News & Announcements

GCFCU has partnered with Stakeholder Partnerships, Education and Communication (SPEC).  SPEC is the outreach and education function of the Internal Revenue Service (IRS), Wage and Investment Division which serves low to moderate income taxpayers, senior citizens, and persons with disabilities, those with limited English proficiency and Native Americans. SPEC is widely known for oversight of the Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs, which offer free tax return preparation and outreach to our members as tax-payers. SPEC started offering Facilitated Self-Assistance (FSA) as an initiative to give taxpayers another option to  e-file their state and federal returns for FREE if your 2014 adjusted gross income is $60,000 or less and if your 2013 adjusted gross income is $58,000 or less.  If you have any questions you can call a certified tax coach using the toll free number (1-855-698-9435) or email address provided ( Below is a customized link that you, the taxpayer, can access to prepare your own federal and state return.  Simply click on link below and you can get started.

Balance Financial Fitness Program

Whether you're interested in developing a workable spending and savings plan, getting out of debt, understanding and improving your credit report, buying a home, or planning for your financial future, Balance Financial Fitness Assistance Program can help. That's why they've provided access to free and confidential financial counseling and education.  BALANCE is a financial education and counseling service committed to helping individuals and families nationwide take control of their finances and reach their goals. On their site, you’ll find information about what they do, who they are and how they can help you master your money. You may also want to check out their financial education center for articles on a wide variety of credit and financial topics, and a full suite of other online tools and resources.  Following is the websites to research:




View All News & Announcements


Loan Rates APR*
New or Used Vehicle as low as 2.49%
Signature Loan as low as 12.50%
Share Secured as low as 3.50%
Deposit Rates APY**
Savings/Shares 0.30%
Money Market 0.30%
IRA Shares 0.30%

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

View All Rates