for Seniors in a Financial Crunch Many seniors avoid seeking help for their money problems, citing reasons such as not wanting to bother people, not knowing who to trust, and feeling ashamed. Yet trying to deal with debt issues alone is often not the best approach. While money problems may be uncomfortable to talk - [Free Financial Educational Webinars this Fall](https://www.greencountryfcu.com/free-financial-educational-webinars-this-fall/) - Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll - [Teen checking accounts – A few tips to keep in mind](https://www.greencountryfcu.com/teen-checking-accounts-a-few-tips-to-keep-in-mind/) - A checking account can help teach your teen important money basics. Get them started in high school to help them learn money management at an early age. Teen checking accounts – A few tips to keep in mind You may have opened a savings account for your children as a way to sock away money - [Personal finance topics all high school students should know](https://www.greencountryfcu.com/personal-finance-topics-all-high-school-students-should-know/) - Personal finance topics all high school students should know For good reason, high school students are set on an academically rigorous track towards college. Unfortunately, though, personal finance (a topic they need to understand to survive in life) is rarely taught to them in school. As a parent, the duty often falls on you. Not - [7 Ways to Ease Back-to-School Costs](https://www.greencountryfcu.com/7-ways-to-ease-back-to-school-costs/) - Back-to-school season comes around the same time every year, but like the holidays, it has a tendency to sneak up on us — and our bank accounts. Last year, the National Retail Federation estimated that parents would spend a record average of $789.49 doing back-to-school shopping for children in elementary, middle, or high school and - [Back-to-School Supplies Community Resources](https://www.greencountryfcu.com/back-to-school-supplies-community-resources/) - Local Events providing back-to-school supplies: Sand Springs Community Service’s Backpack Supply Giveaway Where: Sand Springs Community Services Gym (114 W. 4th, Sand Springs) or call (918) 245-5183 When: August 9th, 10th, 11th What: Pick up a backpack of school supplies & a $25 Wal-Mart clothing voucher Who Qualifies: Any student preK-12th who qualifies for Free - [Build your child’s money skills while you read](https://www.greencountryfcu.com/build-your-childs-money-skills-while-you-read/) - Get the most out of reading time with your child, use the Money as You Grow Bookshelf to bring money topics to life through storytime. - [August Webinars - free financial education online](https://www.greencountryfcu.com/august-webinars-free-financial-education-online/) - We focus on the Sandwich Generation - those of us taking care of both kids and parents; and back-to-school topics like FASFA applications, student loan debt. - [5 Tips for Keeping Your Children Safe Online](https://www.greencountryfcu.com/5-tips-for-keeping-your-children-safe-online/) - 5 Tips For Keeping Your Children Safe Online The Internet is an incredible tool to expand knowledge and information exchange for adults and children alike. but there are pitfalls This short paper will provide you with tips to help your children safely use the internet, benefitting from the positives and helping to avoid the negatives. - [Expert provides answers for Oklahomans curious about upcoming child tax credit payment](https://www.greencountryfcu.com/expert-provides-answers-for-oklahomans-curious-about-upcoming-child-tax-credit-payment/) - Read this article at KOCO online and watch video Expert provides answers for Oklahomans curious about upcoming child tax credit payment Perris Jones Long-awaited payments will hit Oklahoma parents' bank accounts this week as the IRS's child tax credit payment will go out Thursday. Things will look a little different this year for Oklahomans who - [Children & credit reports: why parents should start checking](https://www.greencountryfcu.com/children-credit-reports-why-parents-should-start-checking/) - It’s a shocking experience thousands of parents have endured: finding out someone else has been using their child’s identity. - [Seven Steps to Protecting Your Child From Identity Theft](https://www.greencountryfcu.com/seven-steps-to-protecting-your-child-from-identity-theft/) - Seven Steps to Protecting Your Child From Identity Theft Follow these kid-specific identity theft prevention measures. - [Money-Smart Moves for the Advanced Child Tax Credit Payments](https://www.greencountryfcu.com/money-smart-moves-for-the-advanced-child-tax-credit-payments/) - Join us for a free webinar hosted by the CFPB covering the Advanced Child Tax Credit and money-smart moves you can make with your monthly payments. - [FAQs About the Child Tax Credit](https://www.greencountryfcu.com/faqs-about-the-child-tax-credit/) - The new child tax credit increases the amount of money you receive, gives an advance of this credit in 6 monthly installments, and applies to the unemployed. - [Swipe Up: Social Media Spending](https://www.greencountryfcu.com/swipe-up-social-media-spending/) - Swipe Up: Social Media Spending Social Media Day is Jun 30th - let's take a look at one of the biggest ways we spend money. - [All About the Child Tax Credit Payments](https://www.greencountryfcu.com/all-about-the-child-tax-credit-payments/) - Important changes to the Child Tax Credit will help many families get advance payments starting in July. The other half will be claimed on your 2021 tax return. - [SCAM ALERT: If You Get This Message From the IRS, Don't Open It](https://www.greencountryfcu.com/scam-alert-if-you-get-this-message-from-the-irs-dont-open-it/) - If you get a message from the IRS about your child tax credit, don't open it. New Tax Credit has scammers clamoring to take advantage of you. - [18 Ways To Save Money This Week](https://www.greencountryfcu.com/18-ways-to-save-money-this-week/) - Budgeting → 18 Ways To Save Money This Week Track your money with Money Manager and set text alerts to always know your balance. Save money by refinancing. - [Money Manager manages your money for you](https://www.greencountryfcu.com/money-manager-manages-your-money-for-you/) - Money Manager for Green Country Members lets you track your spending, set savings goals, see your entire financial picture by adding external accounts & more. - [Daily Money Management Programs for Seniors](https://www.greencountryfcu.com/daily-money-management-programs-for-seniors/) - Daily Money Manager Programs and free services like money manager inside online banking from Green Country can help you manage your money. - [How to shield your family from financial elder abuse](https://www.greencountryfcu.com/how-to-shield-your-family-from-financial-elder-abuse/) - How to shield your family from financial elder abuse While it’s not always the most pleasant topic, discussing finances with aging family members is crucial. They may be fine now, but it’s possible that as the years pass, they’ll need help managing their money to keep up with expenses and bills. Plus, the unfortunate reality Shield your loved ones from financial elder abuse and exploitation. Discussing finances with aging members is crucial to ensure they're not taken advantage of. - [Identifying Financial Exploitation](https://www.greencountryfcu.com/identifying-financial-exploitation/) - Consumer Protection #worldelderabuseawarenessday #financialexpolitation #CFPB #AARP #seniorcitizens #protectinglovedones #scams #eldercare - [5 habits that can ruin your budget](https://www.greencountryfcu.com/5-habits-that-can-ruin-your-budget/) - https://www.greencountryfcu.com/5-habits-that-can-ruin-your-budget/ Budgeting June 3, 2021 2021 5 habits that can ruin your budget - [30 Ways to Trim a Budget - Free Webinar](https://www.greencountryfcu.com/30-ways-to-trim-a-budget-free-webinar/) - Webinar: 30 WAYS TO TRIM A BUDGET REGISTER NOW - Watch on your schedule. Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more. Please join us for a free, informational webinar - [Stimulus Perk Helps Pay for Your WiFi and Laptop](https://www.greencountryfcu.com/stimulus-perk-helps-pay-for-your-wifi-and-laptop/) - Stimulus Perk Helps Pay for Your WiFi and Laptop The Federal Communications Commission recently introduced the Emergency Broadband Benefit program for families who meet certain income criteria. Through the program, families may receive up to $50 per month toward their broadband service and associated equipment rentals. Households on qualifying tribal lands may receive as much - [Why is it so hard to buy a house right now?](https://www.greencountryfcu.com/why-is-it-so-hard-to-buy-a-house-right-now/) - Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else. Why are homes so hot? Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while - [Quick Guide: How to buy a house in 2021](https://www.greencountryfcu.com/quick-guide-how-to-buy-a-house-in-2021/) - Your guide to getting a mortgage and buying a home. - [Child Tax Credit Calculator Shows How Much You'll Get in Monthly Payments from IRS](https://www.greencountryfcu.com/child-tax-credit-calculator-shows-how-much-youll-get-in-monthly-payments-from-irs/) - Child Tax Credit Calculator Shows How Much You'll Get in Monthly Payments from IRS Yesterday was tax day, so hopefully, you managed to get your taxes in on time so that the IRS knows how many dependents you have, what your income was last year, or if you missed a stimulus payment so you can take - [Financial Stress: The Physical and Mental Effects](https://www.greencountryfcu.com/financial-stress-the-physical-and-mental-effects/) - Financial Stress: The Physical and Mental Effects Money may not buy you happiness, but studies show that your relationship with it impacts your health. Did you know money is tied to our basic, hard-wired drive to survive? When that drive can’t be attained, it compounds into stress. Maybe it’s why the age-old saying, “health is - [Top 5 Expenses When Building a House](https://www.greencountryfcu.com/top-5-expenses-when-building-a-house/) - Top 5 Expenses When Building a House To build the house of your dreams, it helps to understand the cost breakdown and some of the most expensive parts of building a home. The key to staying within your budget (while still having everything you want) lies in making wise decisions. Keep in mind these top - [Are You in Credit Card Crisis?](https://www.greencountryfcu.com/are-you-in-credit-card-crisis/) - Are You in Credit Card Crisis? Get a cold, clammy feeling when you think of your credit card bills? If so, you are not alone. 40% of Americans carry credit card debt and the average balance is $5,700. If we exclude people who pay their balances in full every month, the average debt is $9,333. - [Rebuilding After a Financial Crisis](https://www.greencountryfcu.com/rebuilding-after-a-financial-crisis/) - Rebuilding After a Financial Crisis There are many things in life that can derail even the best money management plans. When a crisis happens, most people take things day by day just hoping to get by. When the dust settles, they’re often left with a financial situation that is less than rosy. There are no - [A house fire changed my life. Here's how two minutes could help save yours.](https://www.greencountryfcu.com/a-house-fire-changed-my-life-heres-how-two-minutes-could-help-save-yours/) - While we're preparing for a financial disaster, it's worth taking a look at how an unexpected disaster hits. Oklahomans have seen their fair share of tornados, floods, grass fires, and ice storms. Here's an article about a house fire. Read through and think about what you would grab if you had less than 2 minutes - [SCAM ALERT](https://www.greencountryfcu.com/scam-alert/) - We have had reports of members receiving calls using Green Country's name and/or number on the caller ID but turning out to be a scam call for the IRS. A reminder: Green Country will NOT call you and ask you to verify your personal financial information. Unfortunately it's fairly easy for someone to use a - [Financial preparation before a natural disaster](https://www.greencountryfcu.com/financial-preparation-before-a-natural-disaster/) - Financial preparation before a natural disaster Whether due to fire or flood, earthquake or hurricane, powerful forces of nature can lead to financial devastation if you or your home is in its path. But while you can’t stop a catastrophe from happening, you can take preventative measures. Doing so will cushion the blow that such - [Webinar: Financial First Aid](https://www.greencountryfcu.com/webinar-financial-first-aid/) - A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors. Join us for one of two free, educational webinars. Anyone can attend and the recordings will be available - [5 key financial basics for teens](https://www.greencountryfcu.com/5-key-financial-basics-for-teens/) - 5 key financial basics for teens One of the most powerful things for your teen to be able to do is to track where their money goes, and that starts with budgeting. Before your teen leaves home, they should know how to create a budget how to track spending, and how to save for the - [Mobile Device Security](https://www.greencountryfcu.com/mobile-device-security/) - Mobile Device Security Everywhere you look you see people of all ages utilizing smartphones, tablets, laptops, and other devices to thrive in an online, connected world. Utilizing these devices for work and for pleasure can be extremely convenient and entertaining, but these benefits can come at a very high price if leveraged by a cyber-criminal - [Cyber Security Basics](https://www.greencountryfcu.com/cyber-security-basics/) - A Guide to Successful Cyber Hygiene Admittedly, when you hear the term cyber hygiene for the first time you probably have one of two reactions: 1) You have a sudden urge to disinfect your keyboard and mouse, or 2) personal hygiene habits come to mind. In truth, it's closer to the latter. Cyber hygiene generally - [Using Digital Wallets Safely](https://www.greencountryfcu.com/using-digital-wallets-safely/) - If you’ve seen someone wave their phone at a gas pump or tap their smartwatch on the credit card terminal to buy a latte, you’ve seen a mobile wallet in action. You may have even used PayPal to buy something online or Zelle to send money to a friend without realizing you were using a - [Classic warning signs of possible fraud and scams](https://www.greencountryfcu.com/classic-warning-signs-of-possible-fraud-and-scams/) - Classic warning signs of possible fraud and scams There are several signs that indicate you might be dealing with a scammer. They include contact from someone: Calling or emailing you, claiming to be from the government and asking you to pay money. Asking you to pay money or taxes upfront to receive a prize or - [Fraud & Scam Basics](https://www.greencountryfcu.com/fraud-scam-basics/) - Losing money or property to scams and fraud can be devastating. But there are many resources to help you prevent, recognize, and report scams and fraud. - [Fraud and Scams key terms](https://www.greencountryfcu.com/fraud-and-scams-key-terms/) - Fraud and Scams Glossary Want to learn more? Visit the CFPB online. Elder financial exploitation Elder financial exploitation is the illegal or improper use of an older adult’s funds, property, or assets. It is the most common form of elder abuse, but only a small fraction of incidents are reported.The perpetrators can be strangers who - [Tips to Prevent Identity Theft](https://www.greencountryfcu.com/tips-to-prevent-identity-theft/) - Tips to Prevent Identity Theft There are many ways to protect your private information from fraud. Though some tasks take a bit of effort, be aware that cleaning up the mess identity thieves leave behind is far more difficult and time-consuming. Credit reports Periodically check your credit report from each of the three major credit - [Consumer Rights & Responsibilities](https://www.greencountryfcu.com/consumer-rights-responsibilities/) - Consumer Rights & Responsibilities Since thieves prey on those who have not taken preventative measures, it is up to you to be careful with all of your identification and financial information. For maximum security, make safety a family affair. Limit and monitor children’s access to the Internet and online transactions, have a designated person collect - [Identity Theft Resources](https://www.greencountryfcu.com/identity-theft-recovery/) - Identity Theft Resources If you are a victim of identity theft, understand that minimizing damage will take patience and a systematic approach. However, the sooner and more aggressively you deal with the problem, the faster you will see results. To start, commit yourself to becoming and remaining organized. Since you will be communicating with a - [Online Banking](https://www.greencountryfcu.com/online-banking-downtime/) - Online Banking is Up! Login Here: https://bit.ly/GCFCU Need help with your accounts? Member Support Call or text (918) 245-1301 or email: members@greencountryfcu.com Mobile Banking App - Apple devices Mobile Banking App - Android devices Text Alerts - Text commands to 71806 'BAL' - Balance 'HIST + account nickname' - Most recent days' transactions 24/hour voice - [Webinar: Score a better future | credit basics with FICO](https://www.greencountryfcu.com/webinar-score-a-better-future-credit-basics-with-fico/) - Webinar: Score a better future | credit basics with FICO Friday, April 23 @ 11:00 a.m. (CST) We all have financial goals but knowing how to get there can be a challenge. Don’t understand how credit scores impact your financial health, or know your FICO® Score? We want to help! In celebration of Financial Literacy - [3 Ways to Teach Kids Good Money Habits](https://www.greencountryfcu.com/3-ways-to-teach-kids-good-money-habits/) - 3 Ways to Teach Kids Good Money Habits Spend, Save and Share Jars Many parents teach their kids the value of hard work by paying them for chores. You can take this a step further by talking about what they can do with their hard-earned cash. Get three jars and add the label spend, save - [Teen checking account – 4 tips to keep in mind](https://www.greencountryfcu.com/teen-checking-account-4-tips-to-keep-in-mind/) - Teen checking account – 4 tips to keep in mind A checking account can help teach your teen important money basics. Get them started in high school to help them learn money management at an early age. You may have opened a savings account for your children as a way to sock away money - [Teens and Money: Checking and Savings Account](https://www.greencountryfcu.com/teens-and-money-checking-and-savings-account/) - Teens and Money: Checking and Savings Account One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can - [Teens & Money Podcast](https://www.greencountryfcu.com/teens-money-podcast/) - Teens & Money Podcast Do you have 10 minutes? Listen to our quick podcast: teens and money. We're covering things like making a budget, setting goals, buying a car, and credit cards. Can't listen today? Download the transcript here. - [How To: Fold Bunny Money](https://www.greencountryfcu.com/how-to-fold-bunny-money/) - HOW TO: Fold Bunny Money This is a wonderful idea for an Easter basket, or to give older kids who feel they are too old for Easter baskets. Materials. Crisp, New Dollar Bill (or any other denomination) Wiggly Eyes (Optional – but it looks more bunny-like with them) Small Pink Circle (Card - [Homeless Americans can get their $1,400 stimulus check](https://www.greencountryfcu.com/homeless-americans-can-get-their-1400-stimulus-check/) - Homeless Americans who don’t have a fixed address or bank accounts will have to jump through an array of hoops to claim their payment If you are homeless, you can go to a tax return office where they will file something called EIP return. They will put the money on a debit card after, What - [6 Things to do with your Stimulus Check](https://www.greencountryfcu.com/6-things-to-do-with-your-stimulus-check/) - 6 Things to do with your Stimulus Check (if you've already paid your bills) Pay off (or Pay Down) High-Interest Debt Interest rates are low for student loans, mortgages, and savings accounts, but if you're carrying credit card debt, you're probably paying upwards of 15%. You can free up a lot of cash by paying - [Stimulus Checks Round 3 Arriving Soon](https://www.greencountryfcu.com/stimulus-checks-round-3-arriving-soon/) - Stimulus Checks Round 3 Arriving Soon: Key Things To Know The IRS and Treasury will begin processing and sending the $1,400 stimulus checks as soon as this weekend. But not everyone will get their money at once. The $1,400 stimulus checks are officially arriving this weekend -- that is, for some of the people qualified to receive - [Annual Business Meeting](https://www.greencountryfcu.com/annual-business-meeting/) - Annual Business Meeting - Online Recapping 2020 Green Country FCU Statement of Condition Re-nomination for two expiring terms on the Green Country FCU Board of Directors There are two (2) terms expiring on the Board of Directors. The following Directors have been re-nominated for election by the Nominating Committee: Marcia Haley (Incumbent) Running for a - [Webinar: Women & Money](https://www.greencountryfcu.com/webinar-women-money/) - Free Educational Webinar: Women & Money Whether it’s having children, career advancement, divorcing, or becoming a widow, there are certain pivotal times in women’s lives that can occur. This special educational session addresses considerations for budgeting, credit, and insurance. Let's celebrate International Women's Day. Session 1: Tuesday, March 9, 2021 @ 11:30 a.m. (CST) Session - [Six Factors That Could Hurt Your Credit Score](https://www.greencountryfcu.com/six-factors-that-could-hurt-your-credit-score/) - Six Factors That Could Hurt Your Credit Score It's no secret that maintaining a good credit score is essential to strong financial health. It is a must if you ever wish to take out a substantial loan or need to apply for rental properties. Most people know the basics of what may hurt and what - [What to do if you see something wrong on your credit report](https://www.greencountryfcu.com/what-to-do-if-you-see-something-wrong-on-your-credit-report/) - What to do if you see something wrong on your credit report Under the FCRA, both the credit reporting company and the information provider (that is, the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage - [13 Interesting Facts about Credit Reports](https://www.greencountryfcu.com/13-interesting-facts-about-credit-reports/) - 13 Interesting Facts about Credit Reports According to a study from the Federal Reserve, the larger the gap between your credit score and your spouse’s score, the greater you are at risk for divorce. Speaking of spouses and credit scores, you can now find a date based on credit score at CreditScoreDating.com. After all, they - [How to get a copy of your credit report](https://www.greencountryfcu.com/how-to-get-a-copy-of-your-credit-report/) - How do I get a copy of my credit reports? You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can request a copy from AnnualCreditReport.com. You can request and review your free report through one of the following ways: - [A note from our CEO on the Online Banking Outage](https://www.greencountryfcu.com/a-note-from-our-ceo-on-the-online-banking-outage/) - Dear Green Country family, I wanted to give everyone an update on the continuing online banking outage we’re experiencing and hopefully explain a little as to why this is such a big incident. This unprecedented winter weather event is affecting everyone across the U.S., and Oklahoma and Texas are getting hit especially hard. We utilize - [Online & Mobile Banking Outage](https://www.greencountryfcu.com/online-mobile-banking-outage/) - Remote Services Offline February 18, 2021 8:00 a.m. | Online and mobile banking are back up but there are still intermittent issues. Fiserv is continuing to work toward a complete and full restoration or services and we expect more updates as the morning progresses. February 17, 2021 4:00 p.m. | Our latest update from Fiserv is - [Lobbies Re-Opening March 1](https://www.greencountryfcu.com/3664-2/) - Lobbies Now OPEN! As of Monday, March 1, 2021, all Green Country FCU lobbies are re-opened for in-person banking services. We are a community credit union, and the health and well-being of our communities continues to be our top priority - including making the decision to close our lobbies back in January. By limiting access - [Free Webinar - SOLVING THE MYSTERY OF CREDIT REPORTS](https://www.greencountryfcu.com/free-webinar-solving-the-mystery-of-credit-reports/) - Free Webinar SOLVING THE MYSTERY OF CREDIT REPORTS Credit report scores hold a lot of power—they can help buy that first home but can also take away financial opportunities. This session provides an overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and fraud. Join us - [Scam Alert - COVID Vaccinations & Oklahoma Vaccine portal](https://www.greencountryfcu.com/scam-alert-covid-vaccinations-oklahoma-vaccine-portal/) - As the COVID-19 vaccine roll-out continues, it’s important to be on the lookout for scams. The Financial Crimes Enforcement Network (FINCEN) recently issued a new warning about vaccine scams: Beware of scams offering early access to vaccines for a fee. Keep an eye out for phishing scams where scammers email or text you with phony - [2021 Holidays](https://www.greencountryfcu.com/2021-holidays/) - Green Country FCU is closed for most federal holidays in 2021. As a member, you have access to your accounts 365 a year through online banking & our mobile app. - [Credit Card Makeover in Review](https://www.greencountryfcu.com/credit-card-makeover-in-review/) - Credit Card Makeover A look at our first financial education webinar of the year. Quick - without looking it up, do you know how much you owe on all your credit cards? If you're not sure, it could be a sign that you're getting into credit card trouble. Not knowing how much you owe, or - [New stimulus package makes it easier to qualify for food stamps.](https://www.greencountryfcu.com/new-stimulus-package-makes-it-easier-to-qualify-for-food-stamps/) - New stimulus package makes it easier to qualify for food stamps. Here’s what you need to know Millions of Americans report not having enough money to pay for food during the pandemic. The latest Covid relief package expands food benefits, giving further aid to millions of Americans who are facing financial difficulty because of the - [When will you get your stimulus payment and how?](https://www.greencountryfcu.com/when-will-you-get-your-stimulus-payment-and-how/) - People can check the status of both their first and second payments by using the Internal Revenue Service's Get My Payment online tool. When will you get your stimulus payment and how? A second round of stimulus payments are on the way and many eligible families are expected to receive the money this month. The first payments started - [Lobbies Closing - COVID Update](https://www.greencountryfcu.com/lobbies-closing-covid-update/) - UPDATE 2/15/2021 - Lobbies will ReOpen March 1st Now that staffing levels are back to almost normal and we're seeing a decline in community-wide COVID-19 cases, we will reopen our lobbies for in-person services on Monday, March 1st. UPDATE 1/28/2021 - LOBBIES CLOSED After reviewing staffing levels and community case levels, we have decided to - [WEBINAR Credit Card Makeover: Getting Out of Debt](https://www.greencountryfcu.com/webinar-credit-card-makeover-getting-out-of-debt/) - WEBINAR Credit Card Makeover: Getting Out of Debt Please join us for a free educational webinar. Credit Card Makeover: Getting Out of Debt Credit cards can be a great financial tool, but for some, can lead to debt and financial trouble. This session provides an overview of credit card usage, warning signs of credit issues, - [Second Round Stimulus Checks Start Soon](https://www.greencountryfcu.com/second-round-stimulus-checks-start-soon/) - Will you get a stimulus check? And when? Check your payment status here: https://www.irs.gov/coronavirus/get-my-payment The $600 stimulus checks from the latest Covid relief bill are officially on their way to bank accounts. The IRS also confirmed that initial direct deposits began December 30th and will continue through next week. “Some Americans may see the direct - [Online Shopping Safety](https://www.greencountryfcu.com/online-shopping-safety/) - Online Shopping Safety In today's electronic world, it is extremely easy to shop and purchase goods or services on your computer, without ever leaving your home. Certainly, there are many benefits — cyber storefronts are always open and bargains are abundant. It is simple to comparison shop with the click of your mouse, and sellers - [Get Creative! Ways to Lower Holiday Spending](https://www.greencountryfcu.com/get-creative-ways-to-lower-holiday-spending/) - Get Creative! Ways to Lower Holiday Spending Holiday spending is often a spending plan-buster. The expenses can be numerous: presents, wrapping paper, cards, decorations, food, and travel, to name a few. Yet very few people have an unlimited holiday budget. If you do not have the funds to buy everything you want, there is no - [Cyber Monday: 7 tips for safer online shopping](https://www.greencountryfcu.com/cyber-monday-7-tips-for-safer-online-shopping/) - Cyber Monday: 7 tips for safer online shopping Are you one of the many shoppers planning to click for holiday gifts this year? Don’t let the numerous Black Friday and Cyber Monday deals and distractions cloud your judgment. It’s always important to pay attention to signs that your online shopping transactions are secure. The holiday - [Masks are now required in Green Country branches](https://www.greencountryfcu.com/masks-are-now-required-in-green-country-branches/) - Updated - Friday, November 27, 2020 Sand Springs City Ordinance Now Requires Masks in All Local Businesses In accordance with the recently passed City Ordinance No. 1359, face masks or coverings are now required in all Sand Springs businesses. We ask that you please help us comply with this new regulation by wearing a face-covering - [Tips for safe Cyber Monday shopping (or really any day)](https://www.greencountryfcu.com/tips-for-safe-cyber-monday-shopping-or-really-any-day/) - Tips for safe Cyber Monday shopping (or really any day) Are you one of the many shoppers planning to click for holiday gifts this year? Don’t let the numerous Black Friday and Cyber Monday deals and distractions cloud your judgment. It’s always important to pay attention to signs that your online shopping transactions are secure. - [A step-by-step guide to making a holiday budget](https://www.greencountryfcu.com/a-step-by-step-guide-to-making-a-holiday-budget/) - A step-by-step guide to making a holiday budget Ah, the holidays. It’s a time for seasonal cheer, catching up with family, and for some—financial panic! If you recently looked at the calendar and realized gift-buying season is closer than you thought, don’t worry. We are here to help you organize your finances by making an - [How to Make the Most of a Reduced Paycheck](https://www.greencountryfcu.com/how-to-make-the-most-of-a-reduced-paycheck/) - Bubbles burst, the economy falters, companies downsize, and personal disasters happen which can result in a reduced paycheck. Perpetual salary growth or even maintenance is simply not guaranteed. However, by adopting the right tools and attitude, you can make the most of a reduced paycheck and not just survive, but thrive. Determine whether your situation - [Five Ways to Cut Monthly Expenses](https://www.greencountryfcu.com/five-ways-to-cut-monthly-expenses/) - Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? The phenomenon is called “lifestyle creep” and it can keep you from reaching all kinds of financial goals, from paying down debt to saving for retirement. One way to get lifestyle creep under control is to - [3 Ways to Refinance to a VA Loan](https://www.greencountryfcu.com/3-ways-to-refinance-to-a-va-loan/) - 3 Ways to Refinance to a VA Loan A VA refinance is brand new loan, not just an adjustment of a current one. A VA refinance will require a new loan application, a new title report and depending upon the type of VA refinance, more paperwork. Today, there are three different VA refinance loans. The - [Do you qualify for a VA Loan?](https://www.greencountryfcu.com/do-you-qualify-for-a-va-loan/) - VA Loan Eligibility Requirements To be eligible for a VA loan, you or your spouse must meet the basic service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility (COE), and satisfy credit and income requirements. You may be eligible for a VA loan by meeting one or more of the - [All About VA Loans](https://www.greencountryfcu.com/all-about-va-loans/) - When Veterans Should Use a VA Loan VA loans are federally backed loans available to eligible military service members who are looking to buy a house. In many cases, it will be your best option thanks to the perks like no down payment, competitive rates, limited closing costs, and no private mortgage insurance premium (PMI). - [Relief from Federal Student Loan Payments Extended through the End of the Year.](https://www.greencountryfcu.com/relief-from-federal-student-loan-payments-extended-through-the-end-of-the-year/) - If you lost your source of income or had reduced income because of the ongoing coronavirus pandemic, making payments on your federal student loans may be nearly impossible. With the extension of The CARES Act, those borrowers have relief from paying through December 31st. The Federal Trade Commission (FTC) says if you have qualifying student - [5 Actions Grandparents Raising Kids Should Take Now](https://www.greencountryfcu.com/5-actions-grandparents-raising-kids-should-take-now/) - National Grandparents Day was this weekend and we know that more older adults have primary responsibility for raising grandchildren or other young relatives. If this describes you or the older adults you work with, here are a few financial tools that can help. Get a clear picture of monthly income and expenses. If you’re raising - [Small-Business Owners: Don’t Forget Special Pandemic Tax Breaks](https://www.greencountryfcu.com/small-business-owners-dont-forget-special-pandemic-tax-breaks/) - shared from the Wall Street Journal Whatever shape your business is in, here are tax moves to consider now Note: All are likely to require professional help but could provide big benefits. If you’re a small-business owner, don’t overlook tax breaks that could help this year—whether your business is on the ropes or is booming. - [Keep Calm & Avoid Coronavirus Scams](https://www.greencountryfcu.com/keep-calm-avoid-coronavirus-scams/) - There are so many COVID-19 scams circulating right now. Everything from stimulus money fraud to imposter contact tracers and everything in between. Stay aware and keep your personal information safe. Here are some tips from the FTC. KEEP CALM & AVOID CORONAVIRUS SCAMS Learn how to tell the difference between a real contact tracer and a scammer. - [COVID-19 Update](https://www.greencountryfcu.com/covid-19-update/) - Mask Mandate Lifted As of Monday, May 3, 2021, Green Country is following the lifting of city, county and state mask mandates and masks will no longer be required in our branch lobbies. We still encourage members to act responsibly and safely and follow CDC guidelines for social distancing, hand washing, and wearing masks when - [Should I Refinance?](https://www.greencountryfcu.com/should-i-refinance/) - Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their - [Three signs you’re more prepared than you think to buy a home](https://www.greencountryfcu.com/three-signs-youre-more-prepared-than-you-think-to-buy-a-home/) - No doubt about it—buying a home is a big investment. You’re on the hook for a long-term mortgage, and responsible for repairs and any other unforeseen expenses. But don’t get discouraged just yet. If you have strong money management skills (and cash saved up), you may be ready for homeownership. Here are three signs that - [Home Buying 101 - your complete guide](https://www.greencountryfcu.com/home-buying-101-your-complete-guide/) - Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing - [Is It Time to Refinance Your Mortgage?](https://www.greencountryfcu.com/is-it-time-to-refinance-your-mortgage/) - Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. - [Guide to Mortgage Forbearance Under the CARES Act](https://www.greencountryfcu.com/guide-to-mortgage-forbearance-under-the-cares-act/) - If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance - [Apply for Oklahoma Business Relief Program Today](https://www.greencountryfcu.com/apply-for-oklahoma-business-relief-program-today/) - Applications are no longer being accepted for this program. Oklahoma Business Relief Application & Guidelines Green Country is participating in the Oklahoma Business Relief Program (OBRP) which is a one-time grant for up to $25 million for qualified businesses. The OBRP is a state-level program administrated by the Oklahoma Department of Commerce. OBRP requires that - [Teaching Kids And Teens Smart Money Habits](https://www.greencountryfcu.com/teaching-kids-and-teens-smart-money-habits/) - Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid? If you have children of your own, you may be wondering how and when to - [5 tips for social media security and privacy](https://www.greencountryfcu.com/5-tips-for-social-media-security-and-privacy/) - 5 tips for social media security and privacy Social media accounts are powerful tools in the wrong hands. We’ve recently seen hackers take over the Twitter accounts of media outlets and large corporations, using them for anything from basic spam to drawing attention to global issues. Your own accounts might seem too small to tempt - [Annual Business Meeting Saturday](https://www.greencountryfcu.com/1938-2/) - Green Country FCU Board of Directors Annual Business Meeting Saturday, June 20, 2020 @ 10:00 a.m. Virtual Business Meeting As you know, Green Country FCU is member-owned and part of that ownership includes annual reports from the Board of Directors, along with elections/re-elections for Board positions. We will be holding our Board of Director's Annual - [Verify or Notarize your absentee ballot at Green Country locations](https://www.greencountryfcu.com/verify-or-notarize-your-absentee-ballot-at-green-country-locations/) - We're pleased to offer free absentee voter services to assist Tulsa area voters with absentee ballot affidavit verification. We have notaries at both our Morrow Road and Prattville locations. Here’s some general voter information: OKLAHOMA PRIMARY ELECTIONS – JUNE 30th Mail Absentee Request Deadline: Tuesday, June 23, 2020 @ 5 p.m. Here’s what’s on the - [Lobbies Reopening](https://www.greencountryfcu.com/lobbies-reopening/) - Effective Monday, June 1, our lobbies will reopen for member access. For the health and safety of everyone, we highly encourage the continued use of the drive-thru for all teller and simple transactions, whenever possible, as well as remote banking services. If you do choose to come into the lobbies – welcome! It’s good to see - [Small Business Support through the Pandemic](https://www.greencountryfcu.com/1849-2/) - Paycheck Protection Program Update Our commercial lending team has worked tirelessly since late March helping our small business members and new relationships stay afloat by utilizing the SBA's Paycheck Protection Program. To date, we've helped 90 business owners receive an average of $35,010 in what should be forgivable loans to pay employees and utilities. We've - [Green Country Lobbies Closed, Drive-Thru's Open](https://www.greencountryfcu.com/green-country-lobbies-closed-drive-thrus-open/) - UPDATE May 1, 2020 Green Country FCU lobbies will continue to be closed to the public until further notice. We are working on a re-opening plan to keep members and employees safe. Keep an eye on this page for updates. Appointments can be made for safe deposit box access and more, please call (918) 245-1301. - [Coronavirus Stimulus Checks - When will you see your money?](https://www.greencountryfcu.com/coronavirus-stimulus-checks-when-will-you-see-your-money/) - When will you see your Stimulus Check? Please note that Green Country FCU cannot see your stimulus payment until it is direct deposited or until you deposit a paper check. We do not have control over when these funds are deposited. The Internal Revenue Service started sending out stimulus payments this week and while some - [Celebrating Milestones During the Pandemic](https://www.greencountryfcu.com/celebrating-milestones-during-the-pandemic/) - As the ongoing coronavirus pandemic continues to disrupt life and cancel plans across the world, people are finding creative ways to celebrate. From drive-by weddings to birthday car parades to virtual graduation ceremonies, there are so many ways you can celebrate while still maintaining proper social distancing. Let’s take a look at some of the - [Managing your money during the Pandemic](https://www.greencountryfcu.com/managing-your-money-during-the-pandemic/) - The Covid-19 pandemic has forced many of us into financial situations that we could never have predicted. Country-wide shelter-in-place orders have left many without work, and businesses without customers. Now more than ever, it’s important to think about the way we spend or save every dollar we make. In some cases, the quarantine orders have - [Mortgage Comparison: 15 Years vs. 30 Years](https://www.greencountryfcu.com/mortgage-comparison-15-years-vs-30-years/) - Calculate the benefits of either a 15 year of 30 year mortgage. Email or print out a detailed report. Calculate a 15 vs 30 year Mortgage Loan Now Calculate a 15 vs 30 year Mortgage Loan Now Link arjaybisadmin See Full Bio - [Mortgage Loan Calculator](https://www.greencountryfcu.com/mortgage-loan-calculator/) - Calculate your mortgage payment over time. Email or print out a detailed report. Calculate Your Mortgage Loan Now Mortgage Loan Calculator Link arjaybisadmin See Full Bio - [Rent vs Buy Calculator](https://www.greencountryfcu.com/rent-vs-buy-calculator/) - Calculate the benefits of renting and buying and determine which option is best for your. Email or print out a detailed report. Calculate Rent vs Buy Now Rent vs Buy Calculator Link arjaybisadmin See Full Bio - [Savings Goal Calculator](https://www.greencountryfcu.com/savings-goal-calculator/) - Calculate your savings goal and how to set aside every month in order to reach it. Calculate Your Savings Goal Now Savings Goal Calculator arjaybisadmin See Full Bio - [Personal Loan Calclulator](https://www.greencountryfcu.com/personal-loan-calclulator/) - Calculate your payments and balance over time. Email or print out a detailed report. Calculate Your Personal Loan Now Personal Loan Calculator Link arjaybisadmin See Full Bio - [How to protect yourself from credit card fraud](https://www.greencountryfcu.com/how-to-protect-yourself-from-credit-card-fraud/) - In the modern world, almost everyone holds a credit card. Reportedly, 7 in 10 American’s have at least one credit card and there are 364 million open credit card accounts in the U.S. as of November 2018. The reach and popularity of credit cards have made it a major target of fraudsters out there. Many - [Five insider tips to an affordable first home](https://www.greencountryfcu.com/five-insider-tips-to-an-affordable-first-home/) - The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your - [Nine Ways to Master Your Money](https://www.greencountryfcu.com/nine-ways-to-master-your-money/) - 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, measurable, actionable, realistic and time-bound, or - [The Basics of Credit: What to know before you borrow](https://www.greencountryfcu.com/the-basics-of-credit-what-to-know-before-you-borrow/) - In its most basic sense, credit means having the use of something before you pay for it. This ability to borrow adds flexibility to planning and makes it possible to pay for expensive items over a period of time. There are many types of credit that you can choose from, and each has its own - [Boost Your Credit Score in Days Through Rapid Rescoring](https://www.greencountryfcu.com/boost-your-credit-score-in-days-through-rapid-rescoring/) - Finally, after all that looking, you’ve found the perfect home and are ready to make an offer. Everything is in order – almost. At the last minute, you discover that your credit report contains incorrect information. Errors have negatively impacted your score to the extent that you can’t qualify for an ideal mortgage. Don’t worry, - [Four Tricks to Boost Your Credit Score Quickly](https://www.greencountryfcu.com/four-tricks-to-boost-your-credit-score-quickly/) - First thing’s first: there is no magic solution to raising your credit score overnight. If you have a low score due to, say, bankruptcy (which can affect your credit for up to seven years), boosting it requires a long-term plan of consistent on-time payments and other responsible credit practices. However, a low score due to - [Non-Traditional Credit Scores: Your Key to Better Borrowing](https://www.greencountryfcu.com/non-traditional-credit-scores-your-key-to-better-borrowing/) - If you are among the millions of Americans who have not yet used traditional forms of credit, you may think you have to turn to expensive sub-prime lending institutions in order to borrow money. Without a history of using credit cards or loans, you won’t have a traditional credit score – which most financial institutions - [VantageScore: A Simpler Credit Score](https://www.greencountryfcu.com/vantagescore-a-simpler-credit-score/) - Credit scores have a major impact on our financial lives. Lenders and other organizations rely on these numerical “grades” to make objective and accurate business decisions. Good scores enable you to borrow money easily and with attractive interest rates, while poor scores result in high-interest loans and lines of credit – or being denied the - [Can No-Limit Credit Cards Limit Your Credit Score?](https://www.greencountryfcu.com/can-no-limit-credit-cards-limit-your-credit-score/) - If you are familiar with the way credit scoring works, you probably know that avoiding being “maxed out” on your credit cards and other revolving accounts generally impacts your score in a positive way. You might also be aware that the FICO score – the most popular model – dedicates 30% of its score calculation - [Your Credit Score: Everything you need to know](https://www.greencountryfcu.com/your-credit-score-everything-you-need-to-know/) - Credit cards are a powerful financial tool. If you use them wisely, they will help you achieve your financial goals. But as the saying goes, with great power comes great responsibility. Abuse them and you will find yourself in a world of financial hurt. If you recently got your first credit card, here are nine - [Nine Tips for First-time credit card users](https://www.greencountryfcu.com/nine-tips-for-first-time-credit-card-users/) - Credit cards are a powerful financial tool. If you use them wisely, they will help you achieve your financial goals. But as the saying goes, with great power comes great responsibility. Abuse them and you will find yourself in a world of financial hurt. If you recently got your first credit card, here are nine - [Five Habits that can ruin your budget](https://www.greencountryfcu.com/five-habits-that-can-ruin-your-budget/) - So you’ve set a budget and it looks perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just doesn’t work out month after month. Sound familiar? The first thing to do is double-check that your budget is reasonable given factors like income and goals. But if - [Nine ways to freshen up your finances](https://www.greencountryfcu.com/nine-ways-to-freshen-up-your-finances/) - When it comes to spring cleaning, most people target their homes. And while it’s always a good idea to reduce clutter and clean up, don’t forget to refresh your finances as well. That’s right, it’s time to scrub away bad financial habits and dust off your savings goals. Check out these nine ways to review - [Dollars and Sense: Mark your calendar: Plan savings week Is coming](https://www.greencountryfcu.com/dollars-and-sense-mark-your-calendar-plan-savings-week-is-coming/) - Sports fans have Super Bowl Week. Aquatic predator enthusiasts have TV’s Shark Week. But what about those who revel in discovering the crags and corners where hidden savings dwell? If you fall into this group, you don’t have to feel left out of the 7-day celebrations, because now there is Plan Savings Week! What It - [Charting a Course for Raising Money Smart Kids](https://www.greencountryfcu.com/charting-a-course-for-raising-money-smart-kids/) - One of the most important gifts you can give your children is an understanding of how to manage money. We all want our kids to be financially savvy adults one day, but it’s become increasingly difficult in today’s swag culture. Here are some things you can do to ensure your child grows up with a - [Six Confusing Things About Your Credit Report (and What they Mean)](https://www.greencountryfcu.com/six-confusing-things-about-your-credit-report-and-what-they-mean/) - If you’re not used to reading them, credit reports can make about as much sense as a restaurant menu printed in a foreign language. At least in a restaurant, you can point to what someone else is having. But if you don’t know how to read your credit file, you could make mistakes that could - [Dollars and Sense: Budgeting for Truly Golden Years](https://www.greencountryfcu.com/dollars-and-sense-budgeting-for-truly-golden-years/) - Preparing financially for retirement for many people is a shot in the dark: just save as much as you can and hope it’s enough. It’s understandable that people take that view. After all, it can feel like there are too many variables to even get a grip on. How do you know how much money - [Real estate laws on the move](https://www.greencountryfcu.com/real-estate-laws-on-the-move/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into - [Private equity firm takes control](https://www.greencountryfcu.com/private-equity-firm-takes-control/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. 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It has survived not only five centuries, but also the leap into - [Entertainment industry acquisitions](https://www.greencountryfcu.com/entertainment-industry-acquisitions/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into - [Technology changing laws](https://www.greencountryfcu.com/technology-changing-laws/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into - [What acquisitions should you make?](https://www.greencountryfcu.com/what-acquisitions-should-you-make/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into - [International tax changes](https://www.greencountryfcu.com/international-tax-changes/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into - [International investment advice](https://www.greencountryfcu.com/financial-advice-for-international-investments/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into ## Pages - [Home](https://www.greencountryfcu.com/) - Green Country FCU outworks the bigger banks. If you live work, worship or study in Creek, Osage, Okmulgee, Pawnee, Rogers or Wagoner Counties, join us today! - [Access](https://www.greencountryfcu.com/access/) - ACCOUNTS We offer an array of accounts for everyone, many with no minimum balance or monthly fees. When you bank with Green Country, you bank with the best. ACCESS Anytime, anywhere access to your accounts. With our mobile app, text alerts, online banking, branches and Co-Op Shared locations, you are never far from your money. - [Grants](https://www.greencountryfcu.com/who-we-are/grants/) - Green Country is pleased to be able to offer grants to members of our community who were affected by the Covid-19 Pandemic. - [Who We Are](https://www.greencountryfcu.com/who-we-are/) - YOU can join! Green Country Federal Credit Union (GCFCU) serves families who live, work, worship, attend school, or run businesses in the Tulsa Metro. If you’re in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa or Wagoner Counties in Oklahoma, you can be a member! Apply Online Why Join? We have all the things you’d expect from - [First Oklahoma FCU Merger](https://www.greencountryfcu.com/first-oklahoma-fcu-merger/) - First Oklahoma FCU is merging with Green Country FCU. For Green Country members, it’s business as usual. See what to expect and what’s next. - [Borrow](https://www.greencountryfcu.com/borrow/) - Green Country FCU can get you the money you need when you need it. New/Used Autos, RVs, Trailers, Tractors, Mortgage, New Construction, Business. We can help. - [Skip-a-Pay](https://www.greencountryfcu.com/skip/) - Skip-a-Pay Season is Here! It's Skip-a-Pay season! Skip-a-Pay is one of the best perks of being a Green Country member. Here are some frequently asked questions we get about Skip-a-Pay and how it works. Apply Now – Skip-a-Pay Application Form What is Skip-a-Pay? Skip-a-Pay is a consumer loan deferral. A loan deferral allows you - [Building Blocks](https://www.greencountryfcu.com/building-blocks/) - The earlier kids are exposed to money - what it is, how it's used, spending & saving, the sooner they develop solid financial habits. $100 Bonus How to Earn Your $100 Bonus: Bring the account holder kid into any Green Country FCU branch to make a deposit and get your card stamped for tracking. Your - [HELOC](https://www.greencountryfcu.com/heloc/) - Need access to cash—but not all at once? Our Hybrid HELOC gives you the freedom to borrow as needed, starting with a low fixed rate for 3 years. - [Home Equity Loan](https://www.greencountryfcu.com/home-equity-loan/) - Tap into your home’s equity with a fixed-rate loan from Green Country FCU. Get a lump sum, low rates, and predictable monthly payments. - [Account Disclosures](https://www.greencountryfcu.com/account-disclosures/) - Welcome! Thanks for opening a new account with Green Country FCU. Please review these important disclosures and FAQ relating to your new account. - [Rates](https://www.greencountryfcu.com/rates/) - Check out Green Country FCU's deposit rates for money market, CDs, savings and more. - [Home Equity](https://www.greencountryfcu.com/home-equity/) - Fixed-rate Home Equity Loans from Green Country FCU. Get a lump sum with steady payments—ideal for home projects, debt payoff, and more. - [Apply](https://www.greencountryfcu.com/apply/) - Apply online today and get a quick decision. We finance autos, UTVs, ATVs, boats, motorcycles, RVs, campers, trailers and more! Unsure? Just ask! - [GCFCU Shared Branching](https://www.greencountryfcu.com/gcfcu-shared-branching/) - CO-OP SHARED BRANCHING Co-op Shared Branches are credit union locations where customers from other credit unions can conduct banking business — like in-person deposits, loan payments, and other transactions. To use another credit union’s services while traveling: Make sure they’re part of the CO-OP Shared Branch network They’ll have the CO-OP logo displayed and be - [Consumer Protection](https://www.greencountryfcu.com/consumer-protection/) - Learn how to spot common scams, elder fraud, phishing attempts, and financial crimes and what to do if you've been targeted. - [Specials](https://www.greencountryfcu.com/specials/) - [Careers](https://www.greencountryfcu.com/careers/) - Green Country FCU is a great place to work! Email us at members@greencountryfcu.com or text us at (918) 245-1301 for more information. - [Online Banking Update](https://www.greencountryfcu.com/online-banking-update/) - Information, how-to and new features for Green Country FCU's online and mobile banking upgrade. - [Contact Us](https://www.greencountryfcu.com/contact-us/) - Send Us an Email info@greencountryfcu.com Call or Text Us (918) 245-1301 Follow Us Follow us on Facebook Lost or Stolen Card VISA debit card: (800) 791-2525 MASTERCARD credit card: (855) 650-7816 24 Hour Phone Banking (877) 435-4370 Bank Routing Number 303185761 - [Loan Application](https://www.greencountryfcu.com/loan-application/) - Whether you’re looking for a car, boat, motorcycle, ATV, RV, trailer, or personal loans – start here with an application. Start Application Now - [Zelle](https://www.greencountryfcu.com/zelle/) - Send and Receive money with Zelle! Green Country members can log in to bill pay to send money directly from your account to enrolled recipients. - [Extras](https://www.greencountryfcu.com/borrow/extras/) - The Extras personal loan A little help after your new (or used) car purchase We get it, buying a car (new or used) is expensive! In addition to the cost of the car, there’s tag, tax, and title, sometimes new tires, tinted windows or even a heavy duty bed liner. That’s why we have the - [News](https://www.greencountryfcu.com/news/) - Read more for up-to-date information on Green Country, our events, and financial education offerings. - [Privacy Policy](https://www.greencountryfcu.com/privacy-policy/) - Green Country FCU Privacy Policy covers when, how and with whom we share your personal information, as well as what protections you have as a consumer. - [Business](https://www.greencountryfcu.com/business/) - SMALL BUSINESS BANKING We want to help your business run smoothly. We offer free business checking, business money market accounts, business credit cards, ACH services, merchant services and so much more. And if you’re ready to expand, we can help with everything from commercial real estate loans to equipment. Let’s work together! - [Home](https://www.greencountryfcu.com/home-2/) - [Refinance](https://www.greencountryfcu.com/refinance/) - Loading... Savings for Miles!Ditch the loan payment, keep the car refinance and save today. We can get you the money you need, when you need it.New or Used Autos, RVs, Trailers, Tractors, Real Estate, Mortgage, New Construction or Business We can help. Refinance and Save! Start Application Now - [Fish Shack](https://www.greencountryfcu.com/fish-shack/) - Why is Banking Better at Green Country? We’re small enough that every member is important – you’re more than a number to us. We’re big enough to give you all the mobile and online tools you need in today’s world. We’re part of a bigger Co-Op family of credit unions, meaning that no matter where - [Moms](https://www.greencountryfcu.com/moms/) - Thanks for checking us out – we hope you’re having a great meal! If you’re already a member of Green Country, use the login button below for online banking. Not a member yet? You can apply for a new account, a loan or even a home mortgage (or refinance) at the links below. If you’re - [ChefConeys](https://www.greencountryfcu.com/chefconeys/) - Thanks for checking us out – we hope you’re having a great meal! If you’re already a member of Green Country, use the login button below for online banking. Not a member yet? You can apply for a new account, a loan or even a home mortgage (or refinance) at the links below. If you’re - [Forum Lost Password](https://www.greencountryfcu.com/forum-lost-password/) - Please enter your email address so that we can set up a new password for you. - [Forum Registration](https://www.greencountryfcu.com/forum-registration/) - Please register to participate in the GCFCU Employee Forum - [Shiloh](https://www.greencountryfcu.com/shiloh-2/) - Thanks for checking us out – how’s Shiloh’s today? If you’re already a member of Green Country, use the login button below for online banking. Not a member yet? You can apply for a new account, a loan or even a home mortgage (or refinance) at the links below. If you’re eating at Shiloh’s, it’s - [Survey](https://www.greencountryfcu.com/survey/) - [Crescent](https://www.greencountryfcu.com/crescent/) - Thanks for checking us out – we hope you’re having a great meal! If you’re already a member of Green Country, use the login button below for online banking. Not a member yet? You can apply for a new account, a loan or even a home mortgage (or refinance) at the links below. If you’re - [Documents](https://www.greencountryfcu.com/documents/) - These are the types of things you can upload for NEW MEMBERSHIP ACCOUNT LOAN DOCUMENTATION ID VERIFICATION yadda yadda - [Construction](https://www.greencountryfcu.com/construction/) - We would love to help you with your construction project! Fill out this quick form so we can get things started. Specific questions? Call us at (918) 246-7834 or Email us. - [Member Mystery Shops](https://www.greencountryfcu.com/member-mystery-shops/) - [Finance](https://www.greencountryfcu.com/finance/) - Loan Application Apply For a Consumer Loan - [Test](https://www.greencountryfcu.com/test/) - Loading... Test Slider Header Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla - [Terms and Conditions](https://www.greencountryfcu.com/terms-and-conditions/) - ELECTRONIC COMMUNICATIONS DISCLOSURE AND CONSENTPlease read this information carefully and print and retain a copy for your reference. This document is provided in accordance with the Electronic Signatures in Global and National Commerce Act. You have requested Green Country Federal Credit Union online services where you can apply for a GCFCU membership, Online Banking, eStatements - [Help](https://www.greencountryfcu.com/help/) - How can we help you? All General Loans New Member Online Banking Payments How do I enroll in Online Banking?Ashley Wood2025-09-19T10:37:12-05:00 How do I enroll in Online Banking? Setup Online Banking – New User: Go to https://www.GreenCountryFCU.com/ and click on Login to Online Banking. Click on the “First Time User – Enroll in Online Banking” - [Business Checking](https://www.greencountryfcu.com/business-checking/) - 4004 S Memorial Drive Tulsa OK 74145 Fine Print Maximum rate of 6% apr Lower rates available to qualified buyers WAC – Restrictions may apply Repossessed vehicles that are available for purchase are sold “AS IS” with no warranty written or implied. An extended vehicle warranty may be available for purchase. It is the responsibility of the buyer ## FAQs - [How do I reorder checks?](https://www.greencountryfcu.com/faq-items/how-do-i-reorder-checks/) - Reorder Checks Online, by Phone or in Person at any Green Country FCU branch. - [How do I sign my mobile deposit checks?](https://www.greencountryfcu.com/faq-items/how-do-i-sign-my-mobile-deposit-checks/) - All checks deposited through the mobile app should be endorsed with two items: Your signature "for mobile deposit only, GCFCU" Mobile Deposit puts banking in your hands, just log in, take a picture, and deposit! If you don't see the mobile deposit option when you login to your mobile app, please let us know so - [Mobile Deposit](https://www.greencountryfcu.com/faq-items/mobile-deposit/) - Mobile Deposit puts banking in your hands, just log in, take a picture, and deposit! Endorse checks with your signature and “For mobile deposit only, GCFCU” Hang on to the paper check until funds are posted to your account It’s good practice to keep them for 90 days Deposit status may not show up immediately, login later - [How do I enroll in Online Banking?](https://www.greencountryfcu.com/faq-items/how-do-i-enroll-in-online-banking/) - Setup Online Banking - New User: Go to https://www.GreenCountryFCU.com/ and click on Login to Online Banking. Click on the "First Time User - Enroll in Online Banking" link Fill out the fields – your member ID is your account number – and click enroll Accept the Terms & Conditions Create a User ID and new - [E-Statements](https://www.greencountryfcu.com/faq-items/e-statements/) - Get your monthly Green Country FCU statement via email and access it anytime in Online Banking. Signing up for e-statements is easy and you can do it anytime, online! Login to Online Banking (https://online.greencountryfcu.com) - [What is IDCheck for Shared Branching](https://www.greencountryfcu.com/faq-items/what-is-idcheck-for-shared-branching/) - New IDCheck by Co-Op for Shared Branching IDCheck is a new product that enables Credit Unions to more effectively validate the identity of guest members during Shared Branching transactions while minimizing the risk of potential fraud. Effective May 1, 2025, Shared Branching users will be required to preload their state-issued driver’s ID into this application - [How to Enroll in Text Banking](https://www.greencountryfcu.com/faq-items/how-to-enroll-in-text-banking/) - Login to Online Banking and click on Self-Service. If you don't see the option for the Mobile Banking you may need to call us at (918) 245-1301. - [How do I set a goal in Money Manager?](https://www.greencountryfcu.com/faq-items/how-do-i-set-a-goal-in-money-manager/) - HOW TO: SET A GOAL Login to Online Banking and Click on Money Manager Inside Money Manager, click on GOALS Click on the Green Plus – ADD NEW GOAL Add details – name it, give it an amount and a timeframe, then select the account you want to use for the goal (this can be - [Credit Sense](https://www.greencountryfcu.com/faq-items/credit-sense/) - Get savvy about your money with Credit Sense Credit Sense is a free, comprehensive Credit Score program offered by Green Country FCU that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up-to-date offers - [App Downloads](https://www.greencountryfcu.com/faq-items/app-downloads/) - Download our FREE mobile app for your smartphone Our apps provide a simple yet powerful tool for staying connected to your accounts anytime, anywhere. Mobile App Features: Quick Login with fingerprint or Apple Face ID View Instant Balance without logging in Deposit checks with mobile deposit On-device enrollment Transfer Funds between accounts Pay Bills Check - [I've lost my debit card, what do I do?](https://www.greencountryfcu.com/faq-items/ive-lost-my-debit-card-what-do-i-do/) - Lost your Green Country FCU VISA debit card, or suspect it's been compromised? Give us a call, or text us at (918) 245-1301 and let us know so we can cancel your current card and get a new one. If it's after business hours, please call (855) 961-1602 and follow the prompts. If you're concerned - [What's a Share-Secured Loan?](https://www.greencountryfcu.com/faq-items/whats-a-share-secured-loan/) - A share-secured loan helps you build credit when you make your payment on time. It uses the money in your savings as collateral. - [How do I set up direct deposit?](https://www.greencountryfcu.com/faq-items/how-do-i-set-up-direct-deposit/) - FAQ - How do I set up direct deposit? - [Money Manager](https://www.greencountryfcu.com/faq-items/money-manager/) - Money Manager is a free, personal financial management system connected to your online banking accounts. Money Manager: Provides consolidated, 360-degree view of Green Country and other financial institution accounts (once linked) Allows you to track spending, net worth, budgets, and goals Financial Management Tools help you understand, manage and gain control of your finances Offers - [Online Banking login help](https://www.greencountryfcu.com/faq-items/online-banking-login-help/) - If you have the online banking link saved or bookmarked in your web browser, you will need to update that link after August 17th. Here’s the new online banking address: https://online.greencountryfcu.com. Existing User Online or on Mobile Signing into our enhanced online banking system is different. If you are currently signed up (existing user) for - [How to Login to the Newly Upgraded Online Banking](https://www.greencountryfcu.com/faq-items/how-to-login-to-the-newly-upgraded-online-banking/) - If you have the online banking link saved or bookmarked in your web browser, you will need to update that link on August 17th. Here's the new online banking address: https://www.greencountryfcu.com. Existing User Online or on Mobile Signing into our enhanced online banking system is different. If you are currently signed up (existing user) for - [What are the Text Banking commands?](https://www.greencountryfcu.com/faq-items/what-are-the-text-banking-commands/) - With Text Banking you can request your balance, transfer money, check history, or set alerts to notify you of balance, transactions, and more. - [What's my account balance?](https://www.greencountryfcu.com/faq-items/whats-my-account-balance/) - There are many ways to check your Green Country FCU account balance or other transaction specifics on your account, anytime, anywhere! - [Text Banking](https://www.greencountryfcu.com/faq-items/text-banking/) - Quickly get your account balance(s), history or find an ATM or branch near you – all with a text message on your mobile phone. TEXT to 39872 Balance: Text ‘BAL’ to 39872 Command Help: Text ‘HELP’ to 39872 See last 3 transactions: Text “HIST + account nickname” to 39872 **if you need actual account help - [QuickBooks](https://www.greencountryfcu.com/faq-items/quickbooks/) - ATTENTION INTUIT USERS - QuickBooks & Quicken. Green Country FCU is upgrading to a new online and mobile banking system on August 17, 2023. This update will require that you make changes to your QuickBooks or Quicken software, so please take action to ensure a smooth transition. There are three ways that Green Country online - [Instant Balance](https://www.greencountryfcu.com/faq-items/instant-balance/) - Check Your Balance at a Glance with Instant Balance Did you know that you can check your account balance without logging into the mobile app? Instant Balance gives you one-click access to your account balance on your mobile phone. Ready to set it up? Login to your mobile app and select ‘Instant Balance’ from settings - [Account Alerts](https://www.greencountryfcu.com/faq-items/account-alerts/) - Account Alerts in Online Banking are an easy way to keep track of your accounts! Set alerts to text or email you when: Your balance drops below (or grows above) a specific amount A direct deposit posts An ATM withdrawal or debit transaction exceeds a specific amount A check has cleared A withdrawal exceeds a - [Security](https://www.greencountryfcu.com/faq-items/security/) - Our online banking and mobile banking Apps employ a host of solutions to keep your money safe and ensure that online validated members login. Multi-Factor Authentication Our Login steps for Online and Mobile Banking have a wealth of security measuers in place “behind the scenes” that keeps your information secure and protected. Additionally, we require - [Transfer Money](https://www.greencountryfcu.com/faq-items/transfer-money/) - There are a number of ways to transfer money between Green Country accounts and other financial institution accounts inside Online Banking and our Mobile Banking apps. Transfers to external accounts have two options using the ACH (Automated Clearing House process. Standard (3-day) Next Day (1-day) - $2.50 You can also transfer money internally, between your - [Zelle](https://www.greencountryfcu.com/faq-items/zelle/) - Zelle® is a fast, safe and easy way to send and receive money with friends and family who have a U.S.-based checking or savings account – typically in minutes when both users are already enrolled. With just an email address or U.S. mobile number, you can send money to people you know and trust, regardless - [Bill Pay](https://www.greencountryfcu.com/faq-items/bill-pay/) - Green Country FCU Online Banking is the one place to pay all your bills. Simplify your finances by keeping track of everything together. This free service allows you to find and add bills to pay, add payees, schedule one-time or recurring payments, and more from online banking and our mobile banking apps. Additionally, members now - [What is message pay?](https://www.greencountryfcu.com/faq-items/what-is-message-pay/) - Message Pay is a quick, easy, mobile payment portal for your Green Country FCU loans. You can make a payment to your Green Country loan from any non-Green Country FCU account by text message or online. All Green Country members with an active personal loan and a mobile phone will receive a text message allowing - [How do I make a payment to my Green Country loan?](https://www.greencountryfcu.com/faq-items/how-do-i-make-a-payment-to-my-green-country-loan/) - You can make payments from your Green Country accounts or another financial institution’s accounts online, in person, by text, or by mail. - [How can I pay my loan account via text message?](https://www.greencountryfcu.com/faq-items/how-can-i-pay-my-loan-account-via-text-message/) - With Message Pay, you can make a payment to your Green Country loan from an external financial institution account or debit card. When you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment - [When are you open/What are your hours?](https://www.greencountryfcu.com/faq-items/when-are-you-open-what-are-your-hours/) - Green Country FCU lobbies are open Monday - Friday 9:00 a.m. - 4:30 p.m; Drive-Thru's Monday - Friday 7:30 a.m. - 6:00 p.m.. - [What's a Shared Branch?](https://www.greencountryfcu.com/faq-items/whats-a-shared-branch/) - Shared branching is one of the coolest perks of banking with Green Country! As a member, you can conduct banking business at ANY CO-OP Shared Branch location. - [When will my payment be posted to my account?](https://www.greencountryfcu.com/faq-items/when-will-my-payment-be-posted-to-my-account/) - Your payment will be posted to your account within one business day. For example, if you make your payment on a Saturday, your payment will be posted Monday morning. Likewise, if you make your payment at 5:00PM on a Monday, your payment will be posted on Tuesday morning. - [What's the routing number?](https://www.greencountryfcu.com/faq-items/whats-the-routing-number/) - Green Country's routing number is #303185761Green Country's routing number is #303185761 → - [Can I dispute a charge on my account?](https://www.greencountryfcu.com/faq-items/can-i-dispute-a-charge-on-my-account/) - Yes! If you notice a charge on your statement or online banking transaction history that is incorrect or not yours, you need to file a dispute. Call us (918) 245-1301 or come by any of our branches. We'll help you with the dispute form and turn off your debit card/cancel checks so no other charges - [Why Choose a Credit Union?](https://www.greencountryfcu.com/faq-items/why-choose-a-credit-union/) - Because our members are our shareholders, the profits we make are reinvested in you. This means better rates, better service, and the dreams you’re chasing, faster. - [How long does it take to get a debit card?](https://www.greencountryfcu.com/faq-items/how-long-does-it-take-to-get-a-debit-card/) - Typically, new debit cards will take 7 - 10 days by USPS mail and will be directly mailed to the address you have on file with us. The PIN number for your card will be mailed separately and sometimes beats the debit card to your house! - [What’s the difference between my membership number and my account number?](https://www.greencountryfcu.com/faq-items/whats-the-difference-between-my-membership-number-and-my-account-number/) - Your Green Country FCU membership number is your unique profile number that is typically 6 digits long. This number will help our employees identify you and your associated accounts for faster service. Each Green Country account that you open has an associated share ID – or account number. Your account number links us to one - [I’m a new member, how do I enroll in Online Banking?](https://www.greencountryfcu.com/faq-items/im-a-new-member-how-do-i-set-up-my-account/) - Setup Online Banking Enrolling in Online Banking is quick and easy. Please note that you do have to enroll and login on a desktop before you can access our mobile banking app. You will need your member number for this step. Not sure what your member number is? Call or text us at (918) 245-1301 - [What’s different about a credit union (than a bank)?](https://www.greencountryfcu.com/faq-items/whats-different-about-a-credit-union-than-a-bank/) - Green Country – as with other Credit Unions – differs from banks in that every account holder is a MEMBER. And we are MEMBER-OWNED. Meaning, you have a say in how the credit union is run, and you can vote on various issues and the Board of Directors. It doesn’t matter if you have more - [What identification do I need to apply?](https://www.greencountryfcu.com/faq-items/what-identification-do-i-need-to-apply/) - To apply for Green Country FCU membership, you’ll need the following forms of identification: Valid U.S. government issued ID (e.g. Driver’s License, Passport, or State ID) or Foreign Passport Social Security Number (SSN) or Individual Tax Identification Number (ITIN) Documentation verifying your home address, such as a utility bill or lease agreement (Not required for minors - [Who is eligible to join Green Country FCU?](https://www.greencountryfcu.com/faq-items/who-is-eligible-to-join-green-country-fcu/) - You are eligible to join Green Country FCU if you: Are an immediate family member or a domestic partner of a current Green Country FCU member. Live, work, worship or attend school in the Tulsa, OK Metropolitan Statistical Area consisting of Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties. Apply Now - [How do I join?](https://www.greencountryfcu.com/faq-items/how-do-i-join/) - Joining Green Country FCU is easy. Complete our secure online membership application. Or, you can download our PDF application and mail to: Green Country FCU ATTN: New Accounts 202 E. Morrow Rd. Sand Springs, OK 74063 Or, stop by one of our branches to apply in person. Sand Springs/Prattville 202 E. Morrow Rd. ## Locations - [Green Country FCU Morrow Road](https://www.greencountryfcu.com/location/green-country-fcu-morrow-road/) - Green Country FCU 202 E. Morrow Rd. Sand Springs, OK 74063 Drive-Thru Monday thru Friday 8:30 a.m. - 5:30 p.m. Lobby Monday thru Friday 9:00 a.m. - 4:30 p.m. - [Green Country FCU Prattville](https://www.greencountryfcu.com/location/green-country-fcu-prattville/) - Green Country FCU 3350 S. 113th W. Ave. Sand Springs, OK 74063 Drive-Thru: Mon-Fri 8:30 a.m.-5:30 p.m.; Sat 8:30 a.m.-Noon Lobby: Mon-Fri 9:00 a.m.-4:30 p.m. - [Green Country FCU Coweta](https://www.greencountryfcu.com/location/green-country-fcu-coweta/) - Green Country FCU Coweta Meadowbrook Shopping Center 11319 Highway 51, Suite 900 Coweta, OK 74429 Lobby ONLY: Mon-Fri 9am-5pm 24-hour ATM takes deposits ## Categories - [Uncategorized](https://www.greencountryfcu.com/category/uncategorized/) - [Budgeting](https://www.greencountryfcu.com/category/budgeting/) - [Improving Credit](https://www.greencountryfcu.com/category/improving-credit/) - [Kids Corner](https://www.greencountryfcu.com/category/kids-corner-2/) - [Financial](https://www.greencountryfcu.com/category/financial/) - [Home Buying](https://www.greencountryfcu.com/category/home-buying/) - [Fraud](https://www.greencountryfcu.com/category/consumer-protection/fraud/) - [Calculator](https://www.greencountryfcu.com/category/calculator/) - [COVID-19](https://www.greencountryfcu.com/category/covid-19/) - Articles regarding the 2020 Coronavirus Pandemic. - [Green Country News](https://www.greencountryfcu.com/category/green-country-news/) - [Small Business](https://www.greencountryfcu.com/category/small-business/) - [Identity Theft](https://www.greencountryfcu.com/category/consumer-protection/identity-theft/) - Articles regarding Identity Theft and how to protect yourself, Consumer Rights and Responsibilities, the Fair Credit Reporting Act, the FACT Act, and more. - [Scams](https://www.greencountryfcu.com/category/consumer-protection/scams/) - [Cyber Security](https://www.greencountryfcu.com/category/consumer-protection/cyber-security/) - [Consumer Protection](https://www.greencountryfcu.com/category/consumer-protection/) - [Education](https://www.greencountryfcu.com/category/financial/education/) ## Tags - [Agreement](https://www.greencountryfcu.com/tag/agreement/) - [Allegations](https://www.greencountryfcu.com/tag/allegations/) - [Financial](https://www.greencountryfcu.com/tag/financial/) - 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